[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"expertise-filters-\u002Fde-at\u002Fjobs-by-expertise\u002Fcredit-assessment":3,"seo-content-expertise-credit-assessment-at":64,"job-search-\u002Fde-at\u002Fjobs-by-expertise\u002Fcredit-assessment":94,"featured-jobs-\u002Fde-at\u002Fjobs-by-expertise\u002Fcredit-assessment":138},{"industry":4,"employment_type":13,"expertise_skills":17,"it_skills":48,"salary_currency":58,"processed_working_hours":61},[5,9],{"key":6,"label":7,"count":8},"financial services","Financial Services",2,{"key":10,"label":11,"count":12},"banking","Banking",1,[14],{"key":15,"label":16,"count":8},"permanent","PERMANENT",[18,21,24,27,30,33,36,39,42,45],{"key":19,"label":20,"slug":19,"count":8},"credit-assessment","Credit Assessment",{"key":22,"label":23,"slug":22,"count":12},"banking-regulations","Banking Regulations",{"key":25,"label":26,"slug":25,"count":12},"leasing-business","Leasing Business",{"key":28,"label":29,"slug":28,"count":12},"online-customer-service","Online Customer Service",{"key":31,"label":32,"slug":31,"count":12},"problem-solving","Problem Solving",{"key":34,"label":35,"slug":34,"count":12},"risk-evaluation","Risk Evaluation",{"key":37,"label":38,"slug":37,"count":12},"sales","Sales",{"key":40,"label":41,"slug":40,"count":12},"telephone-customer-service","Telephone Customer Service",{"key":43,"label":44,"slug":43,"count":12},"back-office-tasks","Back Office Tasks",{"key":46,"label":47,"slug":46,"count":12},"transaction-processing","Transaction Processing",[49,52,55],{"key":50,"label":51,"slug":50,"count":12},"digital-media","Digital Media",{"key":53,"label":54,"slug":53,"count":12},"online-tools","Online Tools",{"key":56,"label":57,"slug":56,"count":12},"screen-sharing-solutions","Screen-Sharing Solutions",[59],{"key":60,"label":60,"count":8},"EUR",[62],{"key":63,"label":63,"count":8},"FULL_TIME",{"image_path":65,"content_de":66,"content_en":79,"composite_key":92,"last_updated":93},"\u002Fimages\u002Fexpertise\u002Fcredit-assessment.webp",{"tab1":67,"tab2":70,"tab3":73,"tab4":76},{"title":68,"content":69},"Bedeutung & Relevanz","Die Kreditbewertung ist ein entscheidender Prozess im Finanzwesen, insbesondere in Österreich, wo Banken wie die [Bank für Tirol und Vorarlberg Aktiengesellschaft](\u002Fcompany\u002Fbank-fuer-tirol-und-vorarlberg-aktien-gesellschaft) eine zentrale Rolle spielen. Sie dient dazu, die Kreditwürdigkeit von Kunden zu beurteilen und Risiken zu minimieren, was für die Stabilität des [Banking](\u002Fjobs-by-industry\u002Fbanking)-Sektors unerlässlich ist. In Österreich, mit seinem starken Fokus auf regulatorische Anforderungen, gewährleistet eine gründliche Kreditbewertung die Einhaltung von Vorschriften wie KYC (Know Your Customer) und hilft, finanzielle Verluste zu vermeiden. Dies trägt direkt zum Wirtschaftswachstum bei, indem es Unternehmen und Privatpersonen Zugang zu Kapital ermöglicht, während gleichzeitig das System vor Ausfällen geschützt wird.",{"title":71,"content":72},"Top-Branchen & Standorte","In Österreich ist die Kreditbewertung vor allem im [Banking](\u002Fjobs-by-industry\u002Fbanking)-Sektor gefragt, wo Institute wie die [Bank für Tirol und Vorarlberg Aktiengesellschaft](\u002Fcompany\u002Fbank-fuer-tirol-und-vorarlberg-aktien-gesellschaft) aktiv sind. Top-Standorte umfassen [Innsbruck](\u002Fjobs-in-innsbruck), ein wichtiges Finanzzentrum in Tirol, sowie andere Städte wie Wien und Graz, die eine hohe Nachfrage nach Fachkräften in diesem Bereich aufweisen. Diese Standorte bieten zahlreiche Möglichkeiten in Banken, [Finanzdienstleistungen](\u002Fjobs-by-industry\u002Ffinancial-services) und [Versicherungen](\u002Fjobs-by-industry\u002Finsurance), wo Kreditbewertung für die Risikosteuerung und Kundenbetreuung unverzichtbar ist.",{"title":74,"content":75},"Gefragte Skills & Arbeitgeber","Führende Arbeitgeber in Österreich, die Kreditbewertung benötigen, sind die [Bank für Tirol und Vorarlberg Aktiengesellschaft](\u002Fcompany\u002Fbank-fuer-tirol-und-vorarlberg-aktien-gesellschaft) und andere große Banken. Gefragte Expertise umfasst Kenntnisse in regulatorischen Anforderungen (wie Rating, KYC, wirtschaftlich Berechtigter), Anwendung von Kundenlimits, Vor- und Nachbereitung von Kundenterminen, Geschäftsreiseplanung, [Risikomanagement](\u002Fjobs-by-expertise\u002Frisk-management), Projektbeteiligung, Dokumentation und Prozessverbesserung. Diese Fähigkeiten sind entscheidend, um Kreditentscheidungen zu treffen und die Compliance in der dynamischen österreichischen Finanzlandschaft sicherzustellen.",{"title":77,"content":78},"Karriere & Entwicklung","Karrierewege in der Kreditbewertung in Österreich reichen vom Kreditanalysten bis zum Risikomanager, oft mit Fortbildungen in [Banking](\u002Fjobs-by-industry\u002Fbanking) und [Finanzen](\u002Fjobs-by-industry\u002Ffinance). Um die Fähigkeit zu erlernen, sind Schulungen in regulatorischen Anforderungen, [Risikomanagement](\u002Fjobs-by-expertise\u002Frisk-management) und IT-Kenntnissen wie [Datenanalyse](\u002Fjobs-by-skill\u002Fdata-analysis) empfehlenswert. Praktische Erfahrung in Banken oder durch Projekte hilft, Expertise in Prozessverbesserung und Dokumentation aufzubauen, was zu langfristigem beruflichem Wachstum in Österreichs Finanzsektor führt.",{"tab1":80,"tab2":83,"tab3":86,"tab4":89},{"title":81,"content":82},"Strategic Importance","Credit assessment is a cornerstone of financial stability and growth in **Österreich**, ensuring that lending institutions make informed decisions while mitigating risks. In a country with a robust banking sector, effective credit evaluation supports economic development by facilitating responsible lending to businesses and individuals. This expertise is crucial for maintaining compliance with stringent regulatory frameworks, such as those governing [Banking](\u002Fjobs-by-industry\u002Fbanking) and [Finance](\u002Fjobs-by-industry\u002Ffinance), and helps prevent financial crises by identifying potential defaults early. In **Österreich**, where financial services are integral to the economy, credit assessment enhances trust in institutions and promotes sustainable investment, directly contributing to national economic resilience and growth.",{"title":84,"content":85},"Top Industries & Locations","In **Österreich**, credit assessment is highly sought after in the [Banking](\u002Fjobs-by-industry\u002Fbanking) industry, particularly in key financial hubs like [Innsbruck](\u002Fjobs-in-innsbruck). This city, known for its vibrant economic activity, hosts numerous financial institutions where credit professionals are essential for evaluating loan applications and managing credit portfolios. Additionally, industries such as [Insurance](\u002Fjobs-by-industry\u002Finsurance) and [Financial Services](\u002Fjobs-by-industry\u002Ffinancial-services) in regions across **Österreich** rely on this skill to assess risk and ensure compliance. Other locations with growing demand include major urban centers, where [Banking and Finance](\u002Fjobs-by-industry\u002Fbanking-and-finance) sectors thrive, making credit assessment a critical function for maintaining financial health and operational efficiency.",{"title":87,"content":88},"In-Demand Skills & Employers","Top employers in **Österreich**, such as [Bank für Tirol und Vorarlberg Aktiengesellschaft](\u002Fcompany\u002Fbank-fuer-tirol-und-vorarlberg-aktien-gesellschaft), seek professionals with expertise in regulatory requirements knowledge (including rating, KYC, and beneficial owner protocols), customer limits application, and risk management. These roles often involve preparation and follow-up of customer appointments, business trip planning, project participation, documentation, and process improvement. Mastery of these areas ensures compliance and enhances operational efficiency. Other key players in the [Banking](\u002Fjobs-by-industry\u002Fbanking) sector also value these skills, as they are fundamental to maintaining robust credit assessment frameworks and supporting informed decision-making in financial operations.",{"title":90,"content":91},"Career & Development","A career in credit assessment in **Österreich** typically starts with roles in banking or financial analysis, progressing to senior positions such as credit analyst or risk manager. To develop this skill, pursue certifications in [Risk Management](\u002Fjobs-by-expertise\u002Frisk-management) and gain hands-on experience with regulatory frameworks and [Data Analysis](\u002Fjobs-by-skill\u002Fdata-analysis) tools. Continuous learning through workshops and courses in [Banking Regulation](\u002Fjobs-by-expertise\u002Fbanking-regulation) and process improvement is essential. Leveraging [AI Tools](\u002Fjobs-by-skill\u002Fai-tools) for enhanced assessment and staying updated with industry trends can accelerate career growth. Networking with professionals in [Innsbruck](\u002Fjobs-in-innsbruck) and other financial hubs provides valuable opportunities for advancement and skill refinement.","expertise:credit-assessment:at",null,{"total":8,"jobs":95},[96,120],{"id":97,"slug":98,"title":99,"raw_title":93,"is_featured":100,"company":101,"raw_hiringOrganization_logo_url":93,"processed_city_gmaps":105,"processed_country_iso_code_gmaps":107,"processed_home_office":109,"processed_salary_min":110,"processed_salary_max":111,"processed_salary_currency":60,"processed_salary_source":112,"processed_working_hours":113,"processed_employment_types":15,"processed_it_skills":114,"processed_it_skills_labels":116,"processed_job_expertise_skills":117,"processed_job_expertise_skills_labels":119,"max_cpc":12,"actual_cpc":12},87205,"verkaufsexperte-digital-sales-mwd-santander-consumer-bank-gmbh","Verkaufsexperte Digital Sales (m\u002Fw\u002Fd)",false,{"name":102,"slug":103,"logo_url":104},"Santander Consumer Bank GmbH","santander-consumer-bank-gmbh","\u002Fimages\u002Flogos\u002Fsantander-logo-2018.svg",[106],"Wien",[108],"AT","hybrid",42000,55000,"estimated",[63],{"online tools":115,"digital media":115,"screen-sharing solutions":115},3,[54,57,51],{"sales":118,"back office tasks":8,"credit assessment":115,"banking regulations":8,"online customer service":115,"telephone customer service":115},4,[38,41,29,20,44,23],{"id":121,"slug":122,"title":123,"raw_title":93,"is_featured":100,"company":124,"raw_hiringOrganization_logo_url":93,"processed_city_gmaps":127,"processed_country_iso_code_gmaps":129,"processed_home_office":109,"processed_salary_min":130,"processed_salary_max":131,"processed_salary_currency":60,"processed_salary_source":112,"processed_working_hours":132,"processed_employment_types":15,"processed_it_skills":133,"processed_it_skills_labels":134,"processed_job_expertise_skills":135,"processed_job_expertise_skills_labels":136,"max_cpc":12,"actual_cpc":137},43586,"mitarbeiter-kfz-leasing-kreditauszahlung-mwd-ssc-santander-consumer-services-gmbh","Mitarbeiter Kfz Leasing-\u002F Kreditauszahlung (m\u002Fw\u002Fd)",{"name":125,"slug":126,"logo_url":104},"Santander Consumer Services GmbH","santander-consumer-services-gmbh",[128],"Eisenstadt",[108],30800,40000,[63],{},[],{"problem solving":115,"risk evaluation":115,"leasing business":115,"credit assessment":115,"transaction processing":115},[20,26,35,47,32],0.8,{"total":139,"jobs":140},0,[]]