Acquisition Finance Portfolio Management Associate

About the Role

We have an exciting opportunity to join ING's Acquisition Finance Portfolio Management (AF PM) team in London. As an Associate within our front-office lending team, you will help manage a portfolio of leveraged finance transactions, supporting portfolio performance, credit monitoring, and capital optimisation initiatives. You will work closely with colleagues across Acquisition Finance Origination, Capital Markets & Advisory, Transaction Approval & Control, Legal, and other lending teams, while building strong relationships across the wider business.

Key Responsibilities

Portfolio Management & Credit Monitoring

• Support Portfolio Managers in the day-to-day management of Acquisition Finance clients and transactions.
• Conduct ongoing credit analysis, covenant monitoring, and financial performance reviews.
• Assist with refinancings, amendments, waivers, and other credit modifications.
• Identify and escalate potential credit concerns and early warning indicators.
• Support restructuring and workout situations when required.

Portfolio Reporting & Analytics

• Prepare portfolio reports, risk reviews, and management information.
• Contribute to quarterly Credit Risk Management, Watchlist, and Loan Loss Provision reviews.
• Maintain portfolio databases, trackers, and performance metrics.
• Support lending limit management and capital velocity initiatives, including loan sales and risk transfer programmes.

Client & Stakeholder Engagement

• Work closely with Relationship Managers and sector specialists to support client discussions and identify business opportunities.
• Contribute to cross-sell initiatives and portfolio-driven growth opportunities.
• Collaborate with offshore support teams and internal stakeholders across functions and regions.

Continuous Improvement

• Support process improvement and transformation initiatives.
• Help enhance credit monitoring and operational efficiency.
• Contribute to the development of junior colleagues and new joiners.

What We're Looking For

Experience & Qualifications

• University degree (CFA and/or MBA advantageous).
• 3+ years' experience in lending, leveraged finance, credit analysis, or portfolio management.
• Strong financial analysis and cashflow modelling skills.
• Advanced Excel and PowerPoint skills; Power BI is beneficial.
• Exposure to Acquisition Finance, Project Finance, Infrastructure, Energy, Transport, Technology, or other specialised lending sectors is desirable.
• French and/or Spanish language skills are beneficial but not essential.

Skills & Competencies

• Strong credit and analytical capabilities.
• Excellent communication and presentation skills.
• Collaborative team player with the ability to work across functions and regions.
• Strong organisational skills and ability to manage multiple priorities.
• Knowledge of lending documentation and credit processes.
• Proactive, self-motivated, and committed to continuous improvement.

Why Join ING?

At ING, you'll have the opportunity to work in a dynamic international environment while developing your career within a leading global bank. We offer:

• Private medical, dental and health cover
• Competitive pension and financial wellbeing benefits
• Hybrid working and flexibility to work abroad for up to 30 days
• Generous annual leave and family-friendly policies
• Learning, mentoring and international career development opportunities
• Employee wellbeing programmes, social clubs and volunteering initiatives

Learn more about careers at ING: ING Careers

Die ING ist eine globale Bank mit über 60.000 Mitarbeitenden. Wir sind für rund 38 Millionen Privat-Kundinnen und Kunden sowie für unsere Geschäfts- und Firmenkunden in über 40 Ländern da. Wir sind bunt, vielfältig, digital und stolz darauf. Lust uns kennenzulernen? Dich erwartet eine Kultur auf Augenhöhe, flexible Arbeitsweisen und die Chance, mit einem Job wirklich etwas zu verändern. Denn als globale Bank berühren wir das Leben von Millionen Menschen und wir streben danach einen positiven Einfluss auf die Gesellschaft und auf unseren Planeten zu haben. Selbstbestimmtes Arbeiten ist unser täglich Brot: Wir vertrauen unseren Mitarbeitenden und ermutigen sie, ihr Ding zu machen – also ihre Karriere so zu gestalten, wie es für sie am besten ist. Wir sind mehr als ein Arbeitgeber – wir sind innovativ, lösen Probleme, sind immer einen Schritt voraus und setzen uns dafür ein, einen echten Unterschied zu machen. Egal, ob Du gerade Deine Karriere startest oder die nächste große Herausforderung suchst, wir haben viele Jobmöglichkeiten, die Dich inspirieren und über Dich hinauswachsen lassen. Deine Zukunft bei der ING beginnt mit einer Bewerbung. Bist du bereit, Teil der ING zu werden? Wir haben viele Jobmöglichkeiten, die zu Deinen Fähigkeiten und Ambitionen passen! Verwende die Filter unter der Suchleiste, wie Standort und Jobtyp, um die perfekte Stelle zu finden. Starte jetzt mit der Suche und finde heraus, wohin Dich Dein nächster Karriereschritt führen könnte!