Stellenbeschreibung:

Job Title: Product & Transaction Analytics - Fintech Client Risk Analytics

Corporate Title: NCT

Location: Mumbai, India

Role Description

The Corporate Bank is a leading provider of cash management, trade finance trust and securities services, supporting corporate and institutional clients globally. FinTech Platform and Digital Economy (FPD) is one of the key growth pillar of Merchant Solutions within Corporate Bank. The CCM FPD Centre of Prevention and Detection (AAR CPD) is responsible for overseeing risk-based account activity reviews across the FPD client relationships. The function plays a critical role in the identification, assessment and escalation of potential financial crime, sanctions, embargo and money laundering risks, supporting Deutsche Bank's commitment to maintaining a strong and effective control environment.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

Best in class leave policy.
Gender neutral parental leaves
100% reimbursement under childcare assistance benefit (gender neutral)
Sponsorship for Industry relevant certifications and education
Employee Assistance Program for you and your family members
Comprehensive Hospitalization Insurance for you and your dependents
Accident and Term life Insurance
Complementary Health screening for 35 yrs. and above

Your key responsibilities

Perform Account Activity Reviews (AAR) and transaction-risk controls, including AAR alert handling, four-eye review, Merchant Screening, risk-based investigation and timely escalation of sanctions, embargoes, money laundering and other financial crime concerns.
Support portfolio-level risk activities across FPD relationships, including sales and pre-approval governance, NCA assessments, transaction-to-approved-flow mapping, adverse media reviews, periodic risk-review triggers, client risk assessments and tiering, FCRC/CRMF and CRN reviews, portfolio risk read-across and quality assurance.
Conduct detailed analysis of client, account and transaction information, filtering large volumes of data against established criteria to identify risk indicators, unusual activity, control gaps and potential financial crime concerns.
Execute controls and reviews in accordance with Deutsche Bank policies, KODs, Key Operating Procedures (KOPs) and applicable regulatory requirements, maintaining accurate documentation and audit-ready evidence.
Support remediation and ongoing control activities, including Merchant Screening, periodic risk reviews, client tiering, onboarding/offboarding tracking, post-implementation validation and quality assurance, escalating exceptions or control issues as appropriate.
Produce and maintain accurate management information, risk data, tracking and performance reporting, supporting effective monitoring of the FPD portfolio and AAR CPD activities.
Contribute to process enhancement, digitization, workflow optimization, advanced analytics and responsible AI initiatives to improve the efficiency and effectiveness of prevention and detection activities.
Work collaboratively across a diverse and geographically distributed team, exercising sound judgement, challenging appropriately and escalating risk or control concerns without delay.

Your skills and experience

Relevant university degree and/or equivalent professional experience
Prior knowledge/experience with regulatory and/or KYC related topics
Prior experience in Banking, ideally with an AML / Financial Crime related background (e.g. AFC, Compliance, Audit)
Knowledge and awareness of Risks associated with FPD/CCM space
Ability to filter large volume of data & information for relevance against established criteria
Good research and analytical skills, combined with a good sense of risk awareness.
Attention to detail, accuracy, diligence and the ability to deliver high-quality results within tight deadlines.
Team player with strong work ethics while able to work independently under limited supervision.
Capable to work and collaborate within a multicultural and diverse environment.
Fluent communication skills in written and spoken English required.
Good command of MS Office applications (Excel, Word, PowerPoint, Outlook) and general computer proficiency
Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

Training and development to help you excel in your career.
Coaching and support from experts in your team.
A culture of continuous learning to aid progression.
A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information: https://www.db.com/company/company.html

Wir streben eine Unternehmenskultur an, in der wir gemeinsam jeden Tag das Beste geben. Dazu gehören verantwortungsvolles Handeln, wirtschaftliches Denken, Initiative ergreifen und zielgerichtete Zusammenarbeit. Gemeinsam teilen und feiern wir die Erfolge unserer Mitarbeiter*innen. Gemeinsam sind wir die Deutsche Bank Gruppe. Wir begrüßen Bewerbungen von allen Menschen und fördern ein positives, faires und integratives Arbeitsumfeld. Seit über 150 Jahren wird unser Anspruch, die Globale Hausbank für unsere Kunden zu sein, von unseren Mitarbeitern vorangetrieben – in rund 60 Ländern und mit mehr als 150 Nationalitäten. Ihr tiefes Verständnis, ihre Erfahrungen, ihr Fachwissen und ihre Leidenschaft helfen unseren Kunden, sich in einer zunehmend komplexen Welt zurechtzufinden – sei es in unserer Unternehmensbank, unserer Privatkundenbank, unserer Investmentbank oder in unserem Asset Management (DWS). Gemeinsam können wir für unsere Kunden im In- und Ausland Großes bewirken und ihren dauerhaften Erfolg und ihre finanzielle Sicherheit sicherstellen. Mehr Informationen unter: Deutsche Bank Careers (db.com)

Product & Transaction Analytics - Fintech Client Risk Analytics, NCT