[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"job-sr-manager-real-estate-secured-lending-policy-amp-oversight-bank-of-montreal-en-ca":3},{"id":4,"slug":5,"title":6,"description":7,"company":8,"is_featured":11,"featured_until":7,"is_active":12,"deactivated_at":7,"is_enriched":12,"processed_job_posting_json":13,"processed_latitude":67,"processed_longitude":68,"processed_employment_types":69,"processed_working_hours":70,"processed_working_hours_labels":72,"processed_home_office":73,"processed_salary_min":64,"processed_salary_max":65,"processed_salary_currency":61,"processed_salary_source":74,"processed_benefits":75,"processed_benefits_labels":82,"processed_industry":83,"processed_skills":7,"processed_job_location":84,"processed_full_address_gmaps":86,"processed_street_gmaps":88,"processed_city_gmaps":90,"processed_postal_code_gmaps":91,"processed_country_gmaps":93,"processed_country_iso_code_gmaps":95,"full_description":17,"formatted_description":17,"processed_employment_types_labels":36,"processed_home_office_labels":34,"processed_industry_labels":38,"processed_it_skills":96,"processed_it_skills_labels":99,"processed_soft_skills":100,"processed_soft_skills_labels":101,"processed_job_expertise_skills":102,"processed_job_expertise_skills_labels":103,"processed_language_requirements":104,"processed_total_experience_years":111,"processed_professional_field":112,"processed_professional_field_labels":116,"processed_leadership_role":12,"processed_date_posted":20,"raw_job_url":117,"apply_url":7,"raw_hiringOrganization_logo_url":7,"translations":7,"canonical_industry_key":83,"canonical_industry_label":38,"max_cpc":118,"actual_cpc":7},54758,"sr-manager-real-estate-secured-lending-policy-amp-oversight-bank-of-montreal","Sr. Manager, Real Estate Secured Lending Policy & Oversight",null,{"name":9,"slug":10,"logo_url":7},"Bank of Montreal","bank-of-montreal",false,true,{"@context":14,"@type":15,"title":16,"description":17,"hiringOrganization":18,"datePosted":20,"validThrough":21,"jobLocation":22,"jobLocationType":34,"employmentType":35,"industry":37,"skills":39,"baseSalary":59},"https:\u002F\u002Fschema.org\u002F","JobPosting","Sr. Manager, Real Estate Secured Lending Policy &amp; Oversight","Application Deadline: Address: 33 Dundas Street West Job Family Group: Audit, Risk & Compliance Provides oversight, monitoring and reporting on credit risk for a designated portfolio. Develops and monitors the credit risk management framework that includes the governance framework & practices leveraged across BMO to manage credit risks. Provides policies & standards, methodologies and controls that increase transparency, accuracy and consistency across groups. Works with stakeholders to implement the methodology, metrics and program standards for the assigned portfolio to ensure compliance and identification of action plans. Lead risk workstream for strategic transformation initiatives, including digitization, AI adoption, and advanced analytics. Act as a thought leader in risk transformation, shaping modernization of credit risk practices and oversight frameworks. Partner across Risk, Technology, and Product to embed risk requirements into solution design and delivery. Drive adoption of advanced analytics and modeling, enhancing risk insights, monitoring, and decisioning. Provide effective challenge and oversight to ensure initiatives are scalable, compliant, and defensible from a regulatory perspective. Manage external vendor relationships, including due diligence, performance oversight, and alignment to risk and regulatory standards. Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders. Provides strategic input into business decisions as a trusted advisor. Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business\u002Fgroup. Acts as a subject matter expert on relevant regulations and policies. Interprets new regulations and assesses impacts to the governance framework. Develops reports on the status of the governance program or framework components to various internal & external stakeholder audiences. Influences and negotiates to achieve business objectives. Assists in the development of strategic plans. Identifies emerging issues and trends to inform decision-making. Recommends business priorities, advises on resource requirements and develops roadmap for strategic execution. Manages resources and leads the execution of strategic initiatives to deliver on business and financial goals. Measures the effectiveness of risk governance system and framework; recommends changes as required. Conducts independent analysis and assessment to resolve strategic issues. Leads the development and maintenance of the governance system and framework. Represents the risk program \u002F governance structure during internal\u002Fexternal regulatory audits and\u002For examinations. Breaks down strategic problems, and analyses data and information to provide insights and recommendations. Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives. Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution. Manages the review and sign-off process for relevant regulatory reporting. Leads and integrates the monitoring, measurement & reporting on the status of the credit risk governance program to internal & external stakeholders. Leads the management of governance meetings and maintenance of governing body mandates, oversight and approval guidelines. May provide specialized support for other internal and external regulatory requirements. Provides input into the planning and implementation of ongoing operational programs in support of the credit risk framework. Identifies, develops and administers credit risk control framework activities for adherence to all policies, procedures and established processes; documents and reports results of independent risk assessments on an individual and portfolio basis. Identifies where corrective actions are required and escalates per guidelines; ensures corrective action is taken as necessary. Provides advice and guidance to assigned business\u002Fgroup on implementation of the risk framework, including effective challenge. Coordinates and participates in the execution of oversight\u002Fgovernance activities including reporting; assessment of education & training needs, development\u002Fdelivery of training; development and execution of regulatory administration processes & procedures. Supports the development and maintenance of the governance system and framework including supporting policy\u002Fstandard\u002Foperating procedures lifecycle management, education and training assessments. Develops and maintains in-depth knowledge of business and related risk management requirements and legislative\u002F regulatory directives and guidance. Builds effective relationships with internal\u002Fexternal stakeholders. Analyzes data and information to provide insights and recommendations. E.g. risk trends in key sectors, geographies. Coordinates and monitors the review and sign-off of regulatory reporting and attestations. Operates at a group\u002Fenterprise-wide level and serves as a specialist resource to senior leaders and stakeholders. Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine. Implements changes in response to shifting trends. Broader work or accountabilities may be assigned as needed. Qualifications: Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. In-depth \u002F expert knowledge and understanding of the credit risk management practices and real estate lending. In-depth \u002F expert knowledge of regulatory requirements and legal documentation. In-depth \u002F expert knowledge & experience with risk policy frameworks; quality control \u002F testing frameworks. Seasoned professional with a combination of education, experience and industry knowledge. Verbal & written communication skills - In-depth \u002F Expert. Analytical and problem solving skills - In-depth \u002F Expert. Influence skills - In-depth \u002F Expert. Collaboration & team skills; with a focus on cross-group collaboration - In-depth \u002F Expert. Able to manage ambiguity. Data driven decision making - In-depth \u002F Expert. Salary: $86,000.00 - $160,000.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https:\u002F\u002Fjobs.bmo.com\u002Fglobal\u002Fen\u002FTotal-Rewards About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at https:\u002F\u002Fjobs.bmo.com\u002Fca\u002Fen. BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes. BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life. Everywhere we do business, we’re focused on building, investing and transforming how we work to drive performance and continue growing the good. Who we are We’re proud to be fueling growth and expanding possibilities for individuals, families and businesses. More than 12 million customers count on us for personal and commercial banking, wealth management and investment services. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management and investment services to more than 12 million customers. In Canada, the United States and across the globe, we’ll continue to build, invest and transform to drive performance that serves the good that grows.",{"@type":19,"name":9},"Organization","2026-06-12","2027-06-12",[23],{"@type":24,"address":25,"geo":30},"Place",{"@type":26,"addressLocality":27,"addressCountry":28,"addressRegion":29},"PostalAddress","Mississauga","CA","Ontario",{"@type":31,"latitude":32,"longitude":33},"GeoCoordinates",43.579559,-79.6175404,"ONSITE",[36],"PERMANENT",[38],"Banking",[40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58],"Advanced Analytics","AI","Digitization","Communication","Collaboration","Influence","Analytical Thinking","Problem Solving","Leadership","Change Management","Stakeholder Management","Ambiguity Management","Credit Risk Management","Real Estate Lending","Regulatory Compliance","Risk Policy Frameworks","Governance","Vendor Management","Data Driven Decision Making",{"@type":60,"currency":61,"value":62},"MonetaryAmount","USD",{"@type":63,"minValue":64,"maxValue":65,"unitText":66},"QuantitativeValue",86000,160000,"YEAR",[32],[33],"permanent",[71],"FULL_TIME",[71],"onsite","estimated",[76,77,78,79,80,81],"Health insurance","Tuition reimbursement","Accident and life insurance","Retirement savings plans","Performance-based incentives","Discretionary bonuses",[76,77,78,79,80,81],"banking",[85],"bank, bmoplace, canada",[87],"33 Dundas St W, Mississauga, ON L5B 1H2, Kanada",[89],"Dundas Street West 33",[27],[92],"L5B 1H2",[94],"Kanada",[28],{"ai":97,"digitization":97,"advanced analytics":98},3,4,[40,41,42],{"communication":98,"collaboration":98,"influence":98,"analytical thinking":98,"problem solving":98,"leadership":98,"change management":98,"stakeholder management":98,"ambiguity management":98},[43,44,45,46,47,48,49,50,51],{"governance":98,"vendor management":97,"real estate lending":98,"regulatory compliance":98,"credit risk management":98,"risk policy frameworks":98,"data driven decision making":98},[52,53,54,55,56,57,58],{"detected_language_jobad":105,"required":106},"en",[107],[108],{"language":109,"level":110},"ENGLISH","C1",7,[113,114,115],"Risk Management","Compliance","Finance",[113,114,115],"https:\u002F\u002Fbmo.wd3.myworkdayjobs.com\u002Fen-us\u002Fexternal\u002Fjob\u002Ftoronto-on-can\u002Fsr-manager--real-estate-secured-lending-policy---oversight_r260016972",1]