[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"job-risk-manager-ii-us-td-bank-na-de-us":3},{"id":4,"slug":5,"title":6,"description":7,"company":8,"is_featured":11,"featured_until":7,"is_active":12,"deactivated_at":7,"is_enriched":12,"processed_job_posting_json":13,"processed_latitude":86,"processed_longitude":87,"processed_employment_types":88,"processed_working_hours":89,"processed_working_hours_labels":91,"processed_home_office":92,"processed_salary_min":83,"processed_salary_max":84,"processed_salary_currency":80,"processed_salary_source":93,"processed_benefits":94,"processed_benefits_labels":102,"processed_industry":103,"processed_skills":7,"processed_job_location":104,"processed_full_address_gmaps":106,"processed_street_gmaps":108,"processed_city_gmaps":110,"processed_postal_code_gmaps":111,"processed_country_gmaps":113,"processed_country_iso_code_gmaps":115,"full_description":16,"formatted_description":116,"processed_employment_types_labels":35,"processed_home_office_labels":33,"processed_industry_labels":37,"processed_it_skills":117,"processed_it_skills_labels":120,"processed_soft_skills":121,"processed_soft_skills_labels":122,"processed_job_expertise_skills":123,"processed_job_expertise_skills_labels":124,"processed_language_requirements":125,"processed_total_experience_years":132,"processed_professional_field":133,"processed_professional_field_labels":135,"processed_leadership_role":11,"processed_date_posted":19,"raw_job_url":136,"apply_url":7,"raw_hiringOrganization_logo_url":7,"translations":7,"canonical_industry_key":103,"canonical_industry_label":37,"max_cpc":137,"actual_cpc":7},98774,"risk-manager-ii-us-td-bank-na","Risk Manager II (US)",null,{"name":9,"slug":10,"logo_url":7},"TD Bank, N.A.","td-bank-na",false,true,{"@context":14,"@type":15,"title":6,"description":16,"hiringOrganization":17,"datePosted":19,"validThrough":20,"jobLocation":21,"jobLocationType":33,"employmentType":34,"industry":36,"skills":38,"baseSalary":78},"https:\u002F\u002Fschema.org\u002F","JobPosting","Work Location: Southfield, Michigan, United States of America Hours: 40 Pay Details: $115,440 - $173,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management Job Description: The Risk Manager II manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization. The position requires: - Strong statistical and mathematical background with auto lending experience; expertise in logistic regression, decision trees, clustering, survival analysis, GLM, gradient boosting, scorecard development, reject inference, PD\u002FLGD loss prediction and machine learning. - Hands-on analytics experience with bureau and alternative data sources, and knowledge of feature engineering and attribute aggregation. - Advanced proficiency in SAS, R, Python, and related analytical tools. The position is expected to: - Integrate large, diverse datasets, apply feature engineering, and identify trends and patterns to support model development and enhancement. - Develop and enhance scorecards and models throughout credit life cycle using statistical methodologies and machine learning techniques. - Coordinate model deployment across FICO Decision Engine, Python, and related platforms. - Partner with stakeholders to support Model Risk Management due diligence and timely issue resolution. - Leverage statistical models and vendor data platforms, to improve acquisition and portfolio performance. - Support downstream use of models, consolidate business impact analyses related to model or strategy changes, and communicate key findings to the management team. Depth & Scope: Performs functions noted for Risk Manager I Generally an expert at the enterprise or group business level Acts as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations Interfaces with teams beyond risk in a cross-functional manner Represents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations Education & Experience: Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below 10+ years' experience required Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker Strong analytical and problem solving skills are required to interpret data and draw conclusions Flexibility to adapt to rapidly changing requirements Extremely strong attention to detail with ability to manage a range of tasks and prioritize Proven ability to develop and maintain productive business\u002Fpeer relationships Superb written and verbal communication skills Experienced in developing and presenting recommendations to Senior Management Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting\u002FCarrying (under 25 lbs.) – Occasional Lifting\u002FCarrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches\u002Fstores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation\u002Fincentive awards (e.g., eligibility for cash and\u002For equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. US Labor & Employment Posters | California Privacy | Accessibility | FAQ Our Values At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture. Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific",{"@type":18,"name":9},"Organization","2026-10-19","2027-10-19",[22],{"@type":23,"address":24,"geo":29},"Place",{"@type":25,"addressLocality":26,"addressCountry":27,"addressRegion":28},"PostalAddress","Southfield","US","Michigan",{"@type":30,"latitude":31,"longitude":32},"GeoCoordinates",42.4827175,-83.25387979999999,"ONSITE",[35],"PERMANENT",[37],"Financial Services",[39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75,76,77],"SAS","R","Python","SQL","MS Office","Relational Databases","ETL","SAS Enterprise Miner","FICO Model Builder","Angoss Knowledge Seeker","FICO Decision Engine","Analytical Skills","Problem Solving","Attention to Detail","Communication","Relationship Building","Flexibility","Prioritization","Risk Management","Statistical Modeling","Logistic Regression","Decision Trees","Clustering","Survival Analysis","GLM","Gradient Boosting","Scorecard Development","Reject Inference","PD\u002FLGD Loss Prediction","Machine Learning","Feature Engineering","Attribute Aggregation","Credit Life Cycle Management","Model Deployment","Model Risk Management","Portfolio Performance Analysis","Auto Lending","Bureau Data Analysis","Alternative Data Analysis",{"@type":79,"currency":80,"value":81},"MonetaryAmount","USD",{"@type":82,"minValue":83,"maxValue":84,"unitText":85},"QuantitativeValue",115440,173160,"YEAR",[31],[32],"permanent",[90],"FULL_TIME",[90],"onsite","estimated",[95,96,97,98,99,100,101],"Health and well-being benefits","Savings and retirement programs","Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)","Banking benefits and discounts","Career development","Reward and recognition","Variable compensation\u002Fincentive awards (e.g., cash and\u002For equity incentive awards)",[95,96,97,98,99,100,101],"financial services",[105],"td, 2 towne square, southfield, michigan, united states of america",[107],"2 Towne Square, Southfield, MI 48076, USA",[109],"Towne Square 2",[26],[112],"48076",[114],"USA",[27],"Work Location: Southfield, Michigan, United States of America\n\nHours: 40\n\nPay Details: $115,440 - $173,160 USD\n\nTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.\n\nLine of Business: Risk Management\n\nJob Description:\n\nThe Risk Manager II manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization.\n\nThe position requires:\n\n- Strong statistical and mathematical background with auto lending experience; expertise in logistic regression, decision trees, clustering, survival analysis, GLM, gradient boosting, scorecard development, reject inference, PD\u002FLGD loss prediction and machine learning.\n- Hands-on analytics experience with bureau and alternative data sources, and knowledge of feature engineering and attribute aggregation.\n- Advanced proficiency in SAS, R, Python, and related analytical tools.\n\nThe position is expected to:\n\n- Integrate large, diverse datasets, apply feature engineering, and identify trends and patterns to support model development and enhancement.\n- Develop and enhance scorecards and models throughout credit life cycle using statistical methodologies and machine learning techniques.\n- Coordinate model deployment across FICO Decision Engine, Python, and related platforms.\n- Partner with stakeholders to support Model Risk Management due diligence and timely issue resolution.\n- Leverage statistical models and vendor data platforms, to improve acquisition and portfolio performance.\n- Support downstream use of models, consolidate business impact analyses related to model or strategy changes, and communicate key findings to the management team.\n\nDepth & Scope:\n\nPerforms functions noted for Risk Manager I\n\nGenerally an expert at the enterprise or group business level\n\nActs as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations\n\nInterfaces with teams beyond risk in a cross-functional manner\n\nRepresents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations\n\nEducation & Experience:\n\nBachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below\n\n10+ years' experience required\n\nProficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages\n\nExperience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS\n\nWorking knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker\n\nStrong analytical and problem solving skills are required to interpret data and draw conclusions\n\nFlexibility to adapt to rapidly changing requirements\n\nExtremely strong attention to detail with ability to manage a range of tasks and prioritize\n\nProven ability to develop and maintain productive business\u002Fpeer relationships\n\nSuperb written and verbal communication skills\n\nExperienced in developing and presenting recommendations to Senior Management\n\nPhysical Requirements:\n\nNever: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%\n\nDomestic Travel – Occasional\n\nInternational Travel – Never\n\nPerforming sedentary work – Continuous\n\nPerforming multiple tasks – Continuous\n\nOperating standard office equipment - Continuous\n\nResponding quickly to sounds – Occasional\n\nSitting – Continuous\n\nStanding – Occasional\n\nWalking – Occasional\n\nMoving safely in confined spaces – Occasional\n\nLifting\u002FCarrying (under 25 lbs.) – Occasional\n\nLifting\u002FCarrying (over 25 lbs.) – Never\n\nSquatting – Occasional\n\nBending – Occasional\n\nKneeling – Never\n\nCrawling – Never\n\nClimbing – Never\n\nReaching overhead – Never\n\nReaching forward – Occasional\n\nPushing – Never\n\nPulling – Never\n\nTwisting – Never\n\nConcentrating for long periods of time – Continuous\n\nApplying common sense to deal with problems involving standardized situations – Continuous\n\nReading, writing and comprehending instructions – Continuous\n\nAdding, subtracting, multiplying and dividing – Continuous\n\nThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.\n\nWho We Are:\n\nTD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches\u002Fstores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.\n\nOur Total Rewards Package\n\nOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation\u002Fincentive awards (e.g., eligibility for cash and\u002For equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.\n\nLearn more\n\nAdditional Information:\n\nWe’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.\n\nColleague Development\n\nIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.\n\nTraining & Onboarding\n\nWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.\n\nInterview Process\n\nWe’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.\n\nAccommodation\n\nTD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.\n\nUS Labor & Employment Posters | California Privacy | Accessibility | FAQ\n\nOur Values\n\nAt TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.\n\nOur Commitment to Diversity, Equity, and Inclusion\n\nAt TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.\n\nHelping to Make an Impact in Communities – TD Ready Commitment\n\nTD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.\n\nLearn more: Canada | US | Europe & Asia Pacific",{"r":118,"etl":119,"sas":118,"sql":119,"python":118,"ms office":119,"fico model builder":119,"fico decision engine":119,"relational databases":119,"sas enterprise miner":119,"angoss knowledge seeker":119},4,3,[39,40,41,42,43,44,45,46,47,48,49],{"analytical skills":118,"problem solving":118,"attention to detail":118,"communication":118,"relationship building":118,"flexibility":119,"prioritization":119},[50,51,52,53,54,55,56],{"glm":118,"clustering":118,"auto lending":119,"decision trees":118,"risk management":118,"machine learning":118,"model deployment":118,"reject inference":118,"gradient boosting":118,"survival analysis":118,"feature engineering":118,"logistic regression":118,"bureau data analysis":119,"statistical modeling":118,"attribute aggregation":118,"model risk management":118,"scorecard development":118,"pd\u002Flgd loss prediction":118,"alternative data analysis":119,"credit life cycle management":118,"portfolio performance analysis":118},[57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75,76,77],{"detected_language_jobad":126,"required":127},"en",[128],[129],{"language":130,"level":131},"ENGLISH","C2",10,[134,57],"Finance",[134,57],"https:\u002F\u002Ftd.wd3.myworkdayjobs.com\u002Fen-us\u002Ftd_bank_careers\u002Fjob\u002Fsouthfield-michigan\u002Frisk-manager-ii--us-_r_1516959-1",1]