[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"seo-content-expertise-product-management-de":3,"job-search-\u002Fde-de\u002Fjobs-by-expertise\u002Fproduct-management":33,"expertise-filters-\u002Fde-de\u002Fjobs-by-expertise\u002Fproduct-management":563,"featured-jobs-\u002Fde-de\u002Fjobs-by-expertise\u002Fproduct-management":734},{"image_path":4,"content_de":5,"content_en":18,"composite_key":31,"last_updated":32},"\u002Fimages\u002Fexpertise\u002Fproduct-management.webp",{"tab1":6,"tab2":9,"tab3":12,"tab4":15},{"title":7,"content":8},"Bedeutung & Relevanz","Produktmanagement ist in [Deutschland](\u002Fsearch) von entscheidender Bedeutung, da es die Entwicklung und Vermarktung innovativer Finanzprodukte und -dienstleistungen steuert. In der dynamischen Finanzbranche, einschließlich [Banking](\u002Fjobs-by-industry\u002Fbanking) und [Versicherung](\u002Fjobs-by-industry\u002Finsurance), gewährleistet effektives Produktmanagement die Wettbewerbsfähigkeit, Kundenzufriedenheit und regulatorische Compliance. Es verbindet Marktanalysen mit technologischen Trends, um maßgeschneiderte Lösungen für verschiedene Zielgruppen zu schaffen, was besonders in Zeiten der Digitalisierung und erhöhter Kundenanforderungen unverzichtbar ist. Durch strategische Planung und kontinuierliche Optimierung trägt Produktmanagement direkt zum Geschäftserfolg bei und hilft Unternehmen, sich an sich ändernde Marktbedingungen anzupassen.",{"title":10,"content":11},"Top-Branchen & Standorte","In [Deutschland](\u002Fsearch) ist Produktmanagement besonders gefragt in Branchen wie [Banking](\u002Fjobs-by-industry\u002Fbanking), [Finanzdienstleistungen](\u002Fjobs-by-industry\u002Ffinancial-services), [Versicherung](\u002Fjobs-by-industry\u002Finsurance) und [Versicherungs- und Assistenzdienstleistungen](\u002Fjobs-by-industry\u002Finsurance-and-assistance-services). Top-Standorte mit hohem Bedarf sind [Hannover](\u002Fjobs-in-hannover), [Schweinfurt](\u002Fjobs-in-schweinfurt), [Tuttlingen](\u002Fjobs-in-tuttlingen), [Dortmund](\u002Fjobs-in-dortmund), [Frankfurt am Main](\u002Fjobs-in-frankfurt-am-main), [München](\u002Fjobs-in-muenchen), [Neu-Isenburg](\u002Fjobs-in-neu-isenburg) und [Uplengen](\u002Fjobs-in-uplengen). Diese Städte sind wichtige Finanzzentren, in denen Unternehmen innovative Produkte entwickeln und vermarkten, um lokale und internationale Märkte zu bedienen.",{"title":13,"content":14},"Gefragte Skills & Arbeitgeber","Führende Unternehmen, die Produktmanagement in [Deutschland](\u002Fsearch) suchen, umfassen Hannoversche Volksbank eG, MLF Mercator-Leasing GmbH & Co. Finanz-KG, Volksbank Schwarzwald-Donau-Neckar eG, VHV Allgemeine Versicherung AG, VOLKSWOHL BUND Lebensversicherung a. G., B. Metzler seel. Sohn & Co. Aktiengesellschaft, Europ Assistance SA, Niederlassung für Deutschland, AirPlus International GmbH und Raiffeisen-Volksbank eG. Gefragte Expertise umfasst [Projektmanagement](\u002Fjobs-by-expertise\u002Fproject-management), [Verkaufsunterstützung](\u002Fjobs-by-expertise\u002Fsales-support), [Marktforschung](\u002Fjobs-by-expertise\u002Fmarket-research), [Marktanalyse](\u002Fjobs-by-expertise\u002Fmarket-analysis), [Online-Marketing](\u002Fjobs-by-expertise\u002Fonline-marketing), [Eventmanagement](\u002Fjobs-by-expertise\u002Fevent-management), [Qualitätsmanagement](\u002Fjobs-by-expertise\u002Fquality-management), [Zielgruppenmanagement](\u002Fjobs-by-expertise\u002Ftarget-group-management), [Geschäftsentwicklung](\u002Fjobs-by-expertise\u002Fbusiness-development), [strategische Planung](\u002Fjobs-by-expertise\u002Fstrategic-planning), regulatorische Anforderungen, Überwachungsmaßnahmen, Vertrags- und Dokumentenmanagement, Digitalisierungs- und Omni-Channel-Strategie, Verkaufsprozessentwicklung, [Innovationsmanagement](\u002Fjobs-by-expertise\u002Finnovation-management), Portfoliotheorie, Finanzmärkte, Prozesskoordination, operativer Kundensupport, Qualitätssicherung, [Geschäftsanalyse](\u002Fjobs-by-expertise\u002Fbusiness-analysis), agile Umgebungen, B2B-Kundenprozesse, [Verkaufsmanagement](\u002Fjobs-by-expertise\u002Fsales-management) und [Preismanagement](\u002Fjobs-by-expertise\u002Fprice-management).",{"title":16,"content":17},"Karriere & Entwicklung","Karrierewege im Produktmanagement in [Deutschland](\u002Fsearch) reichen vom Junior Product Manager bis zum Head of Product, mit Möglichkeiten in Bereichen wie [strategische Planung](\u002Fjobs-by-expertise\u002Fstrategic-planning) und [Innovationsmanagement](\u002Fjobs-by-expertise\u002Finnovation-management). Um die Fähigkeit zu erlernen, sind relevante IT-Skills wie [Excel](\u002Fjobs-by-skill\u002Fexcel), [MS365](\u002Fjobs-by-skill\u002Fms365), [MS Office](\u002Fjobs-by-skill\u002Fms-office), [PowerPoint](\u002Fjobs-by-skill\u002Fpowerpoint), [Jira](\u002Fjobs-by-skill\u002Fjira), [Confluence](\u002Fjobs-by-skill\u002Fconfluence), Point-of-Sale-Systeme, Produktentwicklungssysteme, [VBA](\u002Fjobs-by-skill\u002Fvba), [Python](\u002Fjobs-by-skill\u002Fpython), SAFe, Produktmanagement-Tools, [Datenmanagement](\u002Fjobs-by-skill\u002Fdata-management) und [Digital Banking](\u002Fjobs-by-skill\u002Fdigital-banking) essenziell. Fortbildungen, Zertifizierungen (z.B. in agilen Methoden) und praktische Erfahrung in Projekten helfen, sich weiterzuentwickeln und in dynamischen Umgebungen wie [Banking](\u002Fjobs-by-industry\u002Fbanking) oder [Versicherung](\u002Fjobs-by-industry\u002Finsurance) erfolgreich zu sein.",{"tab1":19,"tab2":22,"tab3":25,"tab4":28},{"title":20,"content":21},"Strategic Importance","Product Management is a critical discipline in [Deutschland](\u002Fsearch)'s financial sector, driving innovation and competitive advantage. In a market characterized by digital transformation and regulatory complexity, effective product management ensures that financial services meet evolving customer needs while complying with stringent [regulatory requirements](\u002Fjobs-by-expertise\u002Fregulatory-requirements). This role bridges [business development](\u002Fjobs-by-expertise\u002Fbusiness-development) and technical execution, aligning product strategies with market demands in key hubs like [Frankfurt am Main](\u002Fjobs-in-frankfurt-am-main) and [München](\u002Fjobs-in-muenchen). With [Deutschland](\u002Fsearch)'s strong emphasis on [banking](\u002Fjobs-by-industry\u002Fbanking) and [insurance](\u002Fjobs-by-industry\u002Finsurance), product managers play a vital role in enhancing customer experiences through [digitalization and omni-channel strategy](\u002Fjobs-by-expertise\u002Fdigitalization-and-omni-channel-strategy), directly impacting profitability and market share in a highly regulated environment.",{"title":23,"content":24},"Top Industries & Locations","In [Deutschland](\u002Fsearch), Product Management is highly sought after in the [banking](\u002Fjobs-by-industry\u002Fbanking), [financial services](\u002Fjobs-by-industry\u002Ffinancial-services), and [insurance](\u002Fjobs-by-industry-insurance) industries, particularly within [insurance and assistance services](\u002Fjobs-by-industry\u002Finsurance-and-assistance-services). Key locations driving demand include [Hannover](\u002Fjobs-in-hannover), a hub for insurance giants; [Frankfurt am Main](\u002Fjobs-in-frankfurt-am-main), the heart of [banking](\u002Fjobs-by-industry\u002Fbanking) and finance; [München](\u002Fjobs-in-muenchen), known for its innovative tech and financial sectors; and [Dortmund](\u002Fjobs-in-dortmund), which has a growing fintech presence. Other notable areas are [Schweinfurt](\u002Fjobs-in-schweinfurt), [Tuttlingen](\u002Fjobs-in-tuttlingen), [Neu-Isenburg](\u002Fjobs-in-neu-isenburg), and [Uplengen](\u002Fjobs-in-uplengen), where regional financial institutions and service providers are expanding their product portfolios to stay competitive in the digital age.",{"title":26,"content":27},"In-Demand Skills & Employers","Top companies in [Deutschland](\u002Fsearch) seeking Product Management expertise include [Hannoversche Volksbank eG](\u002Fcompany\u002Fhannoversche-volksbank-eg), [MLF Mercator-Leasing GmbH & Co. Finanz-KG](\u002Fcompany\u002Fmlf-mercator-leasing-gmbh-co-finanz-kg), [Volksbank Schwarzwald-Donau-Neckar eG](\u002Fcompany\u002Fvolksbank-schwarzwald-donau-neckar-eg), [VHV Allgemeine Versicherung AG](\u002Fcompany\u002Fvhv-allgemeine-versicherung-ag), and [VOLKSWOHL BUND Lebensversicherung a. G.](\u002Fcompany\u002Fvolkswohl-bund-lebensversicherung-a-g). These employers value related expertise such as [project management](\u002Fjobs-by-expertise\u002Fproject-management), [market analysis](\u002Fjobs-by-expertise\u002Fmarket-analysis), [strategic planning](\u002Fjobs-by-expertise\u002Fstrategic-planning), and [sales process development](\u002Fjobs-by-expertise\u002Fsales-process-development). Additionally, skills in [innovation management](\u002Fjobs-by-expertise\u002Finnovation-management), [portfolio theory](\u002Fjobs-by-expertise\u002Fportfolio-theory), and [quality assurance](\u002Fjobs-by-expertise\u002Fquality-assurance) are crucial for driving product success in [Deutschland](\u002Fsearch)'s competitive financial landscape, ensuring alignment with customer needs and regulatory standards.",{"title":29,"content":30},"Career & Development","A career in Product Management in [Deutschland](\u002Fsearch) often starts with roles in [business analysis](\u002Fjobs-by-expertise\u002Fbusiness-analysis) or [sales support](\u002Fjobs-by-expertise\u002Fsales-support), progressing to senior positions through experience in [agile environment](\u002Fjobs-by-expertise\u002Fagile-environment) methodologies and [B2B customer-facing processes](\u002Fjobs-by-expertise\u002Fb2b-customer-facing-processes). To develop this skill, focus on mastering key IT tools like [Excel](\u002Fjobs-by-skill\u002Fexcel), [Python](\u002Fjobs-by-skill\u002Fpython), and [data management](\u002Fjobs-by-skill\u002Fdata-management) systems, which are essential for [digital banking](\u002Fjobs-by-skill\u002Fdigital-banking) initiatives. Continuous learning in areas such as [financial markets](\u002Fjobs-by-expertise\u002Ffinancial-markets) and [process coordination](\u002Fjobs-by-expertise\u002Fprocess-coordination) is vital. Many professionals enhance their expertise through certifications in [project management](\u002Fjobs-by-expertise\u002Fproject-management) or specialized courses in [innovation management](\u002Fjobs-by-expertise\u002Finnovation-management), positioning themselves for leadership roles in [Deutschland](\u002Fsearch)'s dynamic financial sector.","expertise:product-management:de","2026-08-17T09:09:37.096900+02:00",{"total":34,"jobs":35},61,[36,78,108,134,167,193,217,244,266,296,317,342,362,383,415,435,467,492,509,526],{"id":37,"slug":38,"title":39,"raw_title":40,"is_featured":41,"company":42,"raw_hiringOrganization_logo_url":46,"processed_city_gmaps":47,"processed_country_iso_code_gmaps":49,"processed_home_office":51,"processed_salary_min":52,"processed_salary_max":53,"processed_salary_currency":54,"processed_salary_source":55,"processed_working_hours":56,"processed_employment_types":58,"processed_it_skills":59,"processed_it_skills_labels":61,"processed_job_expertise_skills":65,"processed_job_expertise_skills_labels":67,"max_cpc":77,"actual_cpc":77},78256,"referent-mwd-vertriebssteuerung-provisionsmanagement-sparkasse-osnabrueck","Referent (m\u002Fw\u002Fd) Vertriebssteuerung - Provisionsmanagement",null,false,{"name":43,"slug":44,"logo_url":45},"Sparkasse Osnabrück","sparkasse-osnabrueck","\u002Fimages\u002Flogos\u002Fsparkasse-osnabrueck-logo.svg","https:\u002F\u002Finstitute-logos.sparkasse.de\u002F26550105.svg",[48],"Osnabrück",[50],"DE","hybrid",61300,79500,"EUR","estimated",[57],"FULL_TIME","permanent",{"microsoft excel":60,"microsoft office":60,"microsoft powerpoint":60},3,[62,63,64],"Microsoft Excel","Microsoft PowerPoint","Microsoft Office",{"budgeting":60,"accounting":60,"sales controlling":66,"banking operations":60,"financial analysis":66,"product management":60,"strategic planning":60,"financial reporting":60,"commission management":66},4,[68,69,70,71,72,73,74,75,76],"Sales controlling","Commission management","Financial analysis","Strategic planning","Accounting","Financial reporting","Product management","Banking operations","Budgeting",1,{"id":79,"slug":80,"title":81,"raw_title":40,"is_featured":41,"company":82,"raw_hiringOrganization_logo_url":85,"processed_city_gmaps":86,"processed_country_iso_code_gmaps":88,"processed_home_office":51,"processed_salary_min":89,"processed_salary_max":90,"processed_salary_currency":54,"processed_salary_source":55,"processed_working_hours":91,"processed_employment_types":58,"processed_it_skills":92,"processed_it_skills_labels":93,"processed_job_expertise_skills":96,"processed_job_expertise_skills_labels":97,"max_cpc":77,"actual_cpc":77},77334,"zinsdenker-produktgestalter-vertriebscaptain-vertriebsgestalter-mwd-sparkasse-kulmbach-kronach","ZinsDenker. ProduktGestalter. VertriebsCaptain. VertriebsGestalter (m\u002Fw\u002Fd)",{"name":83,"slug":84,"logo_url":40},"Sparkasse Kulmbach-Kronach","sparkasse-kulmbach-kronach","https:\u002F\u002Finstitute-logos.sparkasse.de\u002F77150000.svg",[87],"Kulmbach",[50],50000,70000,[57],{"excel":60,"marzipan-system":60},[94,95],"Excel","Marzipan-System",{"reporting":66,"data analysis":66,"sales control":66,"sales planning":66,"banking knowledge":66,"margin management":66,"product management":66,"process development":60,"interest rate management":66,"new product process coordination":66},[98,99,100,101,102,103,104,105,106,107],"Banking Knowledge","Interest Rate Management","Product Management","Sales Planning","Sales Control","Data Analysis","Reporting","Process Development","New Product Process Coordination","Margin Management",{"id":109,"slug":110,"title":111,"raw_title":40,"is_featured":41,"company":112,"raw_hiringOrganization_logo_url":116,"processed_city_gmaps":117,"processed_country_iso_code_gmaps":119,"processed_home_office":51,"processed_salary_min":120,"processed_salary_max":121,"processed_salary_currency":54,"processed_salary_source":55,"processed_working_hours":122,"processed_employment_types":58,"processed_it_skills":124,"processed_it_skills_labels":125,"processed_job_expertise_skills":126,"processed_job_expertise_skills_labels":128,"max_cpc":77,"actual_cpc":77},78207,"produktmanager-mwd-mit-dem-themenschwerpunkt-privat-und-geschaeftsgiro-in-50-teilzeit-sparkasse-hilden-ratingen-velbert-2","Produktmanager (m\u002Fw\u002Fd) mit dem Themenschwerpunkt Privat- und Geschäftsgiro in 50% Teilzeit",{"name":113,"slug":114,"logo_url":115},"Sparkasse Hilden Ratingen Velbert","sparkasse-hilden-ratingen-velbert","\u002Fimages\u002Flogos\u002Fsparkasse-hilden-ratingen-velbert-logo.svg","https:\u002F\u002Finstitute-logos.sparkasse.de\u002F33450000.svg",[118],"Hilden",[50],30000,45000,[123],"PART_TIME",{},[],{"pricing":60,"sales planning":60,"market analysis":60,"customer advisory":60,"financial products":66,"product management":66,"project management":127},2,[100,129,130,131,132,101,133],"Financial Products","Customer Advisory","Market Analysis","Pricing","Project Management",{"id":135,"slug":136,"title":137,"raw_title":40,"is_featured":41,"company":138,"raw_hiringOrganization_logo_url":40,"processed_city_gmaps":142,"processed_country_iso_code_gmaps":144,"processed_home_office":51,"processed_salary_min":145,"processed_salary_max":146,"processed_salary_currency":54,"processed_salary_source":55,"processed_working_hours":147,"processed_employment_types":148,"processed_it_skills":149,"processed_it_skills_labels":150,"processed_job_expertise_skills":156,"processed_job_expertise_skills_labels":157,"max_cpc":77,"actual_cpc":77},71355,"werkstudent-im-chief-data-office-mwd-allianz-insurance","Werkstudent im Chief Data Office (m\u002Fw\u002Fd)",{"name":139,"slug":140,"logo_url":141},"Allianz Insurance","allianz-insurance","https:\u002F\u002Fcdn.phenompeople.com\u002FCareerConnectResources\u002FAISAIPGB\u002Fimages\u002FHeader-1706868786965.svg",[143],"Unterföhring",[50],18000,24000,[123],"student",{"jira":127,"chatgpt":127,"confluence":127,"data analysis":127,"project management tools":127,"artificial intelligence (ai)":127},[151,152,153,154,155,103],"Jira","Confluence","Project Management Tools","Artificial Intelligence (AI)","ChatGPT",{"scrum":127,"kanban":127,"backlog management":127,"product management":127,"project management":127,"user story writing":127,"process documentation":127,"kpi dashboard creation":127,"stakeholder management":127,"agile software development":127,"data-driven product development":127},[100,133,158,159,160,161,162,163,164,165,166],"Agile Software Development","Scrum","Kanban","Data-driven Product Development","User Story Writing","Backlog Management","Stakeholder Management","KPI Dashboard Creation","Process Documentation",{"id":168,"slug":169,"title":170,"raw_title":40,"is_featured":41,"company":171,"raw_hiringOrganization_logo_url":40,"processed_city_gmaps":174,"processed_country_iso_code_gmaps":176,"processed_home_office":51,"processed_salary_min":90,"processed_salary_max":177,"processed_salary_currency":54,"processed_salary_source":55,"processed_working_hours":178,"processed_employment_types":58,"processed_it_skills":179,"processed_it_skills_labels":180,"processed_job_expertise_skills":181,"processed_job_expertise_skills_labels":182,"max_cpc":77,"actual_cpc":77},73874,"senior-business-owner-cominvest-im-brokerage-commerzbank-ag-de","(Senior) Business Owner cominvest im Brokerage",{"name":172,"slug":173,"logo_url":40},"Commerzbank AG DE","commerzbank-ag-de",[175],"Quickborn",[50],100000,[57,123],{},[],{"digital services":66,"it collaboration":66,"process thinking":66,"risk anticipation":66,"business economics":66,"financial products":66,"product management":66,"project management":66,"portfolio management":66,"securities knowledge":66,"regulatory compliance":66,"requirements engineering":66,"cross-functional collaboration":66},[129,183,184,185,100,133,186,187,188,189,190,191,192],"Portfolio Management","Digital Services","Securities Knowledge","Cross-functional Collaboration","IT Collaboration","Requirements Engineering","Process Thinking","Risk Anticipation","Regulatory Compliance","Business Economics",{"id":194,"slug":195,"title":196,"raw_title":40,"is_featured":41,"company":197,"raw_hiringOrganization_logo_url":40,"processed_city_gmaps":200,"processed_country_iso_code_gmaps":202,"processed_home_office":51,"processed_salary_min":90,"processed_salary_max":177,"processed_salary_currency":54,"processed_salary_source":55,"processed_working_hours":203,"processed_employment_types":58,"processed_it_skills":204,"processed_it_skills_labels":205,"processed_job_expertise_skills":206,"processed_job_expertise_skills_labels":207,"max_cpc":77,"actual_cpc":77},68877,"client-portfolio-manager-institutionelle-und-asset-management-mwd-deutsche-apotheker-und-aerztebank-eg","Client Portfolio Manager Institutionelle und Asset Management (m\u002Fw\u002Fd)",{"name":198,"slug":199,"logo_url":40},"Deutsche Apotheker- und Ärztebank eG","deutsche-apotheker-und-aerztebank-eg",[201],"Düsseldorf",[50],[57],{},[],{"marketing":60,"client advisory":66,"wealth management":66,"event coordination":60,"product management":60,"customer experience":60,"portfolio management":66,"quantitative analysis":66,"capital market products":66,"training and development":60,"financial portfolio management":66},[208,183,209,210,211,100,212,213,214,215,216],"Wealth Management","Capital Market Products","Financial Portfolio Management","Marketing","Client Advisory","Quantitative Analysis","Training and Development","Customer Experience","Event Coordination",{"id":218,"slug":219,"title":220,"raw_title":40,"is_featured":41,"company":221,"raw_hiringOrganization_logo_url":224,"processed_city_gmaps":225,"processed_country_iso_code_gmaps":227,"processed_home_office":51,"processed_salary_min":228,"processed_salary_max":229,"processed_salary_currency":54,"processed_salary_source":55,"processed_working_hours":230,"processed_employment_types":58,"processed_it_skills":231,"processed_it_skills_labels":232,"processed_job_expertise_skills":235,"processed_job_expertise_skills_labels":236,"max_cpc":77,"actual_cpc":77},74596,"produkt-und-leistungsmanager-mitgliedschaftspakete-wmd-allgemeiner-deutscher-automobil-club-ev","Produkt- und Leistungsmanager Mitgliedschaftspakete (w\u002Fm\u002Fd)",{"name":222,"slug":223,"logo_url":40},"Allgemeiner Deutscher Automobil-Club e.V.","allgemeiner-deutscher-automobil-club-ev","https:\u002F\u002Fkarriere.adac.de\u002F_assets\u002F5da2201863dc0baff4b778bade174aaf\u002FImg\u002Flogo.svg",[226],"München",[50],60000,80000,[57],{"excel":60,"reporting tools":60,"business intelligence tools":60},[94,233,234],"Reporting Tools","Business Intelligence Tools",{"compliance":60,"kpi systems":66,"economic analysis":66,"product management":66,"project management":66,"contract management":60,"portfolio management":66,"requirements management":66,"cost and budget planning":66,"business case development":66},[100,183,133,237,238,239,240,241,242,243],"Business Case Development","Economic Analysis","KPI Systems","Cost and Budget Planning","Requirements Management","Contract Management","Compliance",{"id":245,"slug":246,"title":247,"raw_title":40,"is_featured":41,"company":248,"raw_hiringOrganization_logo_url":252,"processed_city_gmaps":253,"processed_country_iso_code_gmaps":255,"processed_home_office":51,"processed_salary_min":256,"processed_salary_max":257,"processed_salary_currency":54,"processed_salary_source":55,"processed_working_hours":258,"processed_employment_types":58,"processed_it_skills":259,"processed_it_skills_labels":260,"processed_job_expertise_skills":261,"processed_job_expertise_skills_labels":262,"max_cpc":77,"actual_cpc":77},78157,"product-ownerin-gewerbliches-kreditgeschaeft-in-voll-oder-teilzeit-sparkasse-bielefeld","Product Owner:in Gewerbliches Kreditgeschäft in Voll- oder Teilzeit",{"name":249,"slug":250,"logo_url":251},"Sparkasse Bielefeld","sparkasse-bielefeld","\u002Fimages\u002Flogos\u002Fsparkasse-bielefeld-logo.svg","https:\u002F\u002Finstitute-logos.sparkasse.de\u002F48050161.svg",[254],"Bielefeld",[50],55000,65000,[57,123],{},[],{"commercial lending":66,"process management":66,"product management":66,"project management":66,"regulatory compliance":60,"business administration":66},[263,100,264,133,191,265],"Commercial Lending","Process Management","Business 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