[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"all-featured-jobs-global":3,"company-filters-\u002Fde-global\u002Fcompany\u002Fratepay-gmbh":6,"company-ratepay-gmbh-de-global":66,"job-search-\u002Fde-global\u002Fcompany\u002Fratepay-gmbh":183},{"total":4,"jobs":5},0,[],{"industry":7,"employment_type":15,"expertise_skills":19,"it_skills":56,"salary_currency":60,"processed_working_hours":63},[8,12],{"key":9,"label":10,"count":11},"financial services","Financial Services",1,{"key":13,"label":14,"count":11},"payments","Payments",[16],{"key":17,"label":18,"count":11},"permanent","PERMANENT",[20,23,26,29,32,35,38,41,44,47,50,53],{"key":21,"label":22,"slug":21,"count":11},"sales-team-management","Sales Team Management",{"key":24,"label":25,"slug":24,"count":11},"market-development-strategies","Market Development Strategies",{"key":27,"label":28,"slug":27,"count":11},"process-improvement","Process Improvement",{"key":30,"label":31,"slug":30,"count":11},"solution-selling","Solution Selling",{"key":33,"label":34,"slug":33,"count":11},"communication-strategies","Communication Strategies",{"key":36,"label":37,"slug":36,"count":11},"sales-strategy-development","Sales Strategy Development",{"key":39,"label":40,"slug":39,"count":11},"b2b-sales","B2B Sales",{"key":42,"label":43,"slug":42,"count":11},"payment-market-knowledge","Payment Market Knowledge",{"key":45,"label":46,"slug":45,"count":11},"reporting","Reporting",{"key":48,"label":49,"slug":48,"count":11},"e-commerce","E-Commerce",{"key":51,"label":52,"slug":51,"count":11},"c-level-negotiation","C-Level Negotiation",{"key":54,"label":55,"slug":54,"count":11},"kpi-management","Kpi Management",[57],{"key":58,"label":59,"slug":58,"count":11},"salesforce","Salesforce",[61],{"key":62,"label":62,"count":11},"EUR",[64],{"key":65,"label":65,"count":11},"FULL_TIME",{"name":67,"slug":68,"logo_url":69,"id":70,"jobs":71,"description_de":76,"description_en":76,"industry":76,"headquarters_city":76,"headquarters_country_iso":76,"latitude":76,"longitude":76,"website_url":76,"raw_street":76,"raw_city":76,"raw_zip_code":76,"raw_country":76,"raw_legal_form":76,"raw_bafin_id":76,"raw_trade_names":76,"raw_permissions":76,"translations":76},"Ratepay GmbH","ratepay-gmbh","https:\u002F\u002Fassets.cdn.personio.de\u002Flogos\u002F2921\u002Fsocial\u002F53ea530fb361d6b6cda65e654d428052.jpg",2098,[72,78,83,88,93,98,103,108,113,118,123,128,133,138,143,148,153,158,163,169,174,179],{"id":73,"slug":74,"title":75,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":77},43404,"working-student-mfd-accounting-ratepay-gmbh","Working Student (m\u002Ff\u002Fd) Accounting",null,"\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Every day, we work together on tailored solutions for well-known online retailers and marketplaces, shaping the payment solutions of tomorrow.\u003Cbr>To support our Accounting team, we are looking for a Working Student (m\u002Ff\u002Fd) who will primarily take on operational tasks in the day-to-day business and assist the team in ongoing accounting processes.\u003Cbr>\u003Cbr>\u003Cstrong>Your Responsibilities:\u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli style=\"font-family:Arial, Helvetica, sans-serif;font-size:14px;\">\u003Cstrong>Accounting Operations:\u003C\u002Fstrong> You manage and route inquiries from the Finance inbox, support invoice processing, maintain vendor and customer master data, and assist with employee expense claims.\u003C\u002Fli>\u003Cli style=\"font-family:Arial, Helvetica, sans-serif;font-size:14px;\">\u003Cstrong>Invoicing & Reporting:\u003C\u002Fstrong> You support the preparation and issuance of invoices, help create regular reports, and ensure financial data is maintained accurately and efficiently.\u003C\u002Fli>\u003Cli style=\"font-family:Arial, Helvetica, sans-serif;font-size:14px;\">\u003Cstrong>Financial Processes:\u003C\u002Fstrong> You assist with invoice postings in Microsoft Dynamics NAV (Navision), support payment run preparations, and help reconcile bank transactions and incoming payments.\u003C\u002Fli>\u003Cli style=\"font-family:Arial, Helvetica, sans-serif;font-size:14px;\">\u003Cstrong>Month-End & Compliance Support:\u003C\u002Fstrong> You contribute to account reconciliations, assist with month-end closing activities, and support regulatory reporting requirements.\u003C\u002Fli>\u003Cli style=\"font-family:Arial, Helvetica, sans-serif;font-size:14px;\">\u003Cstrong>Team Collaboration:\u003C\u002Fstrong> You work closely with colleagues across Finance and other departments, helping to ensure smooth processes and efficient day-to-day operations.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>You are currently enrolled in a Bachelor's or Master's degree program, ideally with a focus on Business Administration, Finance, Accounting, Economics, or a related field.\u003C\u002Fli>\u003Cli>You have a strong interest in accounting and finance processes and are eager to gain practical experience in a dynamic business environment.\u003C\u002Fli>\u003Cli>With your structured and detail-oriented way of working, you are able to manage multiple tasks reliably and accurately.\u003C\u002Fli>\u003Cli>You have good Excel skills and are comfortable working with financial data and reports.\u003C\u002Fli>\u003Cli>You are a proactive team player with strong communication skills in English; German skills are a plus.\u003C\u002Fli>\u003C\u002Ful>\u003Cstrong>Please note that this position is limited to a duration of 6 months.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team – regardless of ethnic or social origin, religion or belief, gender, sexual orientation, physical or mental limitations, age, marital status, educational background, or nationality. With over 200 employees from 40 different nations, we actively live our values: Ownership, Growth, Integrity, Collaboration, Customer Centricity, and Inclusion.\u003C\u002Fp>",{"id":79,"slug":80,"title":81,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":82},49811,"junior-spezialistin-fuer-betrugspraevention-ratepay-gmbh","Junior-Spezialist:in für Betrugsprävention","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Gemeinsam mit unseren Partnern gestalten wir die Bezahllösungen von morgen. Dabei sorgen wir jeden Tag dafür, dass Millionen von Transaktionen sicher abgewickelt werden. Du möchtest Online-Kriminalität aktiv bekämpfen und mit deinem Gespür für Auffälligkeiten einen echten Unterschied machen? Dann werde Teil unseres Risk Prevention Teams.\u003Cbr>In dieser Rolle analysierst du Transaktionen unserer Partnerhändler, erkennst verdächtige Muster und trägst dazu bei, Betrugsversuche frühzeitig aufzudecken und zu verhindern.\u003Cbr>\u003Cbr>\u003Cstrong>Die Position ist zunächst auf ein Jahr befristet.\u003C\u002Fstrong>\u003Cbr>\u003Cbr>\u003Ch2>Das erwartet dich bei uns\u003C\u002Fh2>\u003Cul>\u003Cli>Du überprüfst Transaktionen auf mögliche Betrugsrisiken und bewertest auffällige Aktivitäten mit einem geschulten Blick für Details.\u003C\u002Fli>\u003Cli>Du identifizierst neue Betrugsmuster und Trends und teilst deine Erkenntnisse proaktiv mit deinem Team.\u003C\u002Fli>\u003Cli>Du unterstützt interne und externe Stakeholder bei Fragen rund um das Thema Betrugsprävention und sorgst für Transparenz und Verständnis.\u003C\u002Fli>\u003Cli>Du bringst eigene Ideen ein, hinterfragst bestehende Prozesse und hilfst dabei, unsere Arbeitsweisen kontinuierlich weiterzuentwickeln.\u003C\u002Fli>\u003Cli>Du arbeitest eng mit erfahrenen Kolleg:innen zusammen und leistest einen wichtigen Beitrag zu einer sicheren Customer Journey.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>Du hast eine abgeschlossene Ausbildung, idealerweise im kaufmännischen Bereich.\u003C\u002Fli>\u003Cli>Du interessierst dich für Betrugsprävention, Risikomanagement und die digitale Zahlungswelt. Erste Erfahrungen in diesem Umfeld sind ein Plus, aber kein Muss.\u003C\u002Fli>\u003Cli>Du denkst analytisch, arbeitest sorgfältig und behältst auch bei komplexen Sachverhalten den Überblick.\u003C\u002Fli>\u003Cli>Du kommunizierst klar und serviceorientiert, sowohl schriftlich als auch mündlich.\u003C\u002Fli>\u003Cli>Schichtarbeit sowie gelegentliche Samstageinsätze sind für dich in Ordnung. Nachtschichten gibt es nicht.\u003C\u002Fli>\u003Cli>Du verfügst über sehr gute Deutschkenntnisse (mindestens C1) sowie gute Englischkenntnisse.\u003C\u002Fli>\u003C\u002Ful>\u003Ch2>Darauf kannst du dich freuen\u003C\u002Fh2>\u003Cul>\u003Cli>Einen spannenden Einstieg in die Welt von FinTech, Fraud Prevention und Risk Management.\u003C\u002Fli>\u003Cli>Die Möglichkeit, dich fachlich und persönlich weiterzuentwickeln und bei Interesse Einblicke in angrenzende Bereiche wie Strafverfolgung oder Ermittlungsarbeit zu erhalten.\u003C\u002Fli>\u003Cli>Flexible und planbare Schichtmodelle sowie bis zu 80 % Remote Work.\u003C\u002Fli>\u003Cli>Ein modernes und sicheres Arbeitsumfeld mit viel Vertrauen und Eigenverantwortung.\u003C\u002Fli>\u003Cli>Ein herzliches Team, das sich gegenseitig unterstützt und Erfolge gemeinsam feiert.\u003C\u002Fli>\u003Cli>Flache Hierarchien, kurze Entscheidungswege und die Möglichkeit, eigene Ideen wirklich umzusetzen.\u003C\u002Fli>\u003Cli>Regelmäßige Team- und Firmenevents sowie vielfältige Möglichkeiten zum Wissensaustausch.\u003C\u002Fli>\u003Cli>Individuelle Lösungen für die Vereinbarkeit von Beruf, Familie und Privatleben.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>Vielfalt macht uns stärker. Deshalb freuen wir uns über Bewerbungen von Menschen unabhängig von ethnischer und sozialer Herkunft, Religion, Weltanschauung, Geschlecht, sexueller Orientierung, Alter, Nationalität oder körperlichen und geistigen Voraussetzungen. Mit mehr als 200 Mitarbeitenden aus über 40 Nationen leben wir unsere Werte jeden Tag: Ownership, Growth, Integrity, Collaboration, Customer Centricity und Inclusion.\u003C\u002Fp>",{"id":84,"slug":85,"title":86,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":87},24787,"team-lead-fraud-screening-mfd-ratepay-gmbh","Team Lead Fraud Screening (m\u002Ff\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Every day, we work together on tailor-made solutions for large online retailers and marketplaces, shaping the payment solutions of tomorrow. Fraud prevention is one of the main levers for protecting our revenue and keeping our merchants’ checkout running smoothly.\u003Cbr>\u003Cbr>We’re looking for a Team Lead Fraud Screening (m\u002Ff\u002Fd) who wants to own that challenge end-to-end: run a team on the front line, make fast calls with data, and keep our losses under control while we scale.  \u003Cbr>\u003Cbr>\u003Cstrong>The Role  \u003C\u002Fstrong>\u003Cbr>\u003Cbr>You will lead one of our Fraud Investigation teams in the Risk department and work in close collaboration with the second team lead. Together, you own:  \u003Cul>\u003Cli>Day-to-day fraud operations \u003C\u002Fli>\u003Cli>Team performance and quality \u003C\u002Fli>\u003Cli>KPI steering and continuous improvement \u003C\u002Fli>\u003C\u002Ful>Your work will directly show up in our contribution margin and in the trust our merchants place in us.  \u003Cbr>\u003Cbr>\u003Cstrong>Key Responsibilities\u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>Run the floor: Set priorities, clear blockers, and make sure fraud cases are handled with a high level of quality. \u003C\u002Fli>\u003Cli>Hit the numbers: Monitor KPIs and design measures to get us back on track when something drifts. \u003C\u002Fli>\u003Cli>Be the fraud owner: Act as the go-to person for all fraud screening questions from internal teams and key customers. \u003C\u002Fli>\u003Cli>Grow the team: Coach, give feedback, and create a culture where people are encouraged to share ideas and take responsibility to optimise processes.\u003C\u002Fli>\u003Cli>Upgrade how we work: Challenge and improve processes so they scale with volume instead of breaking under it. \u003C\u002Fli>\u003Cli>Connect the dots: Work with Product, Risk, Ops and external partners to make sure our fraud setup keeps up with our growth. \u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>You have 2+ years of leadership experience (team lead, supervisor, or similar). Co-leading teams is a plus, not a requirement. \u003C\u002Fli>\u003Cli>You’ve worked in fraud prevention, payments, risk, or e-commerce operations and are comfortable making decisions with data and judgment. \u003C\u002Fli>\u003Cli>You’re organised and decisive: you keep multiple topics moving, set clear priorities, and don’t freeze when things get noisy. \u003C\u002Fli>\u003Cli>You lead with clarity and empathy: you set a high bar, explain the “why”, and help people get better. \u003C\u002Fli>\u003Cli>You communicate clearly in German and English (min. B2) and can align different stakeholders around a decision. \u003C\u002Fli>\u003C\u002Ful>If you’ve never worked in fraud but have strong operational leadership in a similar environment and are excited to learn about the domain, we still want to hear from you.\u003Cbr>\u003Cbr>\u003Cstrong>Please note:\u003C\u002Fstrong> We are unable to cover travel expenses or sponsor visas. Therefore, we are looking for applicants who are already based in or around Berlin.\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.\u003C\u002Fp>",{"id":89,"slug":90,"title":91,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":92},24788,"principal-engineer-seller-experience-mfd-ratepay-gmbh","Principal Engineer Seller Experience (m\u002Ff\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>\u003Cp style=\"margin:10px 0px 0px;padding:0px;\">As a Principal Software Engineer, you will be responsible for leading the design and implementation of the domain architecture for Seller Experience. This is one of Ratepay's four core domains and you will be responsible for the seamless commercial & technical integration and fast onboarding of sellers, such as merchants, marketplaces or resellers.  You will play a critical role in shaping the technical direction of the company and ensuring that our systems are scalable, reliable, and easy to maintain. Additionally, you will be responsible for fostering cross-domain collaboration and alignment to ensure that our systems are fully integrated and able to meet the needs of our customers.\u003C\u002Fp>\u003Cbr>\u003Cstrong>Key Responsibilities:\u003C\u002Fstrong>\u003Cbr>\u003Cul style=\"margin:10px 0px 0px;padding-left:22px;list-style-type:disc;\">\u003Cli>Lead the design and implementation of the domain architecture for our software systems\u003C\u002Fli>\u003Cli>Ensure that our systems are scalable, reliable, and easy to maintain\u003C\u002Fli>\u003Cli>Foster cross-domain collaboration and alignment to ensure that our systems are fully integrated\u003C\u002Fli>\u003Cli>Make technical decisions and provide guidance to the development team\u003C\u002Fli>\u003Cli>Work with the business stakeholders and other members of the development team to understand the requirements and make technical decisions that align with the overall architecture and strategy.\u003C\u002Fli>\u003Cli>Work with the tech teams to ensure that the applications are optimized for the cloud.\u003C\u002Fli>\u003Cli>Extend existing APIs to improve functionality and performance.\u003C\u002Fli>\u003Cli>Stay up to date with the latest technologies and trends in the industry and bring new ideas to the team.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul style=\"margin:10px 0px 0px;padding-left:22px;list-style-type:disc;color:rgb(23,43,77);font-family:'-apple-system', BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, 'Fira Sans', 'Droid Sans', 'Helvetica Neue', sans-serif;font-size:14px;font-style:normal;font-weight:400;text-align:left;text-transform:none;background-color:rgb(255,255,255);\">\u003Cli>Bachelor's degree in Computer Science or related field \u003C\u002Fli>\u003Cli>10+ years of experience in software development, with a focus on Java or Kotlin.\u003C\u002Fli>\u003Cli>Strong experience with domain-driven design and architecture \u003C\u002Fli>\u003Cli>Strong understanding of Java, Kotlin, Spring, and related technologies\u003C\u002Fli>\u003Cli>Experience with Fintech\u003C\u002Fli>\u003Cli>Experience with AWS\u003C\u002Fli>\u003Cli>Experience integrating applications with Salesforce\u003C\u002Fli>\u003Cli>Experience with microservices architecture and restful API’s\u003C\u002Fli>\u003Cli>Experience designing and building customer- and merchant-facing APIs and SDKs.\u003C\u002Fli>\u003Cli>Experience building and maintaining comprehensive documentation to support merchant integrations.\u003C\u002Fli>\u003C\u002Ful>\u003Cp style=\"margin:10px 0px 0px;padding:0px;color:rgb(23,43,77);font-family:'-apple-system', BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, 'Fira Sans', 'Droid Sans', 'Helvetica Neue', sans-serif;font-size:14px;font-style:normal;font-weight:400;text-align:left;text-transform:none;background-color:rgb(255,255,255);\">If you are a passionate and experienced Staff \u002F Principal Engineer who is eager to take on a leadership role and shape the technical direction of the company, we encourage you to apply for this exciting opportunity today. \u003C\u002Fp>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious views, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities we take our values seriously. These include; ownership, growth, integrity, collaboration, customer centricity and inclusion.\u003C\u002Fp>",{"id":94,"slug":95,"title":96,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":97},24789,"senior-accountant-mfd-ratepay-gmbh","Senior Accountant (m\u002Ff\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Ratepay is a dynamic and innovative fintech company dedicated to revolutionizing payment solutions in the online retail sector. We empower e-commerce businesses with flexible and secure payment options, allowing them to optimize their revenue streams. \u003Cbr>\u003Cbr>As a \u003Cstrong>Senior Accountant (m\u002Ff\u002Fd)\u003C\u002Fstrong>, you’ll be a key player in our accounting team, taking ownership of critical financial tasks while collaborating across departments to ensure accurate and timely financial reporting. You’ll also be the go-to expert for both internal and external audits, helping us maintain compliance and excellence.\u003Cbr> \u003Cbr>\u003Cstrong>Key Responsibilities:\u003C\u002Fstrong> \u003Cul>\u003Cli>Independently prepare monthly and annual financial statements ( for group and external purposes) with precision and attention to detail according to IFRS and HGB.\u003C\u002Fli>\u003Cli>Ensure timely and accurate submission of VAT returns, advance VAT returns, recapitulative statements, and other tax returns.\u003C\u002Fli>\u003Cli>Serve as the key contact for our external Tax consultants.\u003C\u002Fli>\u003Cli>Take a proactive role in internal and cross-departmental projects, providing your accounting expertise to help drive company initiatives.\u003C\u002Fli>\u003Cli>Support day-to-day accounting tasks, contributing to the smooth operation of financial processes.\u003C\u002Fli>\u003Cli>Prepare detailed reports and analyses and respond to ad hoc financial inquiries from various stakeholders.\u003C\u002Fli>\u003Cli>Support and own the accounting procedures for the smooth operation of the sale of receivables via asset backed securities.\u003C\u002Fli>\u003Cli>Be responsible for the correct accounting of monthly and yearly payroll bookings as well as correct and timely payout.\u003C\u002Fli>\u003Cli>Serve as the key contact for internal and external audit-related queries, ensuring transparency and thoroughness.\u003C\u002Fli>\u003Cli>Support the future ERP implementation and migration to other new software from an accounting and tax perspective.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>Fluency in German and excellent command of English, ensuring clear communication with internal and external stakeholders.\u003C\u002Fli>\u003Cli>A completed commercial apprenticeship or training as an Accountant, or an equivalent qualification; the qualification of “Bilanzbuchhalter” is an added advantage.\u003C\u002Fli>\u003Cli>Several years (minium of 5 years) of experience in accounting, with additional exposure to project management being a plus.\u003C\u002Fli>\u003Cli>Strong knowledge of HGB and IFRS accounting principles, combined with expertise in SAP and MS Office.\u003C\u002Fli>\u003Cli>Ideally, you have experience with Navision and a good understanding of German VAT law and other tax laws.\u003C\u002Fli>\u003Cli>Passion for accounting and a commitment to contributing to a fast-growing company with enthusiasm and dedication.\u003C\u002Fli>\u003Cli>A collaborative, team-oriented attitude, along with the ability to work independently and take ownership of your tasks.\u003C\u002Fli>\u003Cli>A mindset focused on continuous improvement, service orientation, and going the extra mile to enhance your skills.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include; ownership, growth, integrity, collaboration, customer centricity and inclusion.\u003C\u002Fp>",{"id":99,"slug":100,"title":101,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":102},24790,"junior-sachbearbeiterin-mwd-risikopraevention-elternzeitvertretung-ratepay-gmbh","Junior Sachbearbeiter:in (m\u002Fw\u002Fd) Risikoprävention - Elternzeitvertretung","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Zusammen arbeiten wir jeden Tag an maßgeschneiderten Lösungen für große Online-Händler und Marktplätze und gestalten die Bezahllösungen von morgen. Möchtest du einen entscheidenden Beitrag zur Bekämpfung von Online-Kriminalität leisten? \u003Cbr>  \u003Cbr>In der Sachbearbeitung in unserem Risk\u003Cstrong>-\u003C\u002Fstrong>Bereich hast du eine Spürnase für Auffälligkeiten: Du prüfst getätigte Transaktionen der Kunden unserer Partner auf Betrugsmuster und bewertest diese. \u003Cbr>\u003Cul>\u003Cli>Dabei kommst du Betrugstrends auf die Schliche und meldest sie an dein Team weiter. \u003C\u002Fli>\u003Cli>Manchmal haben auch interne und externe Stakeholder Fragen zum Thema Betrugsprävention. Ist dies der Fall, bringst du ihnen die gewünschten Informationen näher. \u003C\u002Fli>\u003Cli>Du findest Möglichkeiten, die tägliche Arbeit zu verbessern? Wir freuen uns über dein kontinuierliches Feedback und setzen es gern in die Tat um. \u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>Du hast eine abgeschlossene Ausbildung, bestenfalls im kaufmännischen Bereich \u003C\u002Fli>\u003Cli>Du hast Interesse an einer spannenden Aufgabe im Bereich Betrugsprävention, vielleicht konntest du sogar bereits erste Erfahrung in diesem Bereich sammeln  \u003C\u002Fli>\u003Cli>Du denkst analytisch und bist kommunikationsstark \u003C\u002Fli>\u003Cli>Schicht- und vereinzelt Samstagsarbeit stellen für dich keine Herausforderung dar (keine Nachtarbeit) \u003C\u002Fli>\u003Cli>Sehr gute Deutsch- (C1) und gute Englischkenntnisse runden dein Profil ab \u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>Ein herausfordernder Job in einer stark wachsenden Branche \u003C\u002Fli>\u003Cli>Raum für persönliches Wachstum und fachliche Weiterentwicklung: Bei Interesse hast du die Möglichkeit, in weiteren Fachgebieten wie Strafverfolgung und Geldwäsche Kenntnisse zu erlangen \u003C\u002Fli>\u003Cli>Flexible, planbare Schichten und Mobile-Office-Möglichkeit \u003C\u002Fli>\u003Cli>Sicheres Arbeitsumfeld und viel Gestaltungsspielraum \u003C\u002Fli>\u003Cli>Vertrauensvoller und wertschätzender Umgang in einem herzlichen Team mit flachen Hierarchien \u003C\u002Fli>\u003Cli>Firmen- und Teamevents, Wissensaustausch und die Möglichkeit, eigene Ideen einzubringen \u003C\u002Fli>\u003Cli>Individuelle Lösungen zur Vereinbarkeit von Beruf und Familie \u003C\u002Fli>\u003C\u002Ful>\u003Cstrong>Die Position ist als Elternzeitvertretung vorerst auf ein Jahr befristet. Quereinsteiger:innen sind willkommen.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include; ownership, growth, integrity, collaboration, customer centricity and inclusion.\u003C\u002Fp>",{"id":104,"slug":105,"title":106,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":76,"raw_description":107},40212,"senior-software-engineer-fullstack-mfd-ratepay-gmbh","Senior Software Engineer - Fullstack (m\u002Ff\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>At Ratepay, we develop next-generation payment solutions that power the checkout experience for some of Germany’s largest online retailers and marketplaces. As a Senior Software Engineer (m\u002Ff\u002Fd), you’ll play a key role in building secure, scalable, and user-friendly Buy Now, Pay Later products in a dynamic and fast-growing e-commerce sector.\u003Cbr>You’ll join a collaborative, agile team dedicated to enabling seamless commercial and technical onboarding of merchants, marketplaces, and resellers. Our focus is on modern integrations, fast onboarding, and intuitive configuration—making it easy for merchants to go live quickly while also improving the experience for internal Ratepay teams involved in the process.\u003Cbr>\u003Cbr>\u003Cstrong>Your Key Responsibilities:\u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>You take ownership of the design, development, operation and continuous improvement of our systems, ensuring high performance and stability.\u003C\u002Fli>\u003Cli>You integrate internal and external APIs within a modern microservice architecture, with scalability and maintainability in mind.\u003C\u002Fli>\u003Cli>You contribute actively to our agile software engineering process, collaborating with cross-functional teams including Product, Infrastructure, and Risk.\u003C\u002Fli>\u003Cli>You mentor and support junior engineers, sharing knowledge and fostering a culture of learning and growth.\u003C\u002Fli>\u003Cli>You bring in your ideas and technical experience to continuously challenge the status quo and drive innovation within the team.\u003C\u002Fli>\u003Cli>You will be responsible for operational success of the teams services also being on call.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>You have 6+ years of hands-on experience in Java backend development, with Kotlin being a plus.\u003C\u002Fli>\u003Cli>You possess solid frontend skills using Vue.js or another modern JavaScript framework.\u003C\u002Fli>\u003Cli>You are proficient in Spring\u002FSpring Boot, Docker, Git, and Maven.\u003C\u002Fli>\u003Cli>You have experience building and deploying applications in cloud environments, preferably AWS.\u003C\u002Fli>\u003Cli>You have strong database knowledge, especially with PostgreSQL, and some familiarity with MongoDB or Redis is a plus.\u003C\u002Fli>\u003Cli>You understand RESTful APIs, OAuth2, event-driven architectures like Kafka, and microservices.\u003C\u002Fli>\u003Cli>Ideally, you are familiar with Kafka Streams and contract testing tools such as PACT.\u003C\u002Fli>\u003Cli>You are comfortable working in agile teams and embrace a DevOps mindset: “you build it, you run it.”\u003C\u002Fli>\u003Cli>Experience in fintech or risk-related systems would be an additional advantage.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>At Ratepay, you’ll work in an environment built on trust, ownership, and collaboration. We believe in empowering engineers with autonomy, modern tooling, and the space to make meaningful technical decisions. You’ll work closely with experienced colleagues from diverse backgrounds, benefit from transparent communication, and have the opportunity to grow both personally and professionally. We value balance, flexibility, and a healthy work culture—because great products are built by teams that thrive.\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious views, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background, and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include; ownership, growth, integrity, collaboration, customer centricity and inclusion.\u003C\u002Fp>",{"id":109,"slug":110,"title":111,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":112},49812,"senior-internal-auditor-mwd-ratepay-gmbh","Senior Internal Auditor (m\u002Fw\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Zusammen arbeiten wir jeden Tag an maßgeschneiderten Lösungen für namhafte Online-Händler und Marktplätze und gestalten die Bezahllösungen von morgen. Als Europas größter White-Label-Zahlungsanbieter tragen wir tagtäglich Verantwortung für unsere Kunden und die reibungslose Abwicklung einer Vielzahl von Transaktionen. Ratepay ist als reguliertes Institut dem ZAG unterstellt. \u003Cbr> \u003Cbr>Als \u003Cstrong>Internal Auditor\u003C\u002Fstrong> \u003Cstrong>(m\u002Fw\u002Fd)\u003C\u002Fstrong> berichtest du direkt an unseren Geschäftsführer Marktfolge und den Chief Audit Excecutive DACH unserer Konzernmutter im Rahmen einer Matrixstruktur.\u003Cbr>\u003Cbr>\u003Cstrong>Deine Verantwortungsbereiche sind\u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>Durchführung eigener Prüfungshandlungen auf Basis der Prüfungsplanung und Erstellung von Revisionsberichten\u003C\u002Fli>\u003Cli>Unterstützung bei der risikoorientierten Erstellung und Pflege des mehrjährigen sowie Jahresprüfungsplans\u003C\u002Fli>\u003Cli>Vorbereitung, Koordination, Begleitung und Nachbereitung interner und externer Prüfungen\u003C\u002Fli>\u003Cli>Erstellung von Maßnahmenplänen sowie Mängelverfolgungsplänen und Nachhaltung der Mängelbereinigung\u003C\u002Fli>\u003Cli>Unterstützung bei der Erstellung von Berichten für das Management und Partner, wie Jahres- und Quartalsberichte\u003C\u002Fli>\u003Cli>Enge Zusammenarbeit mit dem Leiter der Internen Revision sowie Group Audit\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>Fundierte Audit-Kenntnisse z. B. mit Erfahrung bei einer externen Wirtschaftsprüfungsgesellschaft oder einer internen Audit-Abteilung\u003C\u002Fli>\u003Cli>Tiefgreifendes Verständnis des Zahlungsverkehrsgeschäfts oder ähnlicher Bereiche im Finanzsektor\u003C\u002Fli>\u003Cli>Umfangreiche Erfahrung mit Compliance-Audits, Prozessaudits, IT-Audits von Anwendungen, allgemeinen IT-Kontrollen und Projekten\u003C\u002Fli>\u003Cli>Kenntnisse des Risikomanagements und des Three Lines of Defense-Modells\u003C\u002Fli>\u003Cli>Erfahrung in der deutschen und europäischen Regulierung des Zahlungsverkehrs und\u002Foder des Bankensektors (ZAG, GWG, BDSG, EBA-Leitlinien , BaFin-Rundschreiben, DORA)\u003C\u002Fli>\u003Cli>Sehr gute Verhandlungs- und Kommunikationsfähigkeit in Deutsch wie Englisch in Wort und Schrift\u003C\u002Fli>\u003Cli>Du bist hartnäckig und detailscharf, ohne den Überblick zu verlieren. Du bist in der Lage, das Wesentliche auf Managementebene darzustellen\u003C\u002Fli>\u003Cli>Eine analytische und strukturierte Arbeitsweise runden Dein Profil ab.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>Wir schätzen unsere Vielfalt und heißen jeden in unserem Team willkommen. Unabhängig von ethnischer und sozialer Herkunft, Religion, Weltanschauung, Geschlecht, sexueller Orientierung, körperlichen und geistigen Einschränkungen, Alter, Familienstand, Bildungshintergrund und Nationalität. Mit über 200 Mitarbeitenden und 40 verschiedenen Nationalitäten nehmen wir unsere Werte ernst. Dazu gehören Ownership, Growth, Integrity, Collaboration, Customer Centricity und Inclusion.\u003C\u002Fp>",{"id":114,"slug":115,"title":116,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":76,"raw_description":117},40213,"working-student-mfd-commercial-partnerships-ratepay-gmbh","Working Student (m\u002Ff\u002Fd) Commercial Partnerships","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>\u003Cp>Every day, we work together on tailored solutions for well-known online retailers and marketplaces, shaping the payment solutions of tomorrow.\u003C\u002Fp>\u003Cp>As a Working Student (f\u002Fm\u002Fd) in the Commercial Partnerships Team, you will support the Partnerships team in their day-to-day operations. Together with the team, you will be responsible for the maintenance, performance oversight, and operational coordination of our key Payments Partners. You will act as the central point of contact for partners, merchants, and internal teams to ensure smooth daily operations and strong collaboration.\u003C\u002Fp>\u003Cp>\u003Cstrong>Your Responsibilities\u003C\u002Fstrong>\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cp>\u003Cstrong>Operational Ownership:\u003C\u002Fstrong> You monitor and track partner performance, identifying potential issues and ensuring timely follow-up. Additionally, you manage quarterly reporting, delivering accurate data and clear insights.\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>\u003Cstrong>Partner & Merchant Support:\u003C\u002Fstrong> You support the Technical Partner Manager with coordinating merchant integrations, product feature requests, and technical enablement.\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>\u003Cstrong>Cross-Functional Collaboration:\u003C\u002Fstrong> You orchestrate internal stakeholders (including Risk, Finance, Compliance, Merchant Review, and more) to support partner needs and resolve issues efficiently. You also assist the Team Lead with merchant pricing requests and support contractual tasks (documentation, updates, and coordination with legal teams).\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>\u003Cstrong>Team Support:\u003C\u002Fstrong> Acting as the right hand to the Team Lead, you ensure the consistent execution of processes, partner maintenance, and operational excellence across the reseller portfolio.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>\u003Cp>You are currently enrolled in a Bachelor’s or Master’s degree program, ideally with a focus on Business Administration, Economics, or a related field.\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>You have a strong interest in exciting tasks within partner management and, ideally, have already gained some initial experience in the E-Commerce or FinTech environment.\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>With your structured way of working, strong organizational skills, and excellent communication skills in English (Conversational German is a plus), you support your team and Ratepay every day.\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>You are a true team player who enjoys taking ownership and comfortably acts as a bridge between various internal departments.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team – regardless of ethnic or social origin, religion or belief, gender, sexual orientation, physical or mental limitations, age, marital status, educational background, or nationality. With over 200 employees from 40 different nations, we actively live our values: Ownership, Growth, Integrity, Collaboration, Customer Centricity, and Inclusion.\u003C\u002Fp>",{"id":119,"slug":120,"title":121,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":76,"raw_description":122},40214,"risk-manager-mwd-ratepay-gmbh","Risk Manager (m\u002Fw\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>\u003Cp>Gemeinsam arbeiten wir täglich an maßgeschneiderten Lösungen für namhafte Online-Händler und Marktplätze und gestalten die Zahlungslösungen von morgen.\u003C\u002Fp>\u003Cp>Als Risk Manager (m\u002Fw\u002Fd) in unserer Risikoabteilung verstehst du das Risikomanagement als ein spannendes Spannungsfeld zwischen Händlerzufriedenheit, Endkundenbindung und Risikominimierung. Dabei schützt du Händler, deren Käufer und Ratepay vor Betrug sowie Kreditrisikoausfällen und hast somit einen maßgeblichen Einfluss auf unsere Deckungsbeitragsmarge.\u003C\u002Fp>\u003Cstrong>Deine Hauptaufgaben: \u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>\u003Cp>Die Überwachung und Steuerung von Key Performance Indicators (KPIs) wie Ausfallwahrscheinlichkeiten, Betrugsraten und Annahmequoten gehören zu deiner täglichen Arbeit.\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>Durch Risikoanalysen in Python und SQL optimierst du kontinuierlich den automatisierten Scoring-Prozess – dies geschieht in enger Zusammenarbeit mit anderen Teams wie Data Science, Business Analytics, IT, Commercial und Legal.\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>Du bist der zentrale Ansprechpartner für interne Teams sowie für Händler\u002FPartner, wenn es um das Management von Konsumentenrisiken geht. Dies umfasst die Bewertung von Risiken bei neuen Produktentwicklungen, das Einbringen von Risiko-Insights in Preiskalkulationen sowie die Unterstützung des Geschäftswachstums durch Beratung zur Verbesserung der Traffic-Qualität und Konversionsrate.\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>Du definierst die geschäftlichen Anforderungen (Business Requirements) für die Weiterentwicklung der Systeme und Tools deiner Abteilung und optimierst die Prozesse innerhalb deines Teams im Hinblick auf Skalierbarkeit und Operational Excellence.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>Du bringst Berufserfahrung in der E-Commerce-, Payment- oder Banking-Branche sowie relevante Erfahrung im Kredit- und\u002Foder Betrugsrisikomanagement mit.\u003C\u002Fli>\u003Cli>Das Streben nach Operational Excellence bei gleichzeitigem strategischen, ganzheitlichen Blick und der Berücksichtigung der Auswirkungen von Entscheidungen auf das Team und die Stakeholder gehört zu deinem Ansatz.\u003C\u002Fli>\u003Cli>Erfahrung in der crossfunktionalen Zusammenarbeit\u002FProjekten sowie Datenanalyse-Kenntnisse in SQL (Fortgeschritten) und Python (Anfänger) runden dein Profil ab.\u003C\u002Fli>\u003Cli>Es fällt dir leicht, klar und effektiv mit Teammitgliedern, Händlern\u002FPartnern und anderen Abteilungen auf Deutsch und Englisch zu kommunizieren.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>\u003Cp>Wir sind mehr als nur ein Arbeitsplatz – wir sind eine lebendige Gemeinschaft von Innovatoren, Kollaborateuren und Visionären, die lieben, was sie tun, und diejenigen belohnen, die mit uns arbeiten. Hier ist deine Karriere nicht nur ein Job. Sie ist eine Chance zu wachsen, zu lernen und etwas zu bewegen. Wirf einen Blick auf die großartigen, personalisierten Vorteile einer Arbeit bei Ratepay: Du kannst monatlich flexibel zwischen Mobilität, Fitness, Verpflegung, Weiterbildung und vielem mehr wählen.\u003C\u002Fp>\u003Cp>Wir schätzen unsere Vielfalt und heißen jeden in unserem Team willkommen. Unabhängig von ethnischer und sozialer Herkunft, Religion, Weltanschauung, Geschlecht, sexueller Orientierung, körperlichen und geistigen Einschränkungen, Alter, Familienstand, Bildungshintergrund und Nationalität. Mit über 200 Mitarbeitern und 40 verschiedenen Nationalitäten nehmen wir unsere Werte ernst. Dazu gehören Ownership, Growth, Integrity, Collaboration, Customer Centricity und Inclusion.\u003C\u002Fp>\u003C\u002Fp>",{"id":124,"slug":125,"title":126,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":127},21695,"working-student-mfd-fraud-screening-ratepay-gmbh","Working Student (m\u002Ff\u002Fd) Fraud Screening","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Every day, we work together on tailor-made solutions for large online retailers and marketplaces, shaping the payment solutions of tomorrow.\u003Cbr>\u003Cbr>As a Working Student (m\u002Ff\u002Fd) in Fraud Screening, you have a keen eye for irregularities: you review transactions made by our partners’ customers, identify suspicious patterns, and assess potential fraud cases. Together with your team in the Risk department, you help ensure fraudulent activity is detected and prevented, keeping our payment ecosystem secure.\u003Cbr>\u003Cbr>\u003Cstrong>Your Tasks\u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>You review and process transactions to assess potential fraud cases.\u003C\u002Fli>\u003Cli>You identify fraud trends and share your insights with your colleagues.\u003C\u002Fli>\u003Cli>You proactively suggest improvements to daily workflows.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>You are enrolled in a bachelor's or master's program (for at least 18 more months), preferably with a focus on mathematics, economics, psychology, or similar\u003C\u002Fli>\u003Cli>You are interested in an exciting task in the field of fraud prevention and may have already gained some experience in this area \u003C\u002Fli>\u003Cli>With your analytical mindset and your strong communication skills English (German is a plus), you help advance your team and Ratepay every day \u003C\u002Fli>\u003Cli>\u003Cstrong>You are ready to work on weekends, evenings and bank holidays; in return, we offer you high flexibility (the onboarding will take place during the week in the first 2-3 months)\u003C\u002Fstrong>\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.\u003C\u002Fp>",{"id":129,"slug":130,"title":131,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":132},11900,"hr-working-student-mfd-people-operations-ratepay-gmbh","HR - Working Student (m\u002Ff\u002Fd) - People Operations","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Together, we work every day to create customised solutions for major online retailers and marketplaces, shaping the payment solutions of tomorrow.\u003Cbr>\u003Cbr>As team member within our diverse People & Organisation team, you will work to create an empowering and diverse work environment to bring out the best in each of us.\u003Cbr>\u003Cbr>As \u003Cstrong>Working Student-\u003C\u002Fstrong>\u003Cstrong>People Operations (m\u002Ff\u002Fd\u003C\u002Fstrong>), you will take active responsibility for P&O Admin issues. You will support our People & Organisation partners in all administrative matters and shape modern and appreciative HR work together with us. A supportive People & Organisation team is looking forward to working with you.\u003Cbr>\u003Cbr>\u003Cstrong>Your tasks are:\u003C\u002Fstrong>\u003Cul>\u003Cli>You will support us in the day-to-day HR operations and handle employee inquiries in close contact with your new colleagues.\u003C\u002Fli>\u003Cli>You will support with the most important HR processes and tasks along the employee lifecycle.\u003C\u002Fli>\u003Cli>You create and edit employment contracts and other documents, and deal with everything that is part of the People Operations daily routine.\u003C\u002Fli>\u003Cli>In our digital personnel management system, you maintain employee data, ensure its completeness and correctness, and support with evaluations and reports.\u003C\u002Fli>\u003Cli>You will actively contribute your ideas for process optimization and further development of the People Operations field and support its implementation.\u003C\u002Fli>\u003Cli>You are actively involved in the preparation and implementation of HR projects\u003C\u002Fli>\u003C\u002Ful>\u003Cbr>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>You are enrolled at a college or university in the Berlin area.\u003C\u002Fli>\u003Cli>You would like to gain practical experience in the HR work of a FinTech company and ideally already have some practical experience in the HR area on which you can build.\u003C\u002Fli>\u003Cli>Fluent German and good English skills round off your profile.\u003C\u002Fli>\u003Cli>You are familiar with Microsoft Office.\u003C\u002Fli>\u003Cli>You possess an independent and structured way of working as well as high reliability, accuracy and discretion.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>A challenging job in a rapidly growing industry \u003C\u002Fli>\u003Cli>Space for personal growth and professional development \u003C\u002Fli>\u003Cli>A secure working environment and a lot of creative freedom \u003C\u002Fli>\u003Cli>Trustful interaction in a warm team with flat hierarchies \u003C\u002Fli>\u003Cli>Company and team events, knowledge exchange, and the opportunity to contribute your own ideas \u003C\u002Fli>\u003Cli>Work-life balance \u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social origin, religious beliefs, ideology, gender, sexual orientation, physical and mental disabilities, age, marital status, education level, and nationality.\u003C\u002Fp>",{"id":134,"slug":135,"title":136,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":137},11901,"senior-data-infrastructure-engineer-mfd-ratepay-gmbh","Senior Data Infrastructure Engineer (m\u002Ff\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>At Ratepay, we are dedicated to revolutionizing the world of digital payments. Established in 2009, we have grown to become Europe's leading white-label Buy Now Pay Later payment provider, processing over 2.5 million transactions per month. Our diverse team of 200+ professionals collaborates to create customized, state-of-the-art payment solutions for major online retailers and marketplaces.    \u003Cbr>\u003Cbr>Ratepay is seeking an experienced Data Infrastructure Engineer with a strong background in cloud-based database systems, including PostgreSQL, DocumentDB, ElastiCache, and automation with Terraform and Python. In this role, you will ensure the reliability, scalability, and performance of our data infrastructure as platform usage grows, while standardizing backups, supporting schema changes, optimizing performance, maintaining Terraform modules, maintain and migrating Airflow, as well as expanding expertise in Microsoft SQL Server.   \u003Cbr> \u003Cbr>\u003Cstrong>Your Key Responsibilities:\u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>Operate, maintain, and enhance PostgreSQL, DocumentDB, and ElastiCache in AWS.\u003C\u002Fli>\u003Cli>Support automation of database provisioning and configuration using Terraform and Python.\u003C\u002Fli>\u003Cli>Create, manage and maintain the terraform modules for data infrastructure related component.\u003C\u002Fli>\u003Cli>Manage and maintain Apache Airflow.\u003C\u002Fli>\u003Cli>Monitor, troubleshoot, and improve database performance.\u003C\u002Fli>\u003Cli>Own backup and recovery strategies and manage production upgrades.\u003C\u002Fli>\u003Cli>Collaborate with product teams on schema design, queries, and data migrations.\u003C\u002Fli>\u003Cli>Participate in on-call rotations and incident response.\u003C\u002Fli>\u003Cli>Document operational procedures and train internal stakeholders.\u003C\u002Fli>\u003Cli>Learn and support Microsoft SQL Server to widen internal capability.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cstrong>Must-have skills: \u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>PostgreSQL (Deep technical ownership and performance tuning of critical database workloads)\u003C\u002Fli>\u003Cli>AWS (Operate cloud-native databases with security, HA, and observability) \u003C\u002Fli>\u003Cli>Terraform (Automate infrastructure deployment and ensure reproducibility) \u003C\u002Fli>\u003Cli>Experience working with Apache Airflow\u003C\u002Fli>\u003C\u002Ful>\u003Cstrong>Nice-to-have skills: \u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>DocumentDB, ElastiCache (Operate, maintain, and enhance in AWS)\u003C\u002Fli>\u003Cli>Python (Scripting for automation, monitoring, and dev tooling) \u003C\u002Fli>\u003Cli>Microsoft SQL Server (Grow support capabilities for Windows-based workloads) \u003C\u002Fli>\u003Cli>CI\u002FCD for DB changes (Improve deployment velocity and safety)\u003C\u002Fli>\u003Cli>Snowflake experience\u003C\u002Fli>\u003Cli>Monitoring (e.g. CloudWatch,Datadog for proactive performance tuning and incident alerting)\u003C\u002Fli>\u003Cli>On-call experience (Operate in a 24\u002F7 support model with reliability focus)\u003C\u002Fli>\u003C\u002Ful>We are looking for candidates based in Germany. Unfortunately, we are currently unable to support visa or relocation processes.\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003Cp style=\"border:0px solid;margin:0px 0px 10.6667px;line-height:1.3em;font-family:'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-weight:normal;text-transform:none;padding:0px;background-color:transparent;text-align:left;\">We're more than just a workplace – we're a vibrant community of innovators, collaborators, and visionaries who love what we do and reward those who work with us. Here, your career isn't just a job. It's an opportunity to thrive, learn, and make a difference. Take a look at these great personalised benefits of working at Ratepay. On a monthly basis, you can choose between mobility, fitness, food, training and much more. \u003C\u002Fp>\u003Cul style=\"border:0px solid;margin-left:0px;color:rgb(0,0,0);font-family:'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-weight:400;text-transform:none;\">\u003Cli style=\"border:0px solid;margin:0px 0px 0px 24px;\">Flexible working hours.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px 0px 0px 24px;\">Work remotely (up to 60 days per year).\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px 0px 0px 24px;\">28 vacation days per annum.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px 0px 0px 24px;\">Financial security including Pension plan \u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px 0px 0px 24px;\">Medical extras (Eye examination etc.)\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px 0px 0px 24px;\">Monthly lunches.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px 0px 0px 24px;\">Learning and development (Access to various self-development platforms such as language learning and skills enhancement.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px 0px 0px 24px;\">Health & wellbeing.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px 0px 0px 24px;\">Gym memberships and fitness.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px 0px 0px 24px;\">Ratepaw community: Our office has a floor which is dog-friendly. So, bring your pawsome pet to work when needed.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion. \u003C\u002Fp>",{"id":139,"slug":140,"title":141,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":142},11902,"accounts-receivable-specialist-mfd-full-time-ratepay-gmbh","Accounts Receivable Specialist (m\u002Ff\u002Fd) - Full-time","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Welcome to RatePay – RatePay was founded in 2009 and is Europe's leading white label provider for BNPL payments. We want to help consumers pay online easily, conveniently, and securely.\u003Cbr>\u003Cbr>Our products include installment payments with instant online confirmation, open invoices, direct debit, and prepayments. \u003Cbr>What sets us apart is that we give our consumers full control. How do we do that? We don't act as a payment brand between our merchants and customers, but as a technology service provider.\u003Cbr>\u003Cbr>50% of German shoppers have already paid with RatePay, we manage transactions worth around €4.7 billion and process around 2.5 million transactions per month. Through our more than 350 commercial partnerships, we process payments for many of the largest online shops and payment providers, including Eurowings, About You, PayPal, and many more. \u003Cbr> \u003Cbr>As an Accounts Receivable Specialist (m\u002Ff\u002Fd), you will be involved in day-to-day operations and play your part in ensuring customer satisfaction.\u003Cbr>\u003Cbr>\u003Cbr> \u003Cstrong>Key responsibilities:\u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>You are responsible for account management, account clarification, and account reconciliation. \u003C\u002Fli>\u003Cli>You independently record and post incoming payments. \u003C\u002Fli>\u003Cli>You create payment runs for payments to creditors and debtors. \u003C\u002Fli>\u003Cli>You process the payment files of our major customers. \u003C\u002Fli>\u003Cli>You will independently develop solutions for customer inquiries and maintain close contact with our internal customer service team. \u003C\u002Fli>\u003Cli>You will support the processing of inquiries regarding collection and insolvency proceedings. \u003C\u002Fli>\u003Cli>You will independently perform tasks related to accounts receivable. \u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>You have commercial vocational training or a degree in business administration\u003C\u002Fli>\u003Cli>You understand the operational challenges of online retail\u003C\u002Fli>\u003Cli>Ideally, you already have experience in accounts receivable and with SAP FI\u003C\u002Fli>\u003Cli>You have an affinity for numbers, think analytically, and are quick on the uptake \u003C\u002Fli>\u003Cli>You are enthusiastic about your field of expertise and would like to contribute to a fast-growing company with a high level of commitment \u003C\u002Fli>\u003Cli>You are open-minded and enjoy working in a team \u003C\u002Fli>\u003Cli>You work independently and have the desire to continuously develop yourself \u003C\u002Fli>\u003Cli>Very good German and English skills round off your profile\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>We are more than just a workplace – we are a vibrant community of innovators, team players, and visionaries who love what they do and reward those who work with us. Here, your career is not just a job, but a chance to grow, learn, and make an impact. Discover the amazing, personalized benefits that come with being part of Ratepay. Every month, you’ll have access to a variety of perks:\u003Cbr>\u003Cbr>\u003Cul>\u003Cli>Flexible working hours\u003C\u002Fli>\u003Cli>Remote work (up to 4 weeks per year within the EU)\u003C\u002Fli>\u003Cli>28 vacation days per year\u003C\u002Fli>\u003Cli>Financial security including company pension plan\u003C\u002Fli>\u003Cli>Additional medical services (e.g. eye check-ups)\u003C\u002Fli>\u003Cli>Monthly team lunch\u003C\u002Fli>\u003Cli>Learning & Development (access to various training and platforms, e.g. language courses)\u003C\u002Fli>\u003Cli>Gym memberships and fitness offers\u003C\u002Fli>\u003Cli>Ratepaw Community: Our office is a dog-friendly space. So feel free to bring your four-legged friend to work when needed!\u003C\u002Fli>\u003Cli>Flexible additional benefits – you have a monthly budget of €30 that you can spend on various additional benefits, such as a public transportation pass, vouchers for grocery stores, sports clubs, and much more.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone in our team – regardless of ethnic and social origin, religious beliefs, worldview, gender, sexual orientation, physical and mental disabilities, age, marital status, educational background, or nationality. \u003Cbr>With over 200 employees and 40 different nationalities, we take our values seriously. These include: personal responsibility, growth, integrity, collaboration, customer orientation, and inclusion.\u003C\u002Fp>",{"id":144,"slug":145,"title":146,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":147},11903,"senior-data-engineer-fmd-ratepay-gmbh","Senior Data Engineer (f\u002Fm\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>At Ratepay, we are dedicated to revolutionizing the world of digital payments. Established in 2009, we have grown to become Europe's leading white-label Buy Now Pay Later payment provider, processing over 2.5 million transactions per month. Our diverse team of 200+ professionals collaborates to create customized, state-of-the-art payment solutions for major online retailers and marketplaces.    \u003Cbr>\u003Cbr>We are building a future-ready domain driven Data warehousing platform that empowers high-impact business domains—Risk, Finance, Commercial, Product, and Compliance—to work with trusted, well-modeled data. Our Data team owns the end-to-end data architecture across ingestion, modeling, quality, and enablement.\u003Cbr>\u003Cbr>As a \u003Cstrong>Senior Data Engineer\u003C\u002Fstrong> at Ratepay, you will play a pivotal role in building and optimizing our next-generation cloud-native data platform. You will design and maintain scalable, reliable, and governed data pipelines that power real-time financial services, advanced analytics, and regulatory reporting. You will work closely with BIA, Cloud Infrastructure, Finance, Risk, Compliance, and Domain Engineering teams to shape the next stage of our \u003Cstrong>cloud-native data strategy\u003C\u002Fstrong>.\u003Cbr>\u003Cbr>\u003Cstrong>Key Responsibilities\u003C\u002Fstrong>:\u003Cbr>\u003Cul>\u003Cli>Implement and drive the \u003Cstrong>technical architecture\u003C\u002Fstrong> of our cloud-native data platform, spanning \u003Cstrong>AWS (S3, IAM, Glue, EC2)\u003C\u002Fstrong>, \u003Cstrong>Snowflake\u003C\u002Fstrong>, \u003Cstrong>Kafka\u003C\u002Fstrong>, \u003Cstrong>SAP BW\u003C\u002Fstrong> and \u003Cstrong>dbt\u003C\u002Fstrong>.\u003C\u002Fli>\u003Cli>Design and optimize \u003Cstrong>ETL\u002FELT pipelines\u003C\u002Fstrong> for structured and unstructured data from SAP BW, SAP FI, Navision, Salesforce and Kafka streaming sources.\u003C\u002Fli>\u003Cli>Ensure \u003Cstrong>data governance, lineage, and FinOps best practices\u003C\u002Fstrong>, enabling secure and cost-efficient cloud operations.\u003C\u002Fli>\u003Cli>Define best practices in \u003Cstrong>cost monitoring, FinOps\u003C\u002Fstrong>, and \u003Cstrong>CI\u002FCD for data\u003C\u002Fstrong> to ensure stability and performance at scale.\u003C\u002Fli>\u003Cli>Collaborate with analysts and data scientists to deliver \u003Cstrong>self-service BI, advanced analytics capabilities \u003C\u002Fstrong>and \u003Cstrong>ML Pipelines\u003C\u002Fstrong>.\u003C\u002Fli>\u003Cli>Engage with \u003Cstrong>regulatory and audit needs\u003C\u002Fstrong>, enabling data lineage, encryption, and Role Based Access Control (RBAC) in line with \u003Cstrong>BaFin and GDPR\u003C\u002Fstrong> expectations.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>5+ years of experience in \u003Cstrong>data engineering, data warehousing, or cloud data architecture\u003C\u002Fstrong>.\u003C\u002Fli>\u003Cli>Expertise in \u003Cstrong>Snowflake, AWS S3, dbt, Kafka, and SQL-based development\u003C\u002Fstrong>.\u003C\u002Fli>\u003Cli>Extensive experience designing and scaling data warehousing platforms using technologies like \u003Cstrong>Snowflake, AWS, dbt, Terraform, Airflow\u003C\u002Fstrong>, \u003Cstrong>Kafka \u003C\u002Fstrong>and \u003Cstrong>CI\u002FCD\u003C\u002Fstrong> tools.\u003C\u002Fli>\u003Cli>\u003Cstrong>Python \u003C\u002Fstrong>proficiency for writing clean, modular and maintainable code.\u003C\u002Fli>\u003Cli>Proven ability to \u003Cstrong>build modular, reusable pipelines\u003C\u002Fstrong> with clear separation of concerns across Raw layer, Datalake, and Datamart.\u003C\u002Fli>\u003Cli>Knowledge of \u003Cstrong>cloud architecture patterns\u003C\u002Fstrong>, \u003Cstrong>data lineage\u003C\u002Fstrong>, and experience with \u003Cstrong>governance in regulated industries\u003C\u002Fstrong>.\u003C\u002Fli>\u003Cli>Strong problem-solving skills and a track record of optimizing \u003Cstrong>performance and cost efficiency\u003C\u002Fstrong> in cloud environments.\u003C\u002Fli>\u003Cli>\u003Cstrong>Bonus\u003C\u002Fstrong>: experience with FinTech, payment processing, or regulatory reporting an advantage.\u003C\u002Fli>\u003C\u002Ful>\u003Cstrong>Why Join Us:\u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>Be part of \u003Cstrong>mission-critical projects\u003C\u002Fstrong> (e.g., Refinancing partnerships, Anti Money laundering) that impact our \u003Cstrong>financial and risk integrity\u003C\u002Fstrong>.\u003C\u002Fli>\u003Cli>Take ownership of a platform used across departments, with \u003Cstrong>end-to-end visibility from source to decision\u003C\u002Fstrong>.\u003C\u002Fli>\u003Cli>Work with experienced engineers and stakeholders on \u003Cstrong>cloud-native architecture with autonomy and purpose\u003C\u002Fstrong>.\u003C\u002Fli>\u003Cli>Culture of \u003Cstrong>technical ownership\u003C\u002Fstrong>, \u003Cstrong>business enablement\u003C\u002Fstrong>, and \u003Cstrong>low operational drag\u003C\u002Fstrong>.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.\u003C\u002Fp>",{"id":149,"slug":150,"title":151,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":152},11904,"senior-risk-manager-mfd-ratepay-gmbh","Senior Risk Manager (m\u002Ff\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Together, we work every day on customized solutions for large online retailers and marketplaces and design the payment solutions of tomorrow. \u003Cbr> \u003Cbr>As a  \u003Cstrong>Senior Risk Manager (m\u002Ff\u002Fd)\u003C\u002Fstrong> in our risk department, you understand risk management as an area of tension between merchant satisfaction, end customer satisfaction and risk mitigation. In doing so, you prevent merchants, their buyers and Ratepay from fraud and credit risk defaults and thus have a significant influence on our contribution margin. \u003Cbr>\u003Cbr>\u003Cstrong>Key Responsibilities: \u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>Monitoring and steering key performance indicators such as probabilities of defaults, fraud rates and acceptance rates are part of your daily work.\u003C\u002Fli>\u003Cli>You continuously optimize the automated scoring process through risk analyses in Python and SQL in close collaboration with other teams like Data Science, Business Analytics, IT, Commercial and Legal.\u003C\u002Fli>\u003Cli>You are the go-to partner for internal teams and merchants\u002Fpartners when it comes to managing consumer risk. This involves evaluating risks in new product developments, contributing risk insights to pricing calculations, and supporting business growth through guidance on improving traffic quality and conversion performance.\u003C\u002Fli>\u003Cli>You specify the business requirements for the further development of the systems and tools your department use as well as optimize processes within your team in terms of scalability and operational excellence.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>You have working experience in the ecommerce, payment or banking industry and relevant experience in credit- and\u002F or fraud risk management.\u003C\u002Fli>\u003Cli>Striving for operational excellence while maintaining a strategic, holistic view and considering the impact of decisions on the team and stakeholders is part of your approach.\u003C\u002Fli>\u003Cli>Experience in cross functional work\u002Fprojects as well as data analysis skills in SQL (advanced) and Python (beginner) complement your profile.\u003C\u002Fli>\u003Cli>It is easy for you to communicate clearly and effective with team members, merchants\u002Fpartners and other departments in English (German is a plus).\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>We're more than just a workplace – we're a vibrant community of innovators, collaborators, and visionaries who love what we do and reward those who work with us. Here, your career isn't just a job. It's an opportunity to thrive, learn, and make a difference. Take a look at these great personalised benefits of working at Ratepay. On a monthly basis, you can choose between mobility, fitness, food, training and much more. \u003Cbr>\u003Cul>\u003Cli>Flexible working hours\u003C\u002Fli>\u003Cli>Work remotely (EU for up to 4 weeks a year)\u003C\u002Fli>\u003Cli>28 vacation days per annum.\u003C\u002Fli>\u003Cli>Financial security including pension plan \u003C\u002Fli>\u003Cli>Monthly lunches\u003C\u002Fli>\u003Cli>Learning and development (Access to various self-development platforms such as language learning and skills enhancement\u003C\u002Fli>\u003Cli>Gym membership or public transport allowance\u003C\u002Fli>\u003Cli>Ratepaw community: Our office has a floor which is dog-friendly. So, bring your pawsome pet to work when needed.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.\u003C\u002Fp>",{"id":154,"slug":155,"title":156,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":157},11905,"senior-talent-partner-mfd-ratepay-gmbh","Senior Talent Partner (m\u002Ff\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>At Ratepay, we’re redefining digital payments in Europe. Founded in 2009, we’ve grown into the leading white-label Buy Now Pay Later provider, processing over 2.5 million transactions monthly. Our solutions empower merchants and marketplaces to offer flexible, secure, and seamless payment experiences that help businesses scale.\u003Cbr>\u003Cbr>As our \u003Cstrong>Senior Talent Acquisition Partner (m\u002Ff\u002Fd\u003C\u002Fstrong>), you will play a key role in building and scaling Ratepay’s talent acquisition function from the ground up. You will own the entire candidate journey—from employer branding to pipeline strategy to hiring execution—ensuring a consistent, compelling, and data-informed experience for candidates and hiring teams alike.\u003Cbr>\u003Cbr>This role is ideal for someone who is highly autonomous, proactive, and passionate about creating structure where there is little. You will be instrumental in shaping how Ratepay presents itself to the external talent market, working closely with our Marketing team to define a unique tone of voice and employer branding.\u003Cbr>Your ability to translate business needs into sharp, inclusive, and effective job descriptions will be critical to our growth and market attractiveness.\u003Cbr>\u003Cbr>\u003Cstrong>Key Responsibilities:\u003C\u002Fstrong>\u003Cul>\u003Cli>Build and own Ratepay’s end-to-end talent acquisition strategy, including funnel design, pipeline management, and process operations and optimization.\u003C\u002Fli>\u003Cli>Act as a strategic partner to hiring managers, translating business needs into clear, targeted job descriptions and hiring plans.\u003C\u002Fli>\u003Cli>Develop and maintain a coherent and compelling external TA offering, in close collaboration with the Marketing team to align branding, messaging, and tone of voice.\u003C\u002Fli>\u003Cli>Own and drive data-informed recruiting practices by establishing meaningful KPIs and dashboards that provide actionable insights to leadership. Champion data literacy within Talent Acquisition, using metrics to guide decisions, optimize performance, and continuously improve hiring outcomes.\u003C\u002Fli>\u003Cli>Drive sourcing strategy, including potential future hiring and onboarding your own recruiting coordinator\u002Fsourcing partner to support pipeline generation and candidate engagement.\u003C\u002Fli>\u003Cli>Ensure consistency and quality across all candidate touchpoints, from job ads to interviews to offers.\u003C\u002Fli>\u003Cli>Contribute to onboarding and probation follow-ups, ensuring that candidate experience doesn’t end at contract signature but extends into a thoughtful, well-supported integration into the company.\u003C\u002Fli>\u003Cli>Continuously iterate on tools, processes, and systems to support scalable, high-quality hiring across the business.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>8+ years of experience in Talent Acquisition.\u003C\u002Fli>\u003Cli>Proven track record leading hiring projects in tech, fintech, or e-commerce companies.\u003C\u002Fli>\u003Cli>First leadership experience, taking ownership of end-to-end recruitment projects while guiding and developing team members.\u003C\u002Fli>\u003Cli>Strong stakeholder management skills, with the ability to influence, advise, and negotiate at all levels.\u003C\u002Fli>\u003Cli>Expertise in sourcing strategies, candidate engagement, and employer branding.\u003C\u002Fli>\u003Cli>Data-driven mindset, able to build and interpret recruitment dashboards and KPIs. Fluency in MS Office (e.g. Microsoft Excel, PowerPoint) is highly valued.\u003C\u002Fli>\u003Cli>Hands-on experience with ATS, ideally Personio.\u003C\u002Fli>\u003Cli>Fluency in English is required; German is a plus.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.\u003C\u002Fp>",{"id":159,"slug":160,"title":161,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":162},43407,"head-of-sales-mwd-ratepay-gmbh","Head of Sales (m\u002Fw\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Werde Teil von Ratepay und gestalte zusammen mit uns die Bezahllösungen von morgen und übermorgen. Gegründet 2009 sind wir heute der White-Label-Zahlungsanbieter-Nr.-1 in Europa und eine eigenständige Payment-Marke innerhalb der Nexi Gruppe, DEM europäischen PayTech Unternehmen. \u003Cbr style=\"border:0px solid;margin:0px;color:rgb(32,32,32);font-family:Inter, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\"> \u003Cbr style=\"border:0px solid;margin:0px;color:rgb(32,32,32);font-family:Inter, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\">Als \u003Cstrong style=\"border:0px solid;margin:0px;font-weight:600;color:rgb(32,32,32);font-family:Inter, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;text-transform:none;background-color:rgb(255,255,255);\">Head of Sales (m\u002Ff\u002Fd) \u003C\u002Fstrong>trägst du die Verantwortung für die Erreichung unserer Sales Ziele und die strategische Weiterentwicklung des Sales Bereichs. Zusammen mit deinem Team sorgst du für die Fortsetzung unseres erfolgreichen und zugleich ambitionierten Wachstums und platzierst Ratepay weiterhin als zuverlässigen Partner der relevanten eCommerce Player des deutschsprachigen Marktes.\u003Cbr style=\"border:0px solid;margin:0px;color:rgb(32,32,32);font-family:Inter, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\"> \u003Cbr style=\"border:0px solid;margin:0px;color:rgb(32,32,32);font-family:Inter, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\">\u003Cstrong>Deine Aufgaben\u003C\u002Fstrong>\u003Cbr style=\"border:0px solid;margin:0px;color:rgb(32,32,32);font-family:Inter, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\">\u003Cul style=\"border:0px solid;color:rgb(32,32,32);font-family:Inter, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\">\u003Cli style=\"border:0px solid;margin:0px;\">Du übernimmst die Führung und den Ausbau deiner Sales Teams, entwickelst deine Teammitglieder weiter und enablest sie dazu, ihre persönliche Bestleistung zu bringen.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px;\">Du bist für die Entwicklung sowie Implementierung von Marktentwicklungsstrategien verantwortlich.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px;\">Gemeinsam mit den Teams aus Finance und Strategy setzt du regelmäßige Reportings auf und stellst diese allen relevanten Stakeholdern bereit.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px;\">In enger Zusammenarbeit mit unserem Marketingteam erarbeitest du Kommunikationsstrategien, um Leads an jedem Punkt abholen und von Ratepay überzeugen zu können. \u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px;\">Du entwickelst und verbesserst Ratepays Prozesse im Bereich Commercial, um die effektive Zusammenarbeit zwischen den internen Teams sowie einen schnellen und fehlerfreien Go-Live sicherzustellen.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px;\">Als geborene*r Netzwerker*in gibt es dir Energie, dich auf Messen und Veranstaltungen aufzuhalten, Ratepay zu repräsentieren und Kontakte zu knüpfen.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul style=\"border:0px solid;color:rgb(32,32,32);font-family:Inter, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\">\u003Cli style=\"border:0px solid;margin:0px;\">Sales ist deine Passion. Du bringst langjährige B2B-Vertriebserfahrung sowie nachweisbare Erfolge in der Führung von Sales-Teams mit.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px;\">Den E-Commerce- und Payment-Markt kennst du in- und auswendig.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px;\">Du bist stark im Solution Selling, verhandelst sicher auf C-Level und entwickelst skalierbare Vertriebsstrategien.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px;\">Du überzeugst durch dein souveränes Auftreten sowie eine starke soziale und kommunikative Kompetenz.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px;\">Als moderner Leader etablierst du eine motivierende Performance-Kultur und entwickelst deine Teammitglieder gezielt weiter.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px;\">Du denkst datengetrieben, steuerst deinen Bereich über KPIs und bist absolut versiert im Umgang mit Salesforce.\u003C\u002Fli>\u003Cli style=\"border:0px solid;margin:0px;\">Verhandlungssichere Deutsch- und Englischkenntnisse runden dein Profil ab.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>\u003Cp style=\"border:0px solid;margin:0px;color:rgb(32,32,32);font-family:Inter, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\">Wir sind mehr als nur ein Arbeitsplatz – wir sind eine lebendige Gemeinschaft von Innovatoren, Kollaborateuren und Visionären, die lieben, was sie tun, und diejenigen belohnen, die mit uns arbeiten. Hier ist deine Karriere nicht nur ein Job. Sie ist eine Chance zu wachsen, zu lernen und etwas zu bewegen. Wirf einen Blick auf die großartigen, personalisierten Vorteile einer Arbeit bei Ratepay: Du kannst monatlich flexibel zwischen Mobilität, Fitness, Verpflegung, Weiterbildung und vielem mehr wählen.\u003C\u002Fp>\u003Cbr>\u003Cp style=\"border:0px solid;margin:0px;color:rgb(32,32,32);font-family:Inter, '-apple-system', BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\">Wir schätzen unsere Vielfalt und heißen jeden in unserem Team willkommen. Unabhängig von ethnischer und sozialer Herkunft, Religion, Weltanschauung, Geschlecht, sexueller Orientierung, körperlichen und geistigen Einschränkungen, Alter, Familienstand, Bildungshintergrund und Nationalität. Mit über 200 Mitarbeitern und 40 verschiedenen Nationalitäten nehmen wir unsere Werte ernst. Dazu gehören Ownership, Growth, Integrity, Collaboration, Customer Centricity und Inclusion.\u003C\u002Fp>\u003C\u002Fp>",{"id":164,"slug":165,"title":166,"location":76,"raw_job_location_address_addressLocality":167,"raw_hiringOrganization_logo_url":69,"raw_description":168},76814,"accountant-mfd-12months-fixed-term-contract-ratepay-gmbh","Accountant (m\u002Ff\u002Fd) – 12months Fixed Term Contract","Berlin","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Together we work on tailor-made solutions for major online merchants and marketplaces - designing the payment solutions of tomorrow.\u003Cbr>  \u003Cbr> As an \u003Cstrong>Accountant (m\u002Ff\u002Fd)\u003C\u002Fstrong>, you will work hand in hand with your colleagues from the Accounting Team, provide support with accounting-related tasks and be the contact person for internal and external audits.\u003Cbr>You will take ownership of key accounting processes, play an important role in our monthly and annual closing activities and actively contribute to the development of our accounting function. Working closely with colleagues across Finance and other departments, you will help drive operational excellence and continuous improvement.\u003Cbr>  \u003Cbr>  \u003Cstrong>Your Tasks:\u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>You take ownership of key month-end and year-end closing activities, including accruals, provisions, reconciliations, and the preparation of accounting entries under HGB and IFRS. \u003C\u002Fli>\u003Cli>You ensure the accuracy and compliance of accounting records by performing account analyses, balance sheet reconciliations, regulatory reporting and supporting internal and external audits. \u003C\u002Fli>\u003Cli>You oversee accounts payable related processes, coordinate with internal stakeholders and support the timely and accurate processing of supplier invoices, payments and vendor reconciliations. In this context, you work closely with our working students and provide guidance on day-to-day accounting activities. \u003C\u002Fli>\u003Cli>You contribute to the continuous improvement of accounting processes, internal controls and system-supported workflows while collaborating closely with colleagues across Finance, Treasury and other business functions. \u003C\u002Fli>\u003Cli>You support tax-related accounting topics with a particular focus on direct taxes, including the preparation of tax-relevant data, reconciliations and collaboration with internal and external stakeholders.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>You have completed a commercial apprenticeship or training as an Accountant or have an equivalent qualification; the qualification of “Bilanzbuchhalter” is of benefit \u003C\u002Fli>\u003Cli>You have several years of experience in accounting, ideally also in Project Management\u003C\u002Fli>\u003Cli>You have an affinity for numbers and a meticulous approach to work \u003C\u002Fli>\u003Cli>You are familiar with accounting according to HGB and IFRS and have very good knowledge of SAP and MS Office.\u003C\u002Fli>\u003Cli>Ideally, you have had your first contact with Navision and have been able to gain knowledge of VAT law. \u003C\u002Fli>\u003Cli>You are passionate about your subject and want to contribute to our company with a lot of commitment. \u003C\u002Fli>\u003Cli>You are open, outgoing and enjoy working in a team\u003C\u002Fli>\u003Cli>You work independently, are service-oriented and have the will to constantly improve yourself\u003C\u002Fli>\u003Cli>You demonstrate a great knowledge of Excel and have strong analytical skills\u003C\u002Fli>\u003Cli>You are fluent in English and have at least \u003Cstrong>B1 level of German \u003C\u002Fstrong>\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include; ownership, growth, integrity, collaboration, customer centricity and inclusion.\u003C\u002Fp>",{"id":170,"slug":171,"title":172,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":173},19236,"senior-controller-wmd-ratepay-gmbh","Senior Controller (w\u002Fm\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Als Senior Controller:in (m\u002Fw\u002Fd) leistest du durch analytisches Denken und strategische Weitsicht einen bedeutenden Beitrag zum Erfolg des Unternehmens. Du bist im Controlling-Team eingebettet, konzentrierst dich aber auf die Arbeit in funktionsübergreifenden Teams, vertrittst die Interessen der Finanzabteilung und stellst sicher, dass Controlling-, Buchhaltungs- und Treasury-Prozesse sowie -Themen berücksichtigt werden.\u003Cbr> \u003Cbr>\u003Cstrong>Deine Aufgaben:\u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>Verantwortlich für die monatliche Berichterstattung, einschließlich Umsatz-, Gewinn- und Verlustrechnungen, Bilanzen und Cashflow-Berichte sowie Ad-hoc-Berichte für die Geschäftsführung und andere Stakeholder\u003C\u002Fli>\u003Cli>Erstellung von Budgets und Forecasts sowie Pflege und Weiterentwicklung von Kostenrechnungssystemen\u003C\u002Fli>\u003Cli>Unterstützung bei der mittel- und langfristigen Liquiditätsplanung und Devisenmanagement\u003C\u002Fli>\u003Cli>Mitarbeit bei der Erstellung von Monats- und Jahresabschlüssen; Ansprechpartner:in für Anfragen der Nexi-Gruppe\u003C\u002Fli>\u003Cli>Verbesserung der KPI-Berichterstattung zur Optimierung der Geschäftsleistungssteuerung\u003C\u002Fli>\u003Cli>Ansprechpartner:in für Opex- und Capex-bezogene Analysen und Bewertungen\u003C\u002Fli>\u003Cli>Optimierung bestehender Controlling-Prozesse und Leistungsindikatoren\u003C\u002Fli>\u003Cli>Identifikation von Verbesserungspotenzialen und proaktiver Beitrag zu Initiativen, um nachhaltigen Team- und Unternehmenserfolg zu sichern\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>Du verfügst über eine relevante berufliche Ausbildung mit Fokus auf Finanzen, Controlling (oder Rechnungswesen)\u003C\u002Fli>\u003Cli>Erfahrung in der Bank- und\u002Foder Zahlungsbranche ist von Vorteil\u003C\u002Fli>\u003Cli>Du hast fundierte Erfahrung mit Reporting-Tools (wie Tableau, SAP FI, SAP BW; begrenzte SQL- oder Python-Kenntnisse sind von Vorteil), verstehst Transaktionen und Reporting-Funktionen und kennst auch den technischen Hintergrund dieser Funktionen. Erfahrung mit Microsoft Navision ist ein Plus\u003C\u002Fli>\u003Cli>Du bringst langjährige Erfahrung als Business Controller:in oder Finanzanalyst:in mit Fokus auf Finanzmodellierung (Gewinn- und Verlustrechnung, Bilanz und Cashflows) mit\u003C\u002Fli>\u003Cli>Du weißt, wie du deine Ergebnisse und Erkenntnisse klar und prägnant präsentierst, angepasst an den Hintergrund der Empfänger\u003C\u002Fli>\u003Cli>Sicherer Umgang mit ERP-Systemen, Datenbanken und Expertenkenntnisse in MS Office (Excel und PowerPoint, Access ist von Vorteil)\u003C\u002Fli>\u003Cli>Du eignest dir gerne neue, komplexe Themen an und bist leidenschaftlich daran interessiert, den Status quo herauszufordern und Themen umzusetzen\u003C\u002Fli>\u003Cli>Du bist motiviert, unser BNPL-Produkt („buy now, pay later“) durchgängig zu verstehen und Prozessabläufe aus der Perspektive von Technologie und Buchhaltung zu analysieren. Du bringst eine ganzheitliche Denkweise mit und blühst in der funktionsübergreifenden Zusammenarbeit auf\u003C\u002Fli>\u003Cli>Zudem bist du ein starker Kommunikator, zeigst eine hohe Serviceorientierung gegenüber allen beteiligten Stakeholdern und arbeitest gerne im Team\u003C\u002Fli>\u003Cli>Auch in zeitkritischen, stressigen Situationen bleibst du ruhig und kommunizierst professionell\u003C\u002Fli>\u003Cli>Du sprichst fließend Deutsch und Englisch auf Business-Niveau\u003C\u002Fli>\u003C\u002Ful>Aufgrund unseres hybriden Arbeitsmodells suchen wir Kandidat:innen, die in Berlin oder in der Nähe ansässig sind. Leider können wir derzeit keine Visa- oder Umzugsprozesse unterstützen.\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>Wir sind mehr als nur ein Arbeitsplatz – wir sind eine lebendige Gemeinschaft von Innovatoren, Teamplayern und Visionären, die lieben, was sie tun, und diejenigen belohnen, die mit uns arbeiten. Hier ist Deine Karriere nicht nur ein Job, sondern eine Chance, Dich zu entfalten, zu lernen und etwas zu bewirken. Entdecke die großartigen, individuellen Vorteile, die Dir eine Anstellung bei Ratepay bietet. Jeden Monat stehen Dir verschiedene Benefits zur Verfügung:\u003Cbr>\u003Cul>\u003Cli>Flexible Arbeitszeiten\u003C\u002Fli>\u003Cli>Remote-Arbeit (in der EU bis zu 4 Wochen im Jahr)\u003C\u002Fli>\u003Cli>28 Urlaubstage pro Jahr\u003C\u002Fli>\u003Cli>Finanzielle Sicherheit inklusive betrieblicher Altersvorsorge\u003C\u002Fli>\u003Cli>Medizinische Zusatzleistungen (z. B. Augen Check-up)\u003C\u002Fli>\u003Cli>Monatliches Mittagessen\u003C\u002Fli>\u003Cli>Learning & Development (Zugang zu verschiedenen Weiterbildungen und Plattformen, z.B. wie Sprachkursen)\u003C\u002Fli>\u003Cli>Fitnessstudio-Mitgliedschaften und Fitnessangebote\u003C\u002Fli>\u003Cli>Ratepaw-Community: Unser Büro ist ein hundefreundlicher Bereich. Bring also bei Bedarf Deinen Vierbeiner mit zur Arbeit!\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>Wir schätzen unsere Vielfalt und heißen jeden in unserem Team willkommen. Unabhängig von ethnischem und sozialem Hintergrund, religiösen Ansichten, Weltanschauung, Geschlecht, sexueller Orientierung, körperlichen und geistigen Einschränkungen, Alter, Familienstand, Bildungsstand und Nationalität. Mit über 200 Mitarbeitern und 40 verschiedenen Nationalitäten nehmen wir unsere Werte ernst. Dazu gehören: Eigenverantwortung, Wachstum, Integrität, Zusammenarbeit, Kundenorientierung und Inklusion.\u003C\u002Fp>",{"id":175,"slug":176,"title":177,"location":76,"raw_job_location_address_addressLocality":76,"raw_hiringOrganization_logo_url":69,"raw_description":178},19237,"junior-internal-auditor-mfd-ratepay-gmbh","(Junior) Internal Auditor (m\u002Ff\u002Fd)","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>We are seeking a motivated and detail-oriented \u003Cstrong>(Junior)\u003C\u002Fstrong> \u003Cstrong>Internal Auditor\u003C\u002Fstrong>\u003Cstrong> (m\u002Ff\u002Fd)\u003C\u002Fstrong> to join our team. In this role, you will be responsible for assessing the design and effectiveness of processes, internal controls, risk management, and compliance across various business functions. You will contribute to the continuous improvement of processes and help ensure operational integrity and regulatory adherence.\u003Cbr>\u003Cbr>\u003Cstrong>Key Responsibilities\u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>Plan and execute internal audits across operational, financial, and compliance areas\u003C\u002Fli>\u003Cli>Identify control weaknesses and provide actionable recommendations\u003C\u002Fli>\u003Cli>Prepare clear and concise audit reports for management\u003C\u002Fli>\u003Cli>Support follow-up activities and monitor the implementation of corrective actions\u003C\u002Fli>\u003Cli>Collaborate with cross-functional teams to promote a strong control environment\u003C\u002Fli>\u003Cli>Assist in risk assessments, annual audit planning and regular reporting to senior management\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>Professional experience in audit techniques, and risk management, compliance and\u002For IT auditing \u003C\u002Fli>\u003Cli>Work experience within the Financial Services industry and knowledge of relevant regulation is a plus\u003C\u002Fli>\u003Cli>High standards for quality and accuracy in your work\u003C\u002Fli>\u003Cli>Strong communication and influencing skills, combined with a confident and professional presence\u003C\u002Fli>\u003Cli>Reliable, self-driven, and excel at finding practical solutions to complex problems\u003C\u002Fli>\u003Cli>IT knowledge or familiarity with ERP systems (e.g., SAP) and cloud environment is a plus\u003C\u002Fli>\u003Cli>Fluent in German and English\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.\u003C\u002Fp>",{"id":180,"slug":181,"title":161,"location":76,"raw_job_location_address_addressLocality":167,"raw_hiringOrganization_logo_url":69,"raw_description":182},96318,"head-of-sales-mwd-ratepay-gmbh-2","\u003Ch1>Your Mission\u003C\u002Fh1>\u003Cp>Werde Teil von Ratepay und gestalte zusammen mit uns die Bezahllösungen von morgen und übermorgen. Gegründet 2009 sind wir heute der White-Label-Zahlungsanbieter-Nr.-1 in Europa und eine eigenständige Payment-Marke innerhalb der Nexi Gruppe, DEM europäischen PayTech Unternehmen. \u003Cbr> \u003Cbr>Als \u003Cstrong>Head of Sales (m\u002Ff\u002Fd) \u003C\u002Fstrong>trägst du die Verantwortung für die Erreichung unserer Sales Ziele und die strategische Weiterentwicklung des Sales Bereichs. Zusammen mit deinem Team sorgst du für die Fortsetzung unseres erfolgreichen und zugleich ambitionierten Wachstums und platzierst Ratepay weiterhin als zuverlässigen Partner der relevanten eCommerce Player des deutschsprachigen Marktes.\u003Cbr> \u003Cbr>\u003Cstrong>Deine Aufgaben\u003C\u002Fstrong>\u003Cbr>\u003Cul>\u003Cli>Du übernimmst die Führung und den Ausbau deiner Sales Teams, entwickelst deine Teammitglieder weiter und enablest sie dazu, ihre persönliche Bestleistung zu bringen.\u003C\u002Fli>\u003Cli>Du bist für die Entwicklung sowie Implementierung von Marktentwicklungsstrategien verantwortlich.\u003C\u002Fli>\u003Cli>Gemeinsam mit den Teams aus Finance und Strategy setzt du regelmäßige Reportings auf und stellst diese allen relevanten Stakeholdern bereit.\u003C\u002Fli>\u003Cli>In enger Zusammenarbeit mit unserem Marketingteam erarbeitest du Kommunikationsstrategien, um Leads an jedem Punkt abholen und von Ratepay überzeugen zu können. \u003C\u002Fli>\u003Cli>Du entwickelst und verbesserst Ratepays Prozesse im Bereich Commercial, um die effektive Zusammenarbeit zwischen den internen Teams sowie einen schnellen und fehlerfreien Go-Live sicherzustellen.\u003C\u002Fli>\u003Cli>Als geborene*r Netzwerker*in gibt es dir Energie, dich auf Messen und Veranstaltungen aufzuhalten, Ratepay zu repräsentieren und Kontakte zu knüpfen.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's What You Bring Along\u003C\u002Fh1>\u003Cp>\u003Cul>\u003Cli>Sales ist deine Passion. Du bringst langjährige B2B-Vertriebserfahrung sowie nachweisbare Erfolge in der Führung von Sales-Teams mit.\u003C\u002Fli>\u003Cli>Den E-Commerce- und Payment-Markt kennst du in- und auswendig.\u003C\u002Fli>\u003Cli>Du bist stark im Solution Selling, verhandelst sicher auf C-Level und entwickelst skalierbare Vertriebsstrategien.\u003C\u002Fli>\u003Cli>Du überzeugst durch dein souveränes Auftreten sowie eine starke soziale und kommunikative Kompetenz.\u003C\u002Fli>\u003Cli>Als moderner Leader etablierst du eine motivierende Performance-Kultur und entwickelst deine Teammitglieder gezielt weiter.\u003C\u002Fli>\u003Cli>Du denkst datengetrieben, steuerst deinen Bereich über KPIs und bist absolut versiert im Umgang mit Salesforce.\u003C\u002Fli>\u003Cli>Verhandlungssichere Deutsch- und Englischkenntnisse runden dein Profil ab.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fp>\u003Cbr>\u003Ch1>That's How Working With Us Will Be\u003C\u002Fh1>\u003Cp>\u003C\u002Fp>\u003Cbr>\u003Ch1>Equal Opportunities & Diversity\u003C\u002Fh1>\u003Cp>\u003Cp>Wir sind mehr als nur ein Arbeitsplatz – wir sind eine lebendige Gemeinschaft von Innovatoren, Kollaborateuren und Visionären, die lieben, was sie tun, und diejenigen belohnen, die mit uns arbeiten. Hier ist deine Karriere nicht nur ein Job. Sie ist eine Chance zu wachsen, zu lernen und etwas zu bewegen. Wirf einen Blick auf die großartigen, personalisierten Vorteile einer Arbeit bei Ratepay: Du kannst monatlich flexibel zwischen Mobilität, Fitness, Verpflegung, Weiterbildung und vielem mehr wählen.\u003C\u002Fp>\u003Cbr>\u003Cp>Wir schätzen unsere Vielfalt und heißen jeden in unserem Team willkommen. Unabhängig von ethnischer und sozialer Herkunft, Religion, Weltanschauung, Geschlecht, sexueller Orientierung, körperlichen und geistigen Einschränkungen, Alter, Familienstand, Bildungshintergrund und Nationalität. Mit über 200 Mitarbeitern und 40 verschiedenen Nationalitäten nehmen wir unsere Werte ernst. Dazu gehören Ownership, Growth, Integrity, Collaboration, Customer Centricity und Inclusion.\u003C\u002Fp>\u003C\u002Fp>",{"total":11,"jobs":184},[185],{"id":180,"slug":181,"title":161,"raw_title":76,"is_featured":186,"company":187,"raw_hiringOrganization_logo_url":69,"processed_city_gmaps":188,"processed_country_iso_code_gmaps":189,"processed_home_office":191,"processed_salary_min":192,"processed_salary_max":193,"processed_salary_currency":62,"processed_salary_source":194,"processed_working_hours":195,"processed_employment_types":17,"processed_it_skills":196,"processed_it_skills_labels":198,"processed_job_expertise_skills":199,"processed_job_expertise_skills_labels":201,"max_cpc":11,"actual_cpc":204},false,{"name":67,"slug":68,"logo_url":76},[167],[190],"DE","hybrid",90000,130000,"estimated",[65],{"salesforce":197},4,[59],{"b2b sales":197,"reporting":200,"e-commerce":197,"kpi management":200,"solution selling":197,"c-level negotiation":197,"process improvement":200,"sales team management":197,"communication strategies":200,"payment market knowledge":197,"sales strategy development":197,"market development strategies":197},3,[40,22,202,43,31,52,37,25,46,34,28,203],"E-commerce","KPI Management",0.5]