Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

As Insurance Product Manager at Oxford Risk Management Group, you will serve as the home-office technical authority for Oxford's Commercial Casualty products, with primary responsibility for Commercial Auto, Commercial General Liability, and Excess Liability. This role provides leadership across the product lifecycle, including product design, regulatory compliance, implementation, governance, and ongoing maintenance.

The ideal candidate brings extensive commercial insurance product management experience, including coverage forms, rating methodologies, state filings, regulatory requirements, and product governance. This individual will act as a trusted resource to Underwriting, Claims, Compliance, Actuarial, Operations, Technology, and senior leadership while driving product strategy, regulatory compliance, and operational effectiveness.

Primary Responsibilities

Own and manage Commercial Auto, Commercial General Liability, and Excess Liability products, including forms, endorsements, rating plans, underwriting rules, state requirements, and product documentation.
Serve as the primary technical resource for coverage interpretation, policy construction, rating methodology, regulatory requirements, and product best practices.
Develop and maintain ISO, proprietary, non-ISO, and manuscript forms, endorsements, rules, and supporting product materials.
Evaluate policy language and product structure to identify coverage gaps, conflicting provisions, unintended coverage grants, and excess-to-primary policy inconsistencies.
Monitor ISO, legislative, regulatory, judicial, and market developments and coordinate required product changes.
Lead implementation of ISO revisions and determine appropriate adoption, modification, or supplementation strategies.
Oversee admitted product form, rate, and rule filings, including regulator correspondence, objection management, and approval processes.
Maintain state-specific product requirements, including approved forms, rates, rules, notices, and compliance obligations.
Provide expertise regarding admitted, non-admitted, surplus lines, transportation, captive, and alternative-risk insurance programs.
Evaluate the interaction of deductibles, self-insured retentions, captive participation, reinsurance, attachment points, and excess coverage structures.
Establish product governance standards, approval processes, and controls for product changes, exceptions, and manuscript endorsements.
Translate product requirements into business and system specifications and support testing and implementation efforts.
Partner with Claims, Actuarial, Legal, Compliance, Underwriting, Operations, and Technology to ensure product accuracy, compliance, and operational effectiveness.
Provide functional leadership to internal stakeholders, external vendors, consultants, and filing resources.
Advise leadership on product risks, regulatory developments, market trends, and strategic product opportunities.
Maintain accurate records of product decisions, approvals, filings, and implementation activities.
Manage multiple product initiatives while ensuring technical accuracy, regulatory compliance, and timely execution.
Develop product guidance, reference materials, and training to support underwriting and operational consistency.

Required Qualifications

Bachelor's degree and 10+ years of Commercial Property & Casualty insurance experience or an equivalent combination of education and relevant experience.
Significant commercial casualty product management experience involving Commercial Auto, Commercial General Liability, and Excess Liability.
Deep knowledge of ISO products, forms, endorsements, classifications, loss costs, filings, and implementation requirements.
Experience developing, reviewing, or implementing proprietary, non-ISO, and manuscript forms and endorsements.
Experience managing form, rate, and rule filings and interacting with state insurance regulators.
Strong knowledge of admitted, non-admitted, and surplus lines markets.
Demonstrated ability to analyze complex coverage, rating, regulatory, and product issues and develop effective solutions.
Experience leading cross-functional initiatives across Underwriting, Claims, Compliance, Legal, Actuarial, Operations, and Technology.
Strong leadership, communication, analytical, organizational, and project management skills.
Proficiency with Microsoft Office and insurance product, policy administration, rating, or filing systems.

Preferred Qualifications

Commercial Auto experience involving trucking, transportation, or motor carrier risks.
Experience with captive, fronting, alternative-risk, or multilayer casualty programs.
Experience using SERFF and other regulatory filing platforms.
Experience implementing products within policy administration systems and translating business requirements into system specifications.
Property & Casualty license and/or professional designations such as CPCU, ARM, AU, CIC, or ARe.
Experience providing functional leadership to product analysts, filing professionals, or external product resources.

Pay Range

$200,000 - $240,000 Annual

The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role.

Teammate Benefits & Total Well-Being

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.

Recruiting Vendor Disclosure Statement

Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies ("Recruiting Vendors"). Recruiting Vendors must have a valid written agreement and received prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page.

The Power To Be Yourself

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

We think of ourselves as a team, so we have teammates - not employees. We strive to attract people who are competitive, driven, and disciplined. Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

Founded in 1939 as a small, two-partner firm, Brown & Brown (NYSE: BRO) and our team of companies have grown into one of the world’s largest insurance brokerages while staying true to our foundation of trust, resilience, and delivering results. With a team that is as connected locally as it is globally, our high-performing, highly collaborative team delivers innovative risk and insurance solutions. We look for individuals who embrace our culture, thrive in a collaborative environment, are driven to grow and succeed, and are committed to always doing what is right. With a unique culture built on integrity, superior capabilities and grit, we value teamwork, trust and courage. We think of ourselves as a team, so we have teammates—not employees, and leaders—not managers. Everything we do is about the greater “WE”—never “me.” While diverse in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers.

Brown & Brown and its affiliates maintain an internal recruiting team responsible for filling open roles posted to the public. In certain situations, Brown & Brown may supplement its internal capabilities by engaging external recruiting vendors and employment agencies (“Recruiting Vendors”). Recruiting Vendors are not authorized to submit resumes, share candidate data, or directly or indirectly contact Brown & Brown employees to present candidates for employment opportunities. The only exception applies to Recruiting Vendors with an active Valid Agreement (as defined below) that has been approved by Brown & Brown. In accordance with this policy, and to ensure appropriate authorization for sharing candidate personal information, Brown & Brown will not accept unsolicited resumes from any source other than Authorized Recruiting Vendors with a Valid Agreement in place who have been expressly invited to support a specific role. Any unsolicited resumes, incomplete submissions, or candidate data received through any means (including email or otherwise) will be considered the property of Brown & Brown. Brown & Brown will not pay any placement or related fees for unsolicited submissions or candidate data provided in violation of this policy. Such submissions may be used by Brown & Brown without any obligation to pay fees of any kind to Recruiting Vendors. A Valid Agreement is defined as a written contract signed by an authorized representative of Brown & Brown. In the absence of a Valid Agreement, Brown & Brown assumes no liability under any legal theory, including but not limited to breach of contract, breach of implied contract, tortious interference, quantum meruit, any/or any other contractual or equitable claims in connection with candidates identified through unsolicited submissions made in violation of this policy.

If you are an existing Brown & Brown teammate, please click here to apply to a job on our internal career site.

Insurance Product Director