[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"all-featured-jobs-global":3,"job-search-\u002Fde-global\u002Fcompany\u002Fspf-private-clients-limited":6,"company-spf-private-clients-limited-de-global":134,"company-filters-\u002Fde-global\u002Fcompany\u002Fspf-private-clients-limited":165},{"total":4,"jobs":5},0,[],{"total":7,"jobs":8},5,[9,47,65,83,109],{"id":10,"slug":11,"title":12,"raw_title":13,"is_featured":14,"company":15,"raw_hiringOrganization_logo_url":13,"processed_city_gmaps":18,"processed_country_iso_code_gmaps":20,"processed_home_office":22,"processed_salary_min":23,"processed_salary_max":24,"processed_salary_currency":25,"processed_salary_source":26,"processed_working_hours":27,"processed_employment_types":29,"processed_it_skills":30,"processed_it_skills_labels":31,"processed_job_expertise_skills":32,"processed_job_expertise_skills_labels":35,"max_cpc":46,"actual_cpc":46},93375,"mortgage-adviser-new-build-specialist-spf-private-clients-limited","Mortgage Adviser (New Build Specialist)",null,false,{"name":16,"slug":17,"logo_url":13},"SPF Private Clients Limited","spf-private-clients-limited",[19],"London",[21],"GB","hybrid",40000,60000,"GBP","estimated",[28],"FULL_TIME","permanent",{},[],{"case management":33,"fca regulations":33,"mortgage advising":34,"protection advising":33,"business development":33,"event representation":33,"consumer duty principles":33,"new build mortgage advising":34,"client relationship management":34,"developer relationship management":34},3,4,[36,37,38,39,40,41,42,43,44,45],"Mortgage Advising","New Build Mortgage Advising","Protection Advising","FCA Regulations","Consumer Duty Principles","Business Development","Client Relationship Management","Case Management","Developer Relationship Management","Event Representation",1,{"id":48,"slug":49,"title":50,"raw_title":13,"is_featured":14,"company":51,"raw_hiringOrganization_logo_url":13,"processed_city_gmaps":52,"processed_country_iso_code_gmaps":54,"processed_home_office":22,"processed_salary_min":55,"processed_salary_max":24,"processed_salary_currency":25,"processed_salary_source":26,"processed_working_hours":56,"processed_employment_types":29,"processed_it_skills":57,"processed_it_skills_labels":58,"processed_job_expertise_skills":59,"processed_job_expertise_skills_labels":60,"max_cpc":46,"actual_cpc":46},93373,"mortgage-broker-spf-private-clients-limited","Mortgage Broker",{"name":16,"slug":17,"logo_url":13},[53],"Birmingham",[21],30000,[28],{},[],{"record keeping":33,"mortgage advising":34,"pipeline management":33,"business development":33,"mortgage products knowledge":34,"regulatory compliance (fca)":33},[36,61,62,41,63,64],"Mortgage Products Knowledge","Regulatory Compliance (FCA)","Pipeline Management","Record Keeping",{"id":66,"slug":67,"title":68,"raw_title":13,"is_featured":14,"company":69,"raw_hiringOrganization_logo_url":13,"processed_city_gmaps":70,"processed_country_iso_code_gmaps":71,"processed_home_office":22,"processed_salary_min":55,"processed_salary_max":23,"processed_salary_currency":25,"processed_salary_source":26,"processed_working_hours":72,"processed_employment_types":29,"processed_it_skills":73,"processed_it_skills_labels":74,"processed_job_expertise_skills":77,"processed_job_expertise_skills_labels":78,"max_cpc":46,"actual_cpc":46},57863,"mortgage-administrator-21avgb00-spf-private-clients-limited","Mortgage Administrator",{"name":16,"slug":17,"logo_url":13},[19],[21],[28],{"crm systems":33,"microsoft office":33},[75,76],"Microsoft Office","CRM Systems",{"lender requirements":33,"financial documentation":33,"mortgage administration":33,"mortgage case processing":33},[79,80,81,82],"Mortgage Administration","Mortgage Case Processing","Financial Documentation","Lender Requirements",{"id":84,"slug":85,"title":86,"raw_title":13,"is_featured":14,"company":87,"raw_hiringOrganization_logo_url":13,"processed_city_gmaps":88,"processed_country_iso_code_gmaps":89,"processed_home_office":22,"processed_salary_min":24,"processed_salary_max":90,"processed_salary_currency":25,"processed_salary_source":26,"processed_working_hours":91,"processed_employment_types":29,"processed_it_skills":92,"processed_it_skills_labels":93,"processed_job_expertise_skills":94,"processed_job_expertise_skills_labels":95,"max_cpc":46,"actual_cpc":46},57865,"financial-advisor-life-amp-inheritance-tax-21avgb00-spf-private-clients-limited","Financial Advisor - Life & Inheritance Tax",{"name":16,"slug":17,"logo_url":13},[19],[21],90000,[28],{},[],{"underwriting":34,"trust planning":34,"estate planning":34,"step qualification":33,"wealth structuring":34,"suitability reports":34,"inheritance tax planning":34,"life insurance solutions":34,"chartered financial planner":33,"regulatory compliance (fca)":34,"business succession planning":34,"cross-border estate planning":34,"high net worth client advisory":34,"diploma in regulated financial planning":34},[96,97,98,99,100,101,102,103,104,62,105,106,107,108],"Inheritance Tax Planning","Estate Planning","Life Insurance Solutions","Trust Planning","Business Succession Planning","Wealth Structuring","High Net Worth Client Advisory","Cross-Border Estate Planning","Underwriting","Suitability Reports","Diploma in Regulated Financial Planning","Chartered Financial Planner","STEP Qualification",{"id":110,"slug":111,"title":112,"raw_title":13,"is_featured":14,"company":113,"raw_hiringOrganization_logo_url":13,"processed_city_gmaps":114,"processed_country_iso_code_gmaps":115,"processed_home_office":22,"processed_salary_min":24,"processed_salary_max":90,"processed_salary_currency":25,"processed_salary_source":26,"processed_working_hours":116,"processed_employment_types":29,"processed_it_skills":117,"processed_it_skills_labels":118,"processed_job_expertise_skills":119,"processed_job_expertise_skills_labels":120,"max_cpc":46,"actual_cpc":133},57869,"wealth-adviser-21avgb00-spf-private-clients-limited","Wealth Adviser",{"name":16,"slug":17,"logo_url":13},[19],[21],[28],{},[],{"compliance":34,"supervision":34,"fca regulations":34,"pensions advice":34,"risk management":34,"investment advice":34,"protection advice":34,"wealth management":34,"financial planning":34,"business development":33,"tax-efficient strategies":34,"chartered financial planner":33,"client relationship management":34,"statement of professional standing":34,"continuing professional development":34,"level 4 diploma in regulated financial planning":34},[121,122,123,124,125,126,39,127,128,41,42,129,130,107,131,132],"Financial Planning","Wealth Management","Investment Advice","Pensions Advice","Protection Advice","Tax-Efficient Strategies","Compliance","Risk Management","Supervision","Level 4 Diploma in Regulated Financial Planning","Statement of Professional Standing","Continuing Professional Development",0.5,{"name":16,"slug":17,"logo_url":13,"id":135,"jobs":136,"description_de":13,"description_en":13,"industry":13,"headquarters_city":13,"headquarters_country_iso":13,"latitude":13,"longitude":13,"website_url":13,"raw_street":13,"raw_city":13,"raw_zip_code":13,"raw_country":13,"raw_legal_form":13,"raw_bafin_id":13,"raw_trade_names":13,"raw_permissions":13,"translations":13},4308,[137,143,148,154,156,158,160,163],{"id":138,"slug":139,"title":140,"location":13,"raw_job_location_address_addressLocality":141,"raw_hiringOrganization_logo_url":13,"raw_description":142},57867,"speculative-applications-mortgage-administratorparaplanner-or-mortgage-advisorbroker-21avgb00-spf-private-clients-limited","Speculative Applications - Mortgage Administrator\u002FParaplanner or Mortgage Advisor\u002FBroker","London - Gracechurch Street","Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work \u002F life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. Mortgage Administrators, Paraplanners &amp; Mortgage Advisors\u002FBrokers – We'd Love to Hear From You We are always keen to connect with talented individuals within the mortgage industry and are building our network of professionals for current and future opportunities. In particular, we are interested in speaking with: Mortgage Administrators\u002FParaplanners Mortgage Advisors\u002FBrokers We're looking for candidates who are CeMAP qualified (or working towards qualification) and have solid experience within a mortgage, financial planning, or wealth management environment. Whether your expertise lies in managing mortgage applications from submission through to completion, supporting advisers with research and recommendations, or providing tailored mortgage advice to clients, we'd be interested in hearing from you. Successful candidates are likely to have experience in: Mortgage and protection administration Case management and application processing Client relationship management Lender and provider liaison Regulatory and compliance requirements Financial planning and mortgage advice End-to-end mortgage journeys If you are interested in exploring internal opportunities within this area, please submit your CV for consideration. We will review your application and contact you should a suitable opportunity arise. What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.",{"id":144,"slug":145,"title":146,"location":13,"raw_job_location_address_addressLocality":141,"raw_hiringOrganization_logo_url":13,"raw_description":147},57868,"case-manager-21avgb00-spf-private-clients-limited","Case Manager","Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work \u002F life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. Role Overview We are seeking a highly organised and proactive Case Manager to support our Protection team, with additional responsibility for team administration activity across the department. This role is primarily focused on providing a high-quality client experience, with protection case management by monitoring progress, maintaining accurate records, liaising with clients and providers, and helping to keep cases on track through to completion. Along side this there will also be some administrative support, including diary management, meeting coordination and communication handling. The ideal candidate will demonstrate excellent organisational skills, strong communication, discretion, and a keen attention to detail. Main Responsibilities Assist in the preparation and review of protection plans and documentation. Conduct research to support recommendations for clients regarding protection solutions. Maintain accurate records of client information, policy details, and correspondence. Ensure compliance with regulatory and company standards. Prepare reports and summaries for client meetings and departmental reviews. Carry out general case management tasks until policies are on risk. Ensure constant communication with the clients with updates on the case progression. Manage the department Directors diary, client appointments, and internal meetings. Organise departmental meetings, and take meeting minutes. Handle correspondence, calls, and emails Coordinate travel arrangements as required and manage expenses. Assist with general administrative tasks to ensure smooth operation of the department. Assist with any tasks or projects with the central teams that have a direct effect on the department. Key Skills &amp; Attributes Organisation: Ability to prioritise tasks and manage multiple responsibilities efficiently. Basic people Management: Capable of coordinating small projects in the department with the support the central teams. Excellent Communication: Clear, professional verbal and written skills for effective liaison with clients, colleagues and providers. Attention to Detail: Precise in documentation, client records on the CRM, and administrative tasks. Discretion and Integrity: Maintain confidentiality with sensitive client and departmental information. Adaptability: Comfortable working in a fast-paced environment and responding to changing priorities. Qualifications &amp; Experience Experience in case management, specifically in a high value Protection or Financial Services role is desirable. Knowledge of inheritance tax, protection products, or general financial services is preferred. Competent within the Microsoft Office suite and relevant industry software. What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.",{"id":149,"slug":150,"title":151,"location":13,"raw_job_location_address_addressLocality":152,"raw_hiringOrganization_logo_url":13,"raw_description":153},73305,"operations-director-spf-private-clients-limited","Operations Director","Home - UK- England","Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work \u002F life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. Operations Director - Private Clients Flexible within the UK, with an expectation to be in our London office approximately two to three days per week. Regular in-person collaboration with Executive stakeholders is a key part of the role. We're looking for an experienced Operations Director to help shape the next phase of growth for our Private Clients business. Following the integration of our Insurance, Mortgage and Wealth propositions, this role will play a pivotal part in building the operating model, leadership capability and transformation agenda required to support significant growth and long-term success. Working closely with the CEO, CFO and Executive Leadership Team, you'll be responsible for ensuring the business has the operational capability, scalability and resilience to support its ambitious plans, while delivering outstanding client, commercial and regulatory outcomes. Business Scale Today, our Private Clients business operates at scale and is entering a period of continued growth, transformation and integration: Circa 600 employees, with plans to grow to 900 over the next five years 30 locations globally Current revenue of £90m, with a strategic plan to grow to £150m Leadership responsibility for a large operational function, including direct and indirect leadership Ongoing acquisition, integration and business transformation activity The Opportunity Our Private Clients business brings together Insurance, Mortgages and Wealth propositions, creating a significant opportunity to drive greater alignment across the organisation. A key priority will be driving integration across the business, helping previously separate propositions operate more effectively as one organisation while unlocking greater collaboration, consistency and efficiency. Alongside this, you'll lead a significant transformation agenda focused on improving business performance, enhancing customer outcomes, strengthening operational resilience and ensuring the business is positioned for sustained success. This is a highly visible leadership role, offering the opportunity to influence strategic direction and play a central role in shaping the future of the business. Key Responsibilities Lead and continually evolve the operating model to support growth, efficiency, scalability and service excellence. Own the operational transformation agenda, ensuring initiatives are aligned to business strategy and deliver measurable commercial and operational outcomes. Drive improvements across productivity, service, quality, customer experience and cost performance measures. Identify opportunities to leverage technology, data, automation and AI to enhance operational effectiveness and decision-making. Lead the integration of acquired businesses and realise associated operational and commercial synergies. Establish and maintain robust operational governance, risk and resilience frameworks. Build and develop a high-performing Operations leadership team, fostering a culture of accountability, collaboration and continuous improvement. Partner closely with Executive stakeholders to influence decision-making and support the delivery of strategic objectives. What We're Looking For Proven experience leading large-scale operational functions within Insurance, Wealth, Mortgages or other regulated financial services environments. Experience operating at a comparable level of organisational complexity, with responsibility for significant budgets, multiple management layers and geographically dispersed teams. A track record of delivering operational excellence, transformation and measurable business improvement. Demonstrable experience leading organisations through growth, integration, acquisition or operating model change. Strong commercial and financial acumen, with accountability for performance, efficiency and cost management. Experience building and developing leadership teams and creating high-performance cultures. Highly effective stakeholder management skills, with the ability to influence and challenge at Executive level. Strong understanding of governance, risk and regulatory requirements within customer-focused environments. The ability to balance strategic thinking with hands-on delivery and execution. Why Join Us? This is an opportunity to influence the future of a business at a pivotal stage in its evolution. You'll join a leadership team responsible for bringing together Insurance, Mortgage and Wealth propositions into one integrated Private Clients business, shaping how it operates, grows and delivers for clients. With revenue expected to increase from £90m to £150m and headcount growing from 600 to 900 employees, you'll play a central role in delivering the operational capability, transformation and leadership needed to support that ambition. What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.",{"id":66,"slug":67,"title":68,"location":13,"raw_job_location_address_addressLocality":141,"raw_hiringOrganization_logo_url":13,"raw_description":155},"Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work \u002F life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. Role Overview As a Mortgage Administrator, you’ll play an important part in delivering a smooth and positive experience for our clients during one of the most significant financial decisions they make. Working closely with our advisers, lenders, and third parties, you’ll ensure mortgage applications are processed efficiently, accurately, and with care from start to finish. This role is well‑suited to someone who enjoys working in a fast‑paced environment, takes pride in high‑quality administration, and values being part of a supportive, collaborative team. Main Responsibilities Mortgage Application Support: Prepare and submit mortgage applications and supporting documents to lenders, ensuring all information is complete, accurate, and meets lender criteria. End‑to‑End Case Management: Support mortgage cases from submission through to completion, helping to keep applications moving by liaising with lenders, solicitors, valuers, and internal teams. Client &amp; Stakeholder Communication: Provide clear, professional updates to clients and third parties, responding promptly to queries and helping to resolve issues as they arise. CRM &amp; Documentation Management: Keep the CRM system up to date with all case activity, ensuring records are accurate, confidential, and well organised. Payments &amp; Completion Checks: Process fees and documentation securely, and carry out completion checks to ensure all requirements are met before cases are closed. Key Skills &amp; Attributes Well organised with the ability to manage multiple cases at different stages. Strong attention to detail and a commitment to getting things right first time. Clear, confident communicator with a professional and friendly approach. Comfortable using CRM systems and Microsoft Office tools. Good understanding of mortgage processes and lender requirements, or a willingness to learn. A collaborative team player who takes pride in supporting colleagues and clients. Experience &amp; Personal Attributes Previous experience in a mortgage, financial services, or administrative support role is desirable. Exposure to mortgage case processing or financial documentation is advantageous. Relevant industry knowledge or qualifications are beneficial but not essential. Proactive, reliable, and able to manage workload in a calm and structured way. What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.",{"id":84,"slug":85,"title":86,"location":13,"raw_job_location_address_addressLocality":141,"raw_hiringOrganization_logo_url":13,"raw_description":157},"Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work \u002F life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. We are seeking a highly experienced Financial Adviser to join a specialist advisory team focused on delivering bespoke life insurance solutions for inheritance tax planning, business succession, and wealth structuring. Our proposition is centred on: High net worth and ultra-high net worth clients (typically clients with estate values of £10m+) Complex IHT mitigation strategies (including trust planning and liquidity provision) Close collaboration with professional introducers (lawyers, accountants, bankers, private client advisers) Large sum assured, technically complex protection cases This is not a volume sales role. It is a consultative, technically-led position focused on structuring and delivering high-value, advice-driven outcomes. Role Purpose Design and deliver life insurance solutions within IHT and estate planning frameworks Act as a trusted adviser alongside legal, accountancy, banking and other professional advisers Manage complex, high-value cases involving: UK and cross-border estates Non-UK residents \u002F internationally mobile clients Provide a joined-up approach integrating protection into wider financial and tax planning strategies Key Responsibilities 1. High Net Worth Client Advice Advise clients on: Term life and Whole of life planning for IHT liabilities Trust-based protection structures Family wealth preservation strategies In addition to IHT focus, identify protection needs across: Personal protection (life, CIC, IP) Business protection (Key Person, Shareholder Protection, loan cover, Relevant Life) Structure solutions aligned to: Estate equalisation Liquidity for tax liabilities Succession planning Clients require tailored financial strategies based on their full financial position and long-term objectives. 2. Introducer-Led Relationship Model Build and maintain strong working relationships with: Private client solicitors Tax advisers and accountants Banking and other finance professionals Operate as a technical protection specialist within a wider advisory ecosystem Contribute to joint client strategies and professional discussions Support introducers with: Case structuring ideas Technical input on protection solutions 3. Complex &amp; Cross-Border Case Structuring Advise on cases involving: International assets and multi-jurisdictional estates Non-UK domiciled \u002F non-UK resident individuals Structure protection arrangements considering: Tax treatment and jurisdictional issues Ownership structures and trusts Navigate complex underwriting scenarios including: Large sums assured Financial justification Enhanced underwriting requirements High-value protection cases require tailored solutions and close case management to meet complex client needs. 4. End-to-End Case Management Lead high-value cases from initial concept through to placement: Pre-underwriting discussions Insurer selection and market positioning Evidence coordination (financial, medical, legal) Work closely with our in-house underwriting team to negotiate with insurers to achieve: Competitive terms Practical underwriting solutions 5. Technical Excellence &amp; Compliance Deliver advice in line with FCA regulatory requirements Produce high-quality: Suitability reports Advice documentation Maintain awareness of: Changes in tax legislation (particularly IHT) Protection market developments Regulatory expectations Regulated financial advice requires adherence to FCA standards and appropriate professional qualifications. Candidate Profile Experience Strong experience in advised protection or financial planning Proven track record working with: High net worth clients High value life insurance sums (£5m+) Introducer-led business models Experience working alongside: Solicitors, accountants, or other professional advisers Exposure to: Complex IHT planning cases Business owner clients Landed estate and farming clients Qualifications Diploma in Regulated Financial Planning (Level 4) – essential Progress towards Chartered or STEP qualifications highly desirable Technical Capability Strong working knowledge of: Protection products across the UK market Trust planning and policy ownership structures IHT planning principles and estate liquidity solutions Underwriting approach for high-value cases Cross-border considerations Personal Attributes Commercial and relationship-driven mindset High attention to detail and organisational capabilities Comfortable operating in professional adviser environments High level of technical curiosity and problem-solving ability Strong communication skills with ability to: Influence professional introducers Explain complex strategies clearly to clients Strong case ownership Sensitive to client medical information with an ability to explain medical underwriting decisions and philosophy Able to communicate effectively and build trust while delivering tailored client solutions. What Makes This Role Different Focus on quality over quantity – complex, high-value cases rather than volume sales Direct exposure to: HNW \u002F UHNW clients Advanced estate planning strategies Opportunity to operate as a specialist adviser within a wider financial planning framework Strong pipeline via established introducer relationships and internal introductions via Howden colleagues Genuine scope to influence and shape client outcomes at a strategic level Ideal Candidate Positioning This role is ideal for: A protection adviser wishing to focus on IHT-led, high-value advice A financial planner wanting to specialise in life insurance and estate liquidity planning An adviser currently working in an introducer model but seeking: Better quality clients More complex cases Greater technical challenge What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.",{"id":110,"slug":111,"title":112,"location":13,"raw_job_location_address_addressLocality":141,"raw_hiringOrganization_logo_url":13,"raw_description":159},"Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work \u002F life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. Role Purpose To provide high-quality financial planning and wealth management advice to clients, whilst supervising and supporting advisers within the team. The role will contribute to maintaining strong regulatory standards, high-quality client outcomes and consistent adherence to firm-wide processes under the overall leadership of the Head of Wealth. Key Responsibilities Client Advisory Deliver holistic financial planning advice across investments, pensions, protection and tax-efficient strategies Build and maintain strong, long-term client relationships Conduct regular client reviews and ensure advice remains suitable and compliant Identify opportunities to grow client portfolios and introduce additional services Compliance &amp; Risk Ensure adherence to FCA regulations and internal compliance standards Maintain accurate and up-to-date client records and documentation Support the firm’s risk management framework through effective supervision and oversight Business Development Contribute to the growth of the business through referrals, new client acquisition and cross collaboration opportunities across the wider business Develop professional introducer relationships Participate in networking events Supervisory Supervise and support a defined group of wealth advisers Provide day-to-day guidance, coaching and mentoring to defined advisers within the team Assist in maintaining quality of advice standards within the supervised Support monitoring of compliance standards, file quality and adherence to internal processes Contribute to training and development initiatives (where appropriate) Escalate material risks, issues or performance concerns to Antony Cousins as Head of Wealth Skills &amp; Experience Experience as a Wealth Adviser Strong technical knowledge of financial planning products and UK regulations Experience in supervising, mentoring or supporting advisers Strong interpersonal and communication skills High attention to detail and strong compliance awareness Ability to balance day-to-day role with supervisory responsibilities Qualifications Level 4 Diploma in Regulated Financial Planning (minimum requirement) Chartered Financial Planner status (or working towards) – desirable Appropriate Statement of Professional Standing (SPS) in place Evidence of ongoing Continuing Professional Development (CPD) Additional specialist qualifications (e.g. pension transfers) – desirable What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.",{"id":48,"slug":49,"title":50,"location":13,"raw_job_location_address_addressLocality":161,"raw_hiringOrganization_logo_url":13,"raw_description":162},"Birmingham Central - 45 Church Street","Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work \u002F life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. Locations: Birmingham, Leeds, Bristol &amp; Scotland Salary: Competitive - With uncapped earning potential! We're looking for qualified Mortgage Advisors to join our growing team, with opportunities available across Birmingham, Leeds, Bristol and Scotland. This is a great opportunity to join a well-established business where you'll work closely with clients, helping them find the right mortgage solutions while delivering a first-class experience from application to completion. What you'll be doing Providing mortgage advice to new and existing clients. Understanding clients' circumstances and recommending suitable mortgage solutions. Building strong relationships with clients, lenders and introducers. Managing applications through the full mortgage journey. Delivering excellent customer outcomes in line with FCA requirements. Keeping accurate records and maintaining high-quality case files. Proactively generating and developing business opportunities. What we're looking for CeMAP qualified (or equivalent). Previous experience advising on mortgages. Strong communication and relationship-building skills. A customer-first approach. Good attention to detail and ability to manage a busy pipeline. Comfortable working in a regulated environment. Commercially minded with a desire to grow your business and client base. Why join us? Opportunities available across multiple UK locations. Established brand with a strong reputation in the market. Supportive and collaborative team culture. Ongoing training and development. Career progression opportunities. Competitive salary and uncapped earning potential. What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.",{"id":10,"slug":11,"title":12,"location":13,"raw_job_location_address_addressLocality":141,"raw_hiringOrganization_logo_url":13,"raw_description":164},"Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work \u002F life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. Mortgage Adviser (New Build Specialist) The Role We're looking for an experienced and customer-focused Mortgage Adviser with a strong background in the new build market to join our growing team. As a Mortgage Adviser, you'll provide professional mortgage and protection advice to both existing and prospective clients, delivering outstanding customer outcomes while building long-lasting relationships. This role will have a particular focus on new build properties, working closely with housebuilders and developers. We're looking for someone who understands the new build sales process, has experience building strong relationships with developers, and is confident representing the business at new build launches and events on a regular basis. As many developer launches take place at weekends, flexibility to work weekends is essential. Key Responsibilities Provide mortgage and protection advice to new and existing clients. Build strong relationships with clients, developers and business partners. Assess client needs and recommend suitable mortgage solutions. Manage cases from initial enquiry through to completion. Act as a specialist adviser for new build property purchases. Develop and maintain strong partnerships with housebuilders and developers. Attend new build launches, marketing suites and events, including regular weekend appointments. Ensure all business is completed in line with FCA regulations and company standards. Maintain accurate client records and case documentation. Work collaboratively with internal teams to deliver excellent customer outcomes. Deliver against agreed business development and performance targets. About You CeMAP or an equivalent recognised qualification. Previous experience advising on new build mortgages and working closely with developers. A strong understanding of the new build customer journey, developer requirements and associated lending considerations. Experience attending property launches, marketing suites and developer events. A strong understanding of FCA regulations, including Consumer Duty principles. Excellent communication and interpersonal skills. The ability to manage multiple clients and cases simultaneously. A professional, organised and customer-focused approach. Flexibility to work weekends to support developer launches and customer demand. What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. 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