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Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. THE DIFFERENCE YOU MAKE Santander Insurance is looking for a Global Digital Product & Experience Manager based out of Madrid. As Global Digital Product & Experience Manager, your mission will be to: Ensure effective execution of the digital insurance product roadmap. Elevate digital customer experience standards across all channels. Coordinate structured follow-up of digital performance across markets. Translate strategic priorities into actionable product and experience initiatives. You will operate at the intersection of Product, Experience and Market Coordination, ensuring that global strategic priorities are effectively executed and consistently implemented across markets. We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for: Ensure effective execution of the digital insurance product roadmap. Elevate digital customer experience standards across all channels. Coordinate structured follow-up of digital performance across markets. Translate strategic priorities into actionable product and experience initiatives. You will operate at the intersection of Product, Experience and Market Coordination, ensuring that global strategic priorities are effectively executed and consistently implemented across markets. KEY RESPONSIBILITIES Digital Experience Leadership (Cross-Channel) Lead the definition and evolution of the end-to-end digital insurance experience across app, web and assisted channels. Drive journey simplification, friction reduction and customer-centric design principles. Identify structural UX barriers impacting conversion and engagement. Ensure cross-channel consistency between digital and assisted environments. Collaborate closely with the CRO & Experimentation Lead to embed behavioral insights into journey design. Establish scalable UX standards and design guidelines across markets. Support countries in diagnosing experience gaps and defining improvement action plans. This role is accountable for continuously improving the effectiveness and consistency of digital insurance journeys across markets. Global Product & Squad Ownership Act as functional owner of the Digital Insurance squads (e.g., Daily Insurance and Protection Product squads). Govern backlog prioritization based on business impact and funnel performance. Ensure alignment between product roadmap and defined growth objectives. Coordinate closely with Technology and BECO teams to ensure timely and effective delivery. Monitor delivery progress and address cross-functional dependencies. This role ensures that product development initiatives are structured, prioritized and executed in line with business impact. Cross-Country Coordination Act as the main coordination point between Global and local digital insurance teams. Establish structured governance routines (e.g., performance reviews, roadmap alignment sessions). Monitor action plan execution across markets. Ensure consistent implementation of global initiatives and standards. Identify performance gaps and support corrective action plans. This role ensures disciplined execution and alignment across markets. KPI Follow-up & Performance Governance Work closely with the Digital Analytics Lead to ensure transparency and comparability of KPIs. Track Digital Share, Conversion Rate, LTV\u002FCAC and customer growth performance across markets. Ensure action plans are clearly linked to measurable performance impact. Support preparation of structured performance materials for senior stakeholders. Best Practice Identification & Scaling Identify high-performing initiatives across markets. Develop structured playbooks to replicate successful initiatives. Foster knowledge sharing and cross-country collaboration. Ensure systematic documentation of learnings and scalable initiatives. WHAT YOU’LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience At least 15 years of professional experience, with strong exposure to digital product, customer experience and transformation roles. (Required) Proven experience leading cross-channel digital experience optimization initiatives. (Required) Experience owning product backlogs and working closely with technology teams. (Required) Experience working with attribution models and performance measurement frameworks. (Required) Experience scaling paid media across multiple markets. (Required) Hands-on experience designing, executing and analyzing A\u002FB and multivariate tests. (Required) Experience coordinating multiple international markets. (Required) Experience operating in large, matrix organizations. (Required) Experience in insurance, banking or financial services. (Preferred) Education Bachelor’s degree in Business, Engineering, Marketing or related field. (Required) MBA or postgraduate studies. (Preferred) Languages Fluent in English and Spanish. (Required) Portuguese. (Preferred) Hard Skills Strong understanding of digital funnel dynamics and business impact drivers. (Required) Hands-on experience with digital analytics tools (Google Analytics 4, Adobe Analytics, Adobe Target or similar). (Required) Strong hands-on experience with Google Ads. (Required) Strong hands-on experience with Meta Ads. (Required) Strong hands-on experience with Campaign Manager 360. (Required) Strong hands-on experience with Google Analytics 4. (Required) Strong hands-on experience with tag management tools. (Required) Understanding of SEO and organic growth principles. (Required) Familiarity with AI-driven search environments and emerging digital acquisition channels. (Required) Strong understanding of behavioral science and user psychology principles. (Required) Soft Skills Structured, analytical and performance-oriented mindset. Strong execution discipline and accountability. Excellent stakeholder management and communication skills. Ability to influence stakeholders across functions and geographies. Comfortable operating in international, multicultural environments. WE VALUE YOUR IMPACT Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. We’re enable our teams to go beyond through global opportunities and broad career paths. Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours. Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com) Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us. Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more. Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing. We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage. Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services. Extra benefits. Gym\u002FWellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply. READY TO TAKE THE NEXT STEP IN YOUR JOURNEY? The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.",{"id":124,"slug":125,"title":126,"location":13,"raw_job_location_address_addressLocality":13,"raw_hiringOrganization_logo_url":13,"raw_description":127},43727,"global-business-development-cyber-director-santander-insurance-hse-santander-insurance-sl","Global Business Development Cyber Director - Santander Insurance","Global Business Development Cyber Director - Santander Insurance Country: Spain IT STARTS HERE Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. Within Santander, the Insurance Domain drives the transformation of the insurance business by evolving products, processes and digital capabilities. The Protection vertical is a core pillar of Santander’s revenue diversification and customer loyalty strategy within Insurance, and the Corporate customer segment is of crucial importance. THE DIFFERENCE YOU MAKE Santander Insurance is looking for a Global Business Development - Cyber Director based out of MADRID. As Global business development director for the cyber business, you will drive the evolution of our cyber insurance offering by enhancing policy coverage, integrating value-added services, simplifying customer journeys, and optimizing distributor experiences. This individual will work across insurance partners, internal banking and technology stakeholders, and external venture capital ecosystems to position our cyber proposition as a differentiated, data-driven, and customer-centric solution globally. This role carries full accountability for global cyber business KPIs, including revenue growth, fee generation, and Profit After Tax (PAT). KEY RESPONSABILITIES: Global cyber insurance strategy and business development Lead the global development and scaling of the cyber insurance business across Europe, LATAM, and the US. Build and execute the strategic roadmap for cyber insurance products, prevention services, and incident response capabilities. Identify and develop new business opportunities with insurers, brokers, MGAs, reinsurers, and strategic partners. Drive commercial growth and profitability while ensuring sustainable underwriting and exposure management practices. Own global cyber business KPIs including fees, revenues, growth targets, and Profit After Tax (PAT). Product and solution development Improve existing cyber insurance solutions by enhancing coverage, integrating cyber prevention services, and embedding incident response capabilities. Simplify policy wording and reduce friction in quotation, underwriting, and risk assessment processes. Optimize customer and distributor experiences to ensure a seamless subscription and onboarding journey. Leverage customer data insights and cyber exposure intelligence to create differentiated market-leading propositions. Collaborate with AI and data teams to enhance underwriting models, customer segmentation, and cyber risk assessment capabilities. Ecosystem and strategic partnerships Manage and expand relationships with existing and new insurance carrier partners globally. Collaborate with Venture Capital partners, to leverage portfolio company capabilities and innovative cyber solutions. Evaluate and integrate relevant cybersecurity technologies, prevention services, and incident response providers into the broader cyber ecosystem. Partner closely with Santander insurance entities and Corporate and Commercial Banking teams to drive distribution and cross-selling opportunities. Distribution enablement and training Develop and deliver training programs for specialized sales forces and broker partners. Improve cyber insurance literacy and sales effectiveness across distribution channels. Create scalable enablement materials, positioning frameworks, and sales support tools. Ensure distribution teams understand evolving cyber risks, coverage structures, and customer pain points. WHAT YOU’LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience Minimum 10+ years of experience in Cyber insurance across insurers, brokers, MGAs, or related cyber risk organizations. Proven track record of building and scaling cyber insurance solutions internationally. Deep understanding of customer data utilization to drive better cyber risk solutions and customer outcomes. Demonstrated experience working in Agile teams and cross-functional delivery environments. Strong commercial acumen with experience managing P&L and business performance metrics. Experience operating across Europe, LATAM, and US insurance markets. Strong relationship management experience with insurers, brokers, technology partners, and executive stakeholders. Preferred qualifications Experience in Bancassurance environments. Familiarity with embedded insurance and digital distribution ecosystems. Exposure to AI-enabled underwriting, cyber analytics, or digital risk platforms. Experience working with Venture Capital ecosystems and cybersecurity startups Languages English and Spanish are required, Hard Skills Strong expertise in: Cyber insurance products and underwriting Cyber exposure management Risk assessment and underwriting processes Cyber prevention and incident response ecosystems Soft Skills Customer and distributor-centric mindset. Data-driven decision maker. Excellent communication, negotiation, and strategic influencing skills. Strategic and entrepreneurial thinker. Strong execution and delivery orientation. Collaborative and influential leadership style. Ability to operate in complex global matrix organizations. Strong innovation mindset with focus on simplification and scalability. WE VALUE YOUR IMPACT Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. We’re enable our teams to go beyond through global opportunities and broad career paths. Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com) Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us. Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more. Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing. We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage. Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services. Extra benefits. Gym\u002FWellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply. READY TO TAKE THE NEXT STEP IN YOUR JOURNEY? #LI-JP1 The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.",{"id":129,"slug":130,"title":131,"location":13,"raw_job_location_address_addressLocality":13,"raw_hiringOrganization_logo_url":13,"raw_description":132},43738,"product-owner-insurance-value-chain-manager-hse-santander-insurance-sl","Product Owner Insurance Value Chain Manager","Product Owner Insurance Value Chain Manager Country: Spain IT STARTS HERE Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. THE DIFFERENCE YOU MAKE Wealth Management & Insurance is looking for a Product Owner Insurance Value Chain Manager based out of Madrid. Lead the development and execution of Santander’s global digital insurance initiatives and embedded insurance capabilities across the bank ecosystem. We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for: Lead the development and execution of Santander’s global digital insurance initiatives and embedded insurance capabilities across the bank ecosystem. You will be responsible for: Driving the evolution of the global insurance digital ecosystem Leading strategic digital insurance projects across channels and countries Developing embedded insurance propositions integrated into banking journeys Coordinating and leading an international development squad based in Brazil Building scalable, reusable and modular digital insurance capabilities Ensuring alignment between business, customer experience and technology teams You will act as the key bridge between business strategy, customer needs and technology execution. SCOPE OF RESPONSIBILITY This role covers: Global insurance digital ecosystem evolution Embedded insurance initiatives across Santander channels Insurance customer journeys and servicing Insurance APIs and reusable capabilities Insurance marketplace and digital distribution Cross-country digital insurance initiatives Coordination of nearshore development teams Examples of embedded insurance initiatives may include: Insurance integration within Global Cards journeys StarPass insurance propositions Embedded protection experiences within banking products and channels Contextual and personalized insurance offers across digital touchpoints KEY RESPONSABILITIES: 1. Digital Insurance Strategy & Vision Define and evolve the digital insurance roadmap in alignment with business priorities Drive the embedded insurance strategy across Santander ecosystems Identify opportunities to integrate insurance into banking journeys and digital experiences Ensure alignment with: Global Digital strategy Customer experience vision Technology architecture Commercial priorities 2. Product Ownership & Digital Delivery Own and prioritize the digital insurance backlog Translate business needs into epics, features and user stories Lead end-to-end delivery of digital insurance initiatives Ensure scalable and reusable capability development Drive agile delivery methodologies and continuous improvement Coordinate releases, testing and production readiness 3. Embedded Insurance Development Lead the development of embedded insurance experiences across Santander channels, including: Digital onboarding journeys and ecosystems Cards and payments journeys Contextual insurance offers Integrated protection services Drive seamless customer experiences combining banking and insurance propositions. 4. Team Leadership & Delivery Coordination Lead and coordinate a development squad based in Brazil Foster collaboration between Global business teams and Brazil technology teams Ensure delivery quality, execution discipline and agile best practices Manage priorities, dependencies and delivery timelines Promote a high-performance and customer-centric culture 5. Customer Experience & Journey Design Design end-to-end digital insurance journeys Improve customer servicing and self-service capabilities Ensure omnichannel consistency across experiences Drive personalization and contextual engagement Enable frictionless customer interactions 6. Stakeholder Management Coordinate with global and local insurance teams and countries Partner with digital, technology, data and business stakeholders Align priorities across countries and platforms WHAT YOU’LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience 12+ years of experience in: Product Owner (Required) Digital Product Management (Required) Digital Transformation (Required) Insurance or Financial Services (Required) Strong experience delivering digital products and platforms (Required) Experience working in agile environments with technology teams (Required) Experience managing distribution or international teams (Required) Proven experience leading complex digital initiatives end-to-end (Required) Experience in platform-based or modular architecture (Preferred) Experience in insurance ecosystems or marketplaces (Preferred) Experience in global \u002F multi-country environments (Preferred) Education Bachelor’s degree in Business, Engineering, Marketing or related field. (Required) MBA or postgraduate studies. (Preferred) Languages Fluent in English and Spanish. (Required) Hard Skills Strong digital product mindset (Required) Agile delivery and prioritization capabilities (Required) Systems thinking and platform orientation (Required) Knowledge of: Claims processes (Preferred) Policy administration (Preferred) Customer 360 \u002F data models (Preferred) Embedded insurance models (Preferred) Banking-insurance ecosystems (Preferred) Soft Skills Leadership and team coordination capabilities Strategic thinking with strong execution focus Customer-centric and journey-driven approach Strong stakeholder management and influencing skills Strong communication in international environments WE VALUE YOUR IMPACT Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. We’re enable our teams to go beyond through global opportunities and broad career paths. Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours. Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com) Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us. Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more. Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing. We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage. Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services. Extra benefits. Gym\u002FWellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply. READY TO TAKE THE NEXT STEP IN YOUR JOURNEY? The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.",{"id":134,"slug":135,"title":136,"location":13,"raw_job_location_address_addressLocality":13,"raw_hiringOrganization_logo_url":13,"raw_description":137},43740,"product-pricing-manager-hse-santander-insurance-sl","Product Pricing Manager","Product Pricing Manager Country: Spain IT STARTS HERE Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. Within Santander, the Insurance Domain drives the transformation of the insurance business by evolving products, processes and digital capabilities. THE DIFFERENCE YOU MAKE Santander Insurance is looking for a Product Pricing – Senior Manager based out of Boadilla del Monte. As Product Pricing Senior Manager – Protection, your mission will be to maximize the value of the Protection product portfolio (Auto, Home, Health and other protection products) within the Santander ecosystem. You will align business strategy, customer experience, regulatory requirements and technological capabilities to drive growth, profitability and customer satisfaction. You will act as the functional product owner, prioritizing initiatives, making data-driven decisions and ensuring successful end-to-end execution. We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for: Own and drive the pricing strategy and value proposition for the Protection business, ensuring alignment with commercial objectives, regulatory standards, and profitability goals. Develop advanced pricing frameworks for protection insurance products through scalable machine learning solutions tailored to regulated environments. Optimize underwriting processes across key protection products and distribution channels, balancing risk management, efficiency, and customer experience. Lead the design and implementation of AI-driven real-time pricing models, leveraging behavioral, transactional, and contextual data to enable dynamic and personalized pricing decisions. Build contextual pricing capabilities that adapt pricing dynamically according to customer intent, purchase journey, channel, timing, and behavioral signals. Detect and prioritize growth opportunities across acquisition, conversion, retention, cross-selling, and customer lifetime value optimization. Continuously assess market dynamics, competitive landscape, and insurtech innovation to support product evolution in collaboration with cross-functional teams such as Digital, CLTV, and New Ventures. Define and track key product and portfolio KPIs to measure commercial performance, customer impact, and sustainable growth. Manage stakeholder expectations and align priorities across functions and geographies. Collaborate with multidisciplinary teams. Foster an empirical, test-and-learn mindset and continuous improvement culture. Translate business needs into clear epics, features and user stories, with well-defined acceptance criteria. WHAT YOU’LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience Minimum 10+ years of experience in Product Pricing, Product Manager or Business Product Lead roles. (Required) Experience in Insurance (preferably Auto, Home or Health). (Required) Experience in Financial services environments. (Required) Experience working closely with technology teams in agile setups. (Required) Solid understanding of the insurance business model and product economics. (Required) Proven experience in backlog management and prioritization. (Required) Strong knowledge of product metrics and data-driven decision-making. (Required) Experience working in agile environments (Scrum, Kanban or hybrid models). (Required) Experience in both banking and insurance environments. (Preferred) Experience in digital insurance distribution. (Preferred) Experience working with external partners or joint ventures. (Preferred) Background in digital transformation initiatives. (Preferred) Education Bachelor's degree in Business Administration, Economics, Finance, or related fields. Postgraduate qualifications or financial certifications (Master in Finance, CFA, EFPA, or others) are a plus. Languages Native or bilingual spanish speaker. Native or bilingual english speaker. Hard Skills Strong knowledge of product metrics and data-driven decision-making. (Required) Proven experience in backlog management and prioritization. (Required) Experience working in agile environments (Scrum, Kanban or hybrid models). (Required) Solid understanding of the insurance business model and product economics. (Required) Develop advanced pricing frameworks for protection insurance products through scalable machine learning solutions tailored to regulated environments. (Required) Lead the design and implementation of AI-driven real-time pricing models, leveraging behavioral, transactional, and contextual data to enable dynamic and personalized pricing decisions. (Required) Soft Skills Strong decision-making capability. (Required) Strategic thinking combined with execution focus. (Required) Customer-centric mindset. (Required) Cross-functional influence without formal authority. (Required) Strong analytical capability. (Required) Clear and structured communication skills. (Required) High level of autonomy and accountability. (Required) WE VALUE YOUR IMPACT Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. We’re enable our teams to go beyond through global opportunities and broad career paths. Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours. Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com) Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us. Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more. Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing. We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage. Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services. Extra benefits. Gym\u002FWellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply. READY TO TAKE THE NEXT STEP IN YOUR JOURNEY? The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.",{"id":139,"slug":140,"title":141,"location":13,"raw_job_location_address_addressLocality":13,"raw_hiringOrganization_logo_url":13,"raw_description":142},35894,"especialista-de-solvencia-financiero-actuarial-hse-santander-insurance-sl","Especialista de Solvencia\u002F Financiero-Actuarial","Especialista de Solvencia\u002F Financiero-Actuarial Country: Spain ES EL MOMENTO Santander (www.santander.com) está evolucionando de ser una marca global de alto impacto a una organización impulsada por la tecnología, y las personas están en el centro de este camino. Juntos, estamos liderando una transformación centrada en el cliente que valora el pensamiento disruptivo, la valentía de desafiar lo posible y la capacidad de innovar. Esto es más que un cambio estratégico: es una oportunidad para crecer, aprender y generar un impacto real. Nuestra misión es contribuir a que más personas y empresas prosperen. Adoptamos una sólida cultura de riesgos y esperamos que todos nuestros equipos asuman un enfoque proactivo y responsable en la gestión del riesgo. Wealth Management & Insurance abarca tres negocios en todos los países del Grupo Santander: Seguros, Gestión de Activos y Banca Privada. Trabajamos para ofrecer las mejores soluciones a nuestros clientes en estas tres áreas en los 10 países en los que estamos presentes. EL IMPACTO QUE GENERARÁS Santander Insurance S.L está buscando un\u002Fa Especialista de Solvencia\u002F Financiero-Actuarial con base en Boadilla. La persona seleccionada dará soporte en distintos aspectos del Area, como la elaboración del reporting regulatorio desde el cálculo hasta la presentación, el seguimiento de las novedades regulatorias en solvencia aportando criterio, y en otros aspectos financieros y actuariales. Así mismo, participará en el seguimiento de distintos indicadores del Grupo y de las entidades que lo conforman. El rol requiere proactividad, dinamismo, capacidad de organización, gestión de datos y visión técnica de detalle del negocio asegurador. Conllevará exposición directa a áreas clave como Solvencia, Finanzas-Actuarial y Relaciones con Filiales en un entorno internacional. En este puesto, tus principales responsabilidades incluirán: · Reporting de Solvencia II: recopilación y análisis de información y de su calidad, así como realización de los distintos informes regulatorios (QRTs, SFCR, RSR, ORSA y otros reportes del grupo) desde el cálculo hasta la presentación de los mismos. Análisis y seguimiento de la solvencia de las entidades participadas. · Tareas financiero-actuariales: colaboración en el seguimiento contable del grupo, incluyendo procesos relacionados con IFRS 17, análisis de resultados y preparación del presupuesto anual. · Soporte en otros aspectos del área: elaboración de presentaciones internas y externas, coordinación con entidades participadas o colaboración en asuntos supervisores y auditorías internas y externas. LO QUE APORTARÁS AL EQUIPO Nuestra gente es nuestra mayor fortaleza. Cada persona contribuye con perspectivas únicas que nos hacen más fuertes como equipo y como organización. Valoramos quiénes son y potenciamos lo que aportan. Los siguientes requisitos representan los conocimientos, habilidades y competencias esenciales para este puesto. Experiencia profesional · 10 años de experiencia con al menos 5 años de experiencia en Solvencia II, reporting regulatorio de seguros, áreas financiero-actuariales del sector asegurador o consultoría del sector asegurador. (Obligatorio). Educación · Post- Grado en Ciencias Actuariales y Financieras, Grado en Administración y Dirección de Empresas o Finanzas. (Obligatorio). Idiomas · Inglés fluido. (Obligatorio). Habilidades técnicas (Hard skills) · Dominio de la normativa Solvencia II (cálculo del ratio de solvencia, estructura de reporting, requisitos regulatorios y anticipación a los cambios normativos). · Contabilidad y marco IFRS 17.(Obligatorio). · Excel avanzado, power point, herramientas de reporting financiero y al supervisor.(Obligatorio). VALORAMOS TU IMPACTO Tu contribución importa, y la reconocemos. En Santander puedes esperar un paquete retributivo justo y competitivo que refleje tu impacto y el valor que entregarás. Toma un momento para entender a lo que nos referimos: · Crecimiento sin límites. Impulsamos a nuestros equipos con oportunida-des globales y amplias trayectorias de carrera para que puedan llegar más lejos. · Flexibilidad que funciona. Disfruta de un modelo híbrido de trabajo—algu-nos días remoto y otros en la oficina con tu equipo—además de horarios fle-xibles. · Aprendizaje continuo. Accede a cientos de cursos en nuestras plataformas, incluyendo acceso exclusivo a nuestro espacio global de formación: San-tander Open Academy (www.santanderopenacademy.com) · Recompensas competitivas. Recibe un salario altamente competitivo más un bonus por tus logros, para motivarte a seguir creciendo con noso-tros. · Ventajas financieras. Accede a condiciones bancarias preferentes, tipos de interés especiales en préstamos, seguros de vida y mucho más. · Tu salud es nuestra prioridad. A través de BeHealthy, nuestro programa global de bienestar, promovemos el bienestar integral: físico, emocional, social y financiero. · La familia es lo primero. Sabemos que tu familia lo es todo. Por eso ofrece-mos apoyo para el cuidado infantil y programas familiares diseñados para cada etapa de la vida. · Siempre a tu lado. Accede a Santander Contigo, nuestro programa para empleados\u002Fas y sus familias que ofrece servicios de asesoramiento legal, apoyo emocional y gestoría. · Beneficios extras. Gimnasio\u002FWellHub, centro médico en varias de nuestras instalaciones, subvención de comidas, parking, servicio de lanzadera en dis-tintos puntos de Madrid, además de descuentos y ofertas exclusivas para empleados de Santander. Y esto es solo el comienzo… ¡te contaremos mu-cho más cuando te unas! Estamos aquí para mantener tu motivación, ayudarte a alcanzar tus metas y celebrar tus logros en cada paso del camino. CUMPLIMIENTO LOCAL Santander se enorgullece de ser una organización que ofrece igualdad de oportunidades sin importar edad, género, discapacidad, estado civil, raza, religión u orientación sexual. Estamos comprometidos en ofrecer un proceso de selección inclusivo y accesible para todas las personas. ¿Y AHORA QUÉ? Si todo lo que acabas de leer encaja contigo, aplica y únete a nuestro equipo. ¿Listo\u002Fa para dar el siguiente paso? The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.",{"id":10,"slug":11,"title":12,"location":13,"raw_job_location_address_addressLocality":144,"raw_hiringOrganization_logo_url":13,"raw_description":145},"Pinar P01","Growth and Performance Lead Sr. Analyst III Country: Spain IT STARTS HERE Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. THE DIFFERENCE YOU MAKE The Wealth Management & Insurance division is looking for a Growth and Performance Lead Sr. Analyst based out of Madrid. We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for: Paid Media Scaling (Core Responsibility) Define and coordinate global paid media investment strategies aligned with growth targets. Identify scaling opportunities across markets and products. Optimize channel mix, bidding strategies and budget allocation to maximize ROI. Support countries in moving from pilot campaigns to scalable, always-on performance models. Ensure alignment between Paid Media investment and LTV\u002FCAC economics. Build performance dashboards and reporting frameworks to track incremental impact. Generative Search & AI Demand Generation Develop and lead Santander Insurance’s Generative Search strategy, including ChatGPT and emerging AI-driven discovery environments. Identify opportunities to position Santander Insurance products within generative search results through: Content optimization Structured information High-quality product visibility Partner with local Digital Teams (Content, SEO and Communication teams) to create AI-optimized content. Monitor performance and visibility in generative environments and adjust strategy accordingly. Act as internal reference point for AI-driven acquisition opportunities. Organic & Owned Media Optimization Strengthen organic acquisition channels, including SEO and website performance. Identify opportunities to improve insurance product visibility within Santander owned media (app, web, CRM). Collaborate with multidisciplinary teams to optimize landing pages and content for organic traffic. Ensure consistency between communication messaging and performance objectives. Communication & Performance Alignment Align performance marketing strategies with communication campaigns and brand positioning. Ensure performance campaigns are supported by coherent messaging and value propositions. Collaborate with Marketing and Communication teams to maximize demand generation impact. Support development of data-driven campaign narratives and messaging optimization. WHAT YOU’LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience At least 7 years of professional experience, with 5+ years in performance marketing, digital acquisition or growth roles. (Required) Experience scaling paid media across multiple markets. (Required) Experience managing budgets and optimizing ROI. (Required) Experience working in multinational, matrix organizations. (Required) Knowledge of insurance products and business models. (Preferred) Highly analytical and detail-oriented, with the ability to detect subtle performance drivers and trends. (Required) Experience in insurance or financial services. (Preferred) Experience working in international and multicultural environments. (Preferred) Education Bachelor’s degree in Marketing, Advertising, Communications, Business or a related field. (Required) Digital marketing certifications (e.g. Google Ads, Meta Blueprint). (Preferred) MBA or postgraduate studies. (Preferred) Languages Fluent in English and Spanish. (Required) Portuguese is highly desirable. (Preferred) Hard Skills Strong hands-on experience with: Google Ads, Meta Ads, Campaign Manager 360, Google Analytics 4, Tag management tools. (Required) Strong knowledge of paid media strategy, execution and optimization across digital channels. (Required) Understanding of SEO and organic growth principles. (Required) Familiarity with AI-driven search environments and emerging digital acquisition channels. (Required) Strong analytical mindset and performance orientation. (Required) Soft Skills Ability to influence stakeholders across functions and geographies. (Preferred) Strong interpersonal and stakeholder management skills; a collaborative, people-oriented profile. (Preferred) WE VALUE YOUR IMPACT Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. We’re enable our teams to go beyond through global opportunities and broad career paths. Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours. Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com) Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us. Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more. Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing. We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage. Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services. Extra benefits. Gym\u002FWellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply. READY TO TAKE THE NEXT STEP IN YOUR JOURNEY? The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.",{"id":147,"slug":148,"title":149,"location":13,"raw_job_location_address_addressLocality":13,"raw_hiringOrganization_logo_url":13,"raw_description":150},21900,"director-of-capital-management-hse-santander-insurance-sl","Director of Capital Management","Director of Capital Management Country: Spain IT STARTS HERE Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. THE DIFFERENCE YOU MAKE Santander Wealth Management & Insurance is looking for a Director of Capital Management based out of Madrid We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. We are seeking an experienced Director of Capital Management to lead the capital management strategy of Santander’s insurance businesses globally, across Europe and the Americas, to ensure: The capital adequacy and efficiency of the insurance businesses of Santander Group Robust compliance with Solvency II and other relevant international prudential requirements This role is pivotal in optimizing capital efficiency, managing risk, and supporting strategic decision-making at the highest level. Key responsibilities Work closely with the reporting teams, both global and local, to ensure the capital treatment of Santander’s insurance businesses is appropriate and consistent Coordinate with the M&A team to determine the appropriate capital treatment for potential future acquisitions Work closely with the executive team to develop and deliver group holding and risk management structures that ensure capital efficiency for the local and global insurance businesses, and Santander Group overall Develop and maintain capital management plans, collaborating with senior management to ensure they are aligned with business objectives Monitor capital and accounting developments closely to help Santander Group prepare in a timely manner for future changes WHAT YOU’LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience Minimum 10 years’ experience in insurance, preferably in capital management, valuation or reporting in an international insurance group and\u002For consulting firm (Required) Education Degree in Actuarial Science, Finance, Mathematics, Law or related field; (Required) Actuarial or CFA qualification (Preferred) Languages English language proficiency (Required) Spanish desirable (Preferred) Hard Skills Deep knowledge of Solvency II regulations and their application to insurance groups, preferably across different jurisdictions, ownership levels and holding structures (Required) Understanding of IFRS accounting frameworks, including IFRS17 (Required) Strong analytical, problem-solving and communication skills, with the ability to influence at senior levels (Required) Experience leading and delivering multi-stakeholder projects (Required) Understanding of the interaction between insurance and bank capital regimes (Preferred) Experience across both life and non-life sectors at the insurance company level (Preferred) Understanding of capital and accounting frameworks in the Americas (Preferred) Soft Skills Strategic thinking with a commercial mindset High attention to detail and accuracy Proactive working style and ability to manage multiple priorities Collaborative style with cross-functional influence WE VALUE YOUR IMPACT Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. We’re enable our teams to go beyond through global opportunities and broad career paths. Flexibility that works. Enjoy a hybrid working model—some days remote, some days onsite with your team—along with flexible hours. Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com) Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us. Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more. Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing. We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage. Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services. Extra benefits. Gym\u002FWellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply. READY TO TAKE THE NEXT STEP IN YOUR JOURNEY? The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.",{"id":152,"slug":153,"title":154,"location":13,"raw_job_location_address_addressLocality":13,"raw_hiringOrganization_logo_url":13,"raw_description":155},25101,"insurance-product-amp-service-value-proposition-management-analyst-i-hse-santander-insurance-sl","Insurance Product & Service Value Proposition Management Analyst I","Insurance Product & Service Value Proposition Management Analyst I Country: Spain IT STARTS HERE Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. THE DIFFERENCE YOU MAKE Santander Insurance is looking for an Insurance Planning & Performance Management – Analyst I, based in Madrid (Paseo de la Castellana, 24). You will support the preparation and consolidation of performance reports, contributing to the business monitoring of Santander Insurance bancassurance operations across 10+ geographies in Europe, North America, and Latin America, by ensuring meaningful analysis of the business to anticipate warnings and prioritise business levers. We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for • Participate in the preparation of regular performance and planning business reports for the Bancassurance business at a global level. • Consolidate and analyze data from different geographies and internal\u002F external sources. • Develop and maintain Excel\u002FPower Bi models and templates to automate and optimize report generation. • Support the creation of dashboards and PowerPoint documents, facilitating the visualization and analysis of key KPIs. • Ensure the consistency, accuracy, and traceability of the information used in reports. • Collaborate with local teams in different countries to coordinate timely delivery of reports, resolve issues and clarify data. • Participate in ad hoc analyses and the preparation of executive presentations: WHAT YOU’LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience • 2–3 years of experience in analysis, management control, financial planning, or reporting, preferably in bancassurance, insurance, or consulting -required-. • Basic knowledge of accounting, finance, and business KPIs (e.g., Gross Written Premium, AUMs, new business and in-force policies, product mix, commission schemes, financial targets) -required-. • Familiarity with databases and analytical tools (SQL, Access, or similar) is desirable. Education • University degree in Actuarial Science, Business Administration, Economics, Engineering, Mathematics, Statistics, or related fields -required-. Languages • Fluent in English and Spanish -required- (Portuguese highly desirable). Hard Skills • Advanced Excel (pivot tables, complex formulas, macros, charts) PowerPoint, and ThinkCell- required-. • Knowledge of Power BI or similar data visualization tools - preferred-. WE VALUE YOUR IMPACT Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. We’re enable our teams to go beyond through global opportunities and broad career paths. Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours. Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com) Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us. Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more. Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing. We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage. Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services. Extra benefits. Gym\u002FWellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply. READY TO TAKE THE NEXT STEP IN YOUR JOURNEY? The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.",{"id":157,"slug":158,"title":159,"location":13,"raw_job_location_address_addressLocality":13,"raw_hiringOrganization_logo_url":13,"raw_description":160},35905,"insurance-product-amp-service-value-proposition-management-manager-hse-santander-insurance-sl","Insurance Product & Service Value Proposition Management Manager","Insurance Product & Service Value Proposition Management Manager Country: Spain IT STARTS HERE Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. THE DIFFERENCE YOU MAKE SANTANDER INSURANCE HOLDING is looking for a Insurance Product & Service Value Proposition Management Manager based out of Paseo de la Castellana, 24, Madrid. We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for: • Understanding of the overall bancassurance operation across the 10 geographies where Santander Insurance business operates. • Prepare documentation to enable the decision taking in key governance bodies like Santander Board of Directors, Executive Committee, One-to-one with CEO, Quarterly and Annual public presentation results or JST documentation. • Development of the yearly Strategic Planning process in alignment with Santander key stakeholders and Insurance joint-ventures, analysing business units’ macroeconomic and regulatory context, strengths and challenges, trends and mid-term opportunities, and key strategic priorities. • Alignment with insurance joint-ventures in the key initiatives and financing model for the proper execution of the insurance strategy • Support in the follow-up of distribution agreements across countries. • Analyse and build on boards' draft documentation on preparatory phase to align stakeholders, and contrast financial information like business KPIs or P&L. WHAT YOU’LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience • Previous experience in consultancy (+5years) (Required) • Knowledge of insurance businesses (Preferred) Education • Master's Degree (Business Administration, Actuarial, Engenieering) (Required) Languages • Fluent English and Spanish (C1) (Required) Hard Skills • Deep analytical skills (Required) • Microsoft office expert (Excel, Power Point) (Required) • Prompt and AI tools (Chat GPT) (Required) Soft Skills • Ability to analyse, interpret and connect insurance metrics to shareholder value. • In-depth knowledge of Santander Group’s structure and operations (desirable), with a track record of effectively engaging and influencing stakeholders across diverse functions. • Experience working in international teams with an ability to adapt to cultural differences WE VALUE YOUR IMPACT Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. We’re enable our teams to go beyond through global opportunities and broad career paths. Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours. Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com) Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us. Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more. Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing. We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage. Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services. Extra benefits. Gym\u002FWellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply. READY TO TAKE THE NEXT STEP IN YOUR JOURNEY? The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.",{"id":162,"slug":163,"title":164,"location":13,"raw_job_location_address_addressLocality":13,"raw_hiringOrganization_logo_url":13,"raw_description":165},36309,"artificial-intelligence-lead-insurance-domain-hse-santander-insurance-sl","Artificial Intelligence Lead - Insurance Domain","Artificial Intelligence Lead - Insurance Domain Country: Spain IT STARTS HERE Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. THE DIFFERENCE YOU MAKE Santander Insurance is looking for an Artificial Intelligence Lead based out of Madrid. As an Artificial Intelligence Lead for the Insurance Domain, you will drive the strategic development and implementation of AI technologies across insurance value chains, accelerating digital transformation, enhancing risk assessment capabilities, improving claims efficiency, and strengthening customer engagement through advanced AI solutions. The role sits within the insurance domain and works closely with the WM&I Chief Data & Artificial Intelligence Office (CDAIO) and with Insurance Product, Underwriting, Claims, Pricing, Risk, Distribution, and Operations teams. This is a unique opportunity to shape the AI agenda within the Insurance business and spearhead the deployment of AI and GenAI solutions to generate competitive advantage and sustainable growth. We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for: Develop and execute a comprehensive AI strategy aligned with Insurance business objectives (growth, loss ratio optimization, customer retention, operational efficiency). Identify and prioritize high-impact AI and GenAI use cases across the insurance value chain, including: Underwriting automation and risk scoring Pricing optimization and actuarial modeling enhancement Claims automation and fraud detection Customer service virtual assistants and policy servicing Document intelligence for policy and claims processing Design and deploy AI-powered solutions to improve combined ratio, customer experience, and operational scalability. Lead cross-functional teams (Data Science, IT, Actuarial, Risk, Operations, Compliance) in AI solution design and integration. Oversee development, validation, and monitoring of machine learning models for predictive analytics and risk modeling. Ensure compliance with insurance regulatory frameworks, model governance standards, data privacy laws, and ethical AI principles. Drive AI research, prototyping, and proof-of-concept initiatives focused on insurance innovation. Establish and manage partnerships with AI technology vendors, insurtech firms, and research institutions. Promote AI literacy and change management across Insurance business units. WHAT YOU’LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience Proven experience with GenAI and AI\u002FML applications in Insurance. (Required) 8+ years of experience in AI\u002FML roles with strong applied problem-solving background. (Required) 5+ years of experience in Insurance (Life, P&C, Health, or Reinsurance) or insurance technology. (Required) Demonstrated experience implementing AI\u002FML solutions in underwriting, pricing, claims, fraud, or customer analytics. (Required) Experience leading large-scale AI programs and managing multidisciplinary teams. (Required) Strong understanding of actuarial concepts, risk modeling, and insurance KPIs (loss ratio, combined ratio, retention, claims leakage). (Required) Education BSc or MSc degree in Computer Science, Artificial Intelligence, Mathematics, Actuarial Science, Engineering, or related quantitative field. (Required) AI\u002FML, cloud, or data science certifications. (Preferred) Languages Fluent English and Spanish (Required) Hard Skills Expert-level knowledge of machine learning algorithms and predictive modeling. Strong understanding of GenAI, LLM applications, and prompt engineering in regulated environments. Proficiency in Python and AI development frameworks. Experience with cloud AI platforms (AWS, Azure, GCP). Knowledge of MLOps, model governance, and model risk management frameworks. Understanding of actuarial modeling and insurance risk assessment processes. Familiarity with insurance regulatory requirements (e.g., Solvency II, IFRS 17, local supervisory frameworks). Soft Skills Strong strategic thinking and innovation leadership capabilities. Excellent communication skills across technical and business stakeholders. Advanced analytical and problem-solving skills. Experience leading organizational change and AI-driven transformation in insurance environments WE VALUE YOUR IMPACT Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. We’re enable our teams to go beyond through global opportunities and broad career paths. Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours. Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com) Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us. Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more. Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing. We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage. Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services. Extra benefits. Gym\u002FWellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply. READY TO TAKE THE NEXT STEP IN YOUR JOURNEY? The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.",{"id":167,"slug":168,"title":169,"location":13,"raw_job_location_address_addressLocality":13,"raw_hiringOrganization_logo_url":13,"raw_description":170},36316,"customer-strategy-analyst-hse-santander-insurance-sl","Customer Strategy Analyst","Customer Strategy Analyst Country: Spain IT STARTS HERE Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. The Wealth Management & Insurance division covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present. THE DIFFERENCE YOU MAKE Santander Insurance is looking for a Customer Strategy Analyst based out of Madrid. The role will develop a deep understanding of key customer performance indicators to support value creation and strategic decision-making. Reporting to the Customer 360 & AI Director within the Customer Strategy & AI team. As a customer strategy analyst your mission will be to build and maintain a robust and scalable analytical framework to monitor, understand and drive customer strategy performance across global and local markets. The role will support data-driven decision making by providing actionable insights on key customer KPIs, identifying performance drivers, and assessing the business impact of strategic initiatives. We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for: 1. Customer Analytics Framework Develop and maintain a robust analytical environment to monitor customer performance across geographies, ensuring consistency between global and local views. Define and standardize KPIs, metrics and analytical methodologies to ensure comparability and alignment across countries. Design and enhance reporting tools and dashboards to provide clear visibility on customer performance. 2. KPI Monitoring & Performance Tracking Track and analyze the evolution of key customer KPIs, including: Customer lifetime Value Net Promoter Score (NPS) Customer churn Customer base evolution Product holding (e.g., insurance policies per customer) Identify trends, deviations vs. targets and early warning signals. Provide regular performance updates to key stakeholders and senior management. 3. Deep-Dive Analysis & Insights Generation Conduct in-depth analyses to identify key drivers of performance, improvement levers and potential risks to achieving budget and strategic targets. Segment customers and behaviors to uncover actionable insights. Support hypothesis generation and validation using data. 4. Business Impact Assessment Analyze and quantify the impact of strategic initiatives (e.g., commercial actions, retention strategies, cross-selling initiatives) on customer KPIs and business outcomes. Develop frameworks to measure ROI and effectiveness of initiatives. Support prioritization of initiatives based on data-driven insights. 5. Stakeholder Management & Collaboration Work closely with business, data and local teams to ensure alignment on definitions, analyses and insights. Translate complex analytical findings into clear and actionable recommendations for non-technical stakeholders. Support decision-making processes at both global and local levels. WHAT YOU’LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience 3 years of professional experience in the insurance industry, preferably in roles related to analytics and performance tracking. (Required) Proven experience in data analysis, KPI monitoring and business performance management. (Required) Experience working with large and complex datasets across multiple sources. (Preferred) Education Bachelor’s degree in Business Administration, Economics, Finance, Engineering, Mathematics, Statistics, or a related field. (Required) Languages Very high proficiency in English and Spanish (Required) Portuguese is desirable (Preferred) Hard Skills Proficiency in SQL and Excel for data extraction and analysis. (Required) Experience with data visualization tools (e.g., Power BI, Tableau) to build dashboards and reports. (Required) Familiarity with data models, data structures and analytical frameworks is a plus. (Preferred) Soft Skills Strong analytical and problem-solving skills, with the ability to translate data into actionable insights. Ability to connect data analysis with business impact and decision-making. Strong communication skills, with the ability to convey complex insights to non-technical stakeholders. WE VALUE YOUR IMPACT Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. We’re enable our teams to go beyond through global opportunities and broad career paths. Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours. Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com) Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us. Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more. Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing. We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage. Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services. Extra benefits. Gym\u002FWellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join! We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way. LOCAL COMPLIANCE Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply. READY TO TAKE THE NEXT STEP IN YOUR JOURNEY? The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.",{"id":172,"slug":173,"title":174,"location":13,"raw_job_location_address_addressLocality":13,"raw_hiringOrganization_logo_url":13,"raw_description":175},19507,"coo-office-associate-hse-santander-insurance-sl","COO Office Associate","COO Office Associate Country: Spain ES EL MOMENTO Santander (www.santander.com) está evolucionando de ser una marca global de alto impacto a una organización impulsada por la tecnología, y las personas están en el centro de este camino. Juntos, estamos liderando una transformación centrada en el cliente que valora el pensamiento disruptivo, la valentía de desafiar lo posible y la capacidad de innovar. Esto es más que un cambio estratégico: es una oportunidad para crecer, aprender y generar un impacto real. Nuestra misión es contribuir a que más personas y empresas prosperen. Adoptamos una sólida cultura de riesgos y esperamos que todos nuestros equipos asuman un enfoque proactivo y responsable en la gestión del riesgo. Wealth Management & Insurance abarca tres negocios en todos los países del Grupo Santander: Seguros, Gestión de Activos y Banca Privada. Trabajamos para ofrecer las mejores soluciones a nuestros clientes en estas tres áreas en los 10 países en los que estamos presentes. En concreto, en el Área de Seguros se encuentra en pleno proceso de transformación y revisión estratégica, y tiene un ambicioso proyecto de crecimiento para los próximos años. EL IMPACTO QUE GENERARÁS Santander Insurance está buscando un\u002Fa COO Office Associate con base en las oficinas centrales de Madrid (Paseo de la Castellana, 24) El\u002Fla COO Office Associate formará parte del equipo del Chief Operating Officer (COO) de Santander Insurance, contribuyendo al desarrollo y ejecución de proyectos estratégicos, y a robustecer el gobierno y entorno de control de la sociedad Holding de Seguros del Grupo Santander . Estamos redefiniendo nuestra forma de trabajar a través de la innovación, la tecnología de última generación, la colaboración y la libertad de explorar nuevas ideas. En este puesto, tus principales responsabilidades incluirán: Apoyo al COO y al Responsable Global de Seguros en la implementación de la estrategia de Santander Insurance Definición del Target Operating Model (“TOM”) del Negocio de Seguros a nivel global, incluyendo el gobierno de las compañías participadas por Santander Insurance Holding (sociedad cabecera del Grupo Asegurador de Santander) Creación dashboards de seguimiento de proyectos estratégicos de Seguros, con la puesta en marcha de un PMO global para el seguimiento de los mismos Apoyo al COO y al Director General de Santander Insurance en la coordinación del Consejo de Administración y sus Comisiones (preparación de presentaciones, seguimiento del “action tracker”, “Forward Looking Agenda, etc). Participar en iniciativas de control y cumplimiento regulatorio, garantizando la alineación con las políticas internas y las normativas del sector asegurador. Colaborar con equipos internacionales, facilitando la comunicación y el intercambio de mejores prácticas dentro del Grupo. LO QUE APORTARÁS AL EQUIPO Nuestra gente es nuestra mayor fortaleza. Cada persona contribuye con perspectivas únicas que nos hacen más fuertes como equipo y como organización. Valoramos quiénes son y potenciamos lo que aportan. Los siguientes requisitos representan los conocimientos, habilidades y competencias esenciales para este puesto. Experiencia profesional Experiencia de 7-10 años en funciones de análisis, gestión de proyectos, consultoría estratégica, o similar (Obligatorio) Experiencia previa en el sector financiero o asegurador (Deseable) Valorable experiencia en proyectos desarrollados en “agile”, proyectos de digitalización, automatización (RPA) o implementación de herramientas de inteligencia de negocio (Power BI, Tableau, etc.). (Deseable) Acostumbrado a trabajar en entornos corporativos multinacionales, exposición internacional y con distintos niveles jerárquicos. (Obligatorio) Educación Licenciatura en Administración y Dirección de Empresas, Económicas o similar (Obligatorio) MBA (Deseable) Idiomas Inglés Avanzado (Obligatorio) Habilidades técnicas (Hard skills) Nivel avanzado de Excel, PowerPoint y herramientas de análisis de datos (i.e. Power BI) (Obligatorio) Gestión de proyectos complejos. (Obligatorio) Pensamiento crítico y enfoque estructurado ante la resolución de problemas. (Obligatorio) Habilidades interpersonales (Soft skills) Excelentes habilidades de comunicación escrita y visual (síntesis ejecutiva). (Obligatorio) Trabajo colaborativo y proactividad. (Obligatorio) Orientación a resultados y a la mejora continua. (Obligatorio) Capacidad de adaptación en entornos complejos y multiculturales. (Obligatorio) VALORAMOS TU IMPACTO Tu contribución importa, y la reconocemos. En Santander puedes esperar un paquete retributivo justo y competitivo que refleje tu impacto y el valor que entregarás. Toma un momento para entender a lo que nos referimos: Crecimiento sin límites. Impulsamos a nuestros equipos con oportunidades globales y amplias trayectorias de carrera para que puedan llegar más lejos. Flexibilidad que funciona. Disfruta de un modelo híbrido de trabajo—algunos días remoto y otros en la oficina con tu equipo—además de horarios flexibles. Aprendizaje continuo. Accede a cientos de cursos en nuestras plataformas, incluyendo acceso exclusivo a nuestro espacio global de formación: Santander Open Academy (www.santanderopenacademy.com) Recompensas competitivas. Recibe un salario altamente competitivo más un bonus por tus logros, para motivarte a seguir creciendo con nosotros. Ventajas financieras. Accede a condiciones bancarias preferentes, tipos de interés especiales en préstamos, seguros de vida y mucho más. Tu salud es nuestra prioridad. A través de BeHealthy, nuestro programa global de bienestar, promovemos el bienestar integral: físico, emocional, social y financiero. La familia es lo primero. Sabemos que tu familia lo es todo. Por eso ofrecemos apoyo para el cuidado infantil y programas familiares diseñados para cada etapa de la vida. Siempre a tu lado. Accede a Santander Contigo, nuestro programa para empleados\u002Fas y sus familias que ofrece servicios de asesoramiento legal, apoyo emocional y gestoría. Beneficios extras. Gimnasio\u002FWellHub, centro médico en varias de nuestras instalaciones, subvención de comidas, parking, servicio de lanzadera en distintos puntos de Madrid, además de descuentos y ofertas exclusivas para empleados de Santander. Y esto es solo el comienzo… ¡te contaremos mucho más cuando te unas! Estamos aquí para mantener tu motivación, ayudarte a alcanzar tus metas y celebrar tus logros en cada paso del camino. CUMPLIMIENTO LOCAL Santander se enorgullece de ser una organización que ofrece igualdad de oportunidades sin importar edad, género, discapacidad, estado civil, raza, religión u orientación sexual. Estamos comprometidos en ofrecer un proceso de selección inclusivo y accesible para todas las personas. ¿Y AHORA QUÉ? Si todo lo que acabas de leer encaja contigo, aplica y únete a nuestro equipo. ¿Listo\u002Fa para dar el siguiente paso? The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect."]