Team Lead, Card Operations Chargeback

YTL Digital Bank Berhad (Registration No. 202201037182 (1482879-P)) • Kuala Lumpur, MY

Overview:

The Dispute and Chargeback Manager / Assistant Manager is responsible for overseeing the overall chargeback and dispute processes, ensuring timely and accurate resolution of cases, and minimizing financial losses due to chargebacks and disputes.

Key Responsibilities:

  • Process, analyze & conduct investigation on transaction disputes and ensure all transactions are actioned within the stipulated timeframe as specified in Card Scheme’s regulations.
  • Possess a clear understanding of the Dispute and Chargeback flows as per Card Schemes requirements such as chargeback and presentment reason codes, timelines and submissions.
  • Monitor the GL accounts which are related to Dispute and Chargeback to ensure outstanding items resolved within the stipulated lifespan.
  • Liaise with the relevant departments on disputes matters and ensure closure within stipulated timelines.
  • Assist in preparing monthly Management Information (MI), periodic Card Scheme and BNM reporting related to Dispute and Chargeback.
  • Monitor and review decisions made on exception reports for insufficient and blocked accounts and perform necessary action on the transactions adhering to company’s policy and BNM guidelines as required.
  • Drafting, periodic review and update of the department SOPs related to Dispute and Chargeback.
  • Support and participate in UATs on projects related to Cards.
  • Provide support to Senior Manager when audits are conducted in related operational areas.
  • Provide support to the Senior Manager on other operational processes, when required

Job Requirements:

  • A relevant tertiary level qualification and/or recognised qualification(s) appropriate to the role.
  • Minimum 3 years of relevant experience in Dispute Resolution and Chargeback Handling and is proficient in Card Scheme related regulations.
  • Proficient in English (written and spoken) and Microsoft Office applications.
  • Good interpersonal, communication and organisational skills and is an effective team player.

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Hey Malaysia, we’re Ryt Bank—your first AI-powered digital bank! Formed by the consortium of YTL Digital Capital Sdn Bhd and Sea Limited, two of Southeast Asia’s leading innovators, we’re here to reshape banking in Malaysia. At Ryt Bank, we believe in empowering you with fast, easy, and secure financial solutions that are as inclusive as they are innovative. It’s not just about banking—it’s about your right to better banking. Operating under YTL Digital Bank Berhad [Reg. No. 202201037182 (1482879-P)], we are fully licensed by Bank Negara Malaysia and Ministry of Finance. Excited? The Ryt Bank app is launching soon. Get ready for a new era of banking—one that’s done right!

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