This is a role where your decisions carry real weight. As a senior leader in Financial Crime Compliance (FCC), you sit at the intersection of regulation, risk, and business; shaping how ING protects the integrity of the financial system while enabling responsible growth. You will lead critical conversations, influence at the highest levels, and define how complex risks are understood, challenged, and managed. It’s a unique opportunity to combine leadership, expertise, and impact in a highly visible role.

The team

You will lead the FCC NL Advice & Control and Escalations function, a key pillar of ING’s second line of defence in the Netherlands. The function brings together three specialised teams focused on advisory and control, monitoring and oversight, and complex escalation decisioning across Retail and Wholesale Banking. Operating in a high-stakes, high-visibility environment, you will engage with a broad network of senior stakeholders, including FCC Intelligence & Investigations, Group FCC, Legal and first-line leadership. Together, you ensure that ING meets regulatory expectations and continuously address financial crime risks appropriately. The team culture combines professional challenge with strong collaboration, where critical thinking, integrity, continuous improvement and innovation are central to how we work and lead.

Roles and responsibilities

As Head of Advice & Control and Escalations, you provide strategic leadership and act as a key voice in shaping FCC NL. You lead through others while actively steering complex decisions and governance.

Leading and developing multiple FCC teams (44 FTE) responsible for the functional oversight within ING Retail NL and WB NL, building a high-performing environment with strong ownership and accountability.
Defining and driving the strategic direction of second line governance, aligned with ING’s global FCC framework.
Acting as a trusted advisor to senior leadership and delegate MLRO, influencing critical decisions and regulatory positioning.
Overseeing high-impact KYC-related MLRO escalations, ensuring consistent, defensible, and risk-based outcomes.
Challenging the first line of defence on compliance risks, controls, and change initiatives at a strategic level.
Driving integrated financial crime risk assessments across Retail and Wholesale Banking.
Translating complex regulatory expectations into clear, actionable frameworks and guidance in collaboration with Group FCC and other stakeholders.
Representing FCC NL internally and where relevant externally, maintaining credibility and trust.
Enhancing oversight effectiveness through data-driven insights and continuous improvement initiatives.

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself. Thereto, you can demonstrate your 15+ years of experience in:

Leading and developing multiple teams, creating a high-performing environment with strong ownership, integrity, and accountability.
Making sound, risk-based decisions in complex, high-impact situations within a regulated environment.
Influencing senior stakeholders through clear, credible communication and constructive challenge.
Translating complex regulatory frameworks into practical governance, controls, and decision-making guidance.
Driving and embedding strong second line oversight and risk management across Retail and Wholesale Banking.
Bringing deep expertise in financial crime compliance (AML, KYC/CDD, sanctions) and applying it in a second-line context.
Navigating regulatory scrutiny with confidence, including direct engagement with regulators and auditors.
Leading transformation and continuous improvement in complex, multi-stakeholder environments.
Leveraging strong professional and academic foundations, supported by relevant certifications such as ACAMS.
Drawing on extensive experience in risk management and FCC leadership to steer organisational decisions and priorities.
Applying and understanding data-driven FCC techniques, including analytics and AI/ML in KYC and transaction monitoring.
And leveraging familiarity with FCC tooling and systems for screening, monitoring, and case management.

Rewards and benefits

We want to make sure that it’s possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions. The benefits of working with us at ING include:

25-28 vacation days depending on contract
Pension scheme
13th month salary
8% Holiday payment
Hybrid working
Personal growth and challenging work with endless possibilities
An informal working environment with innovative colleagues

About us

Curious about how ING empowers people and businesses to move forward? Discover what we do and what we can offer you.

Questions?

Please visit our Frequently Asked Questions section to find some answers on questions you might have. Contact the recruiter attached to the advertisement.

Want to apply directly?

Please upload your CV and motivation letter by clicking the ‘Apply’ button.

Die ING ist eine globale Bank mit über 60.000 Mitarbeitenden. Wir sind für rund 38 Millionen Privat-Kundinnen und Kunden sowie für unsere Geschäfts- und Firmenkunden in über 40 Ländern da. Wir sind bunt, vielfältig, digital und stolz darauf. Lust uns kennenzulernen? Dich erwartet eine Kultur auf Augenhöhe, flexible Arbeitsweisen und die Chance, mit einem Job wirklich etwas zu verändern. Denn als globale Bank berühren wir das Leben von Millionen Menschen und wir streben danach einen positiven Einfluss auf die Gesellschaft und auf unseren Planeten zu haben. Selbstbestimmtes Arbeiten ist unser täglich Brot: Wir vertrauen unseren Mitarbeitenden und ermutigen sie, ihr Ding zu machen – also ihre Karriere so zu gestalten, wie es für sie am besten ist. Wir sind mehr als ein Arbeitgeber – wir sind innovativ, lösen Probleme, sind immer einen Schritt voraus und setzen uns dafür ein, einen echten Unterschied zu machen. Egal, ob Du gerade Deine Karriere startest oder die nächste große Herausforderung suchst, wir haben viele Jobmöglichkeiten, die Dich inspirieren und über Dich hinauswachsen lassen. Deine Zukunft bei der ING beginnt mit einer Bewerbung. Bist du bereit, Teil der ING zu werden? Wir haben viele Jobmöglichkeiten, die zu Deinen Fähigkeiten und Ambitionen passen! Verwende die Filter unter der Suchleiste, wie Standort und Jobtyp, um die perfekte Stelle zu finden. Starte jetzt mit der Suche und finde heraus, wohin Dich Dein nächster Karriereschritt führen könnte!

Head of Advice &amp; Control and Escalations